I need to save $600/mo

[isaacmacdonald]

Originally posted by: halik
5.25/hr is hardy a "sweet" position ... hell its not even "a position". Around here you can get ~7 just cleaning meijers or something

Im 19 and I make 12.50 an hour doing java coding and sysadmin stuff... my bills are massive ~550 for rent, 40 for phone, 100 for insurace. I can pretty much cover my rent on a monthly basis and the rest comes from savings

"the rest comes from savings"????

wtf man. time to move to a cheaper place or stop making long phone calls. How can you be comfortable with a monthly net loss???

 

[Chaotic42]

Originally posted by: Eli

Ahh.. What makes you think that?

It's no spring chicken anymore. It's having a few little problems.

Does it smoke? How many miles? Manual, right? Does it just generally lack power or run sh!tty? Does it shift OK?

-No
-190800 miles
-Yes, 5 speed
-Of course, it's a Festiva No, not really
-Yes, it makes a fairly silent highpitched whining sound in 5th gear, usually around 2800rpm

If it isn't obviously worn out(smoke), you could have a full diagnostic done on it, plus a tuneup. Have them check and document the compression for you(so you can come back here and run it by us).

I might do that.

You never know... buying a used car could be more trouble than it's worth.. I suggest if you do get a new car, to really do some research, and be patient. Don't just take the first thing you come across, that's what they want you to do. Grab the paper and any classified ad papers you have around your place early on the first day they come out. Keep an eye out for "nice 1 owner cars with all service records", and such things like that. Those can be the real deals. A new car with an unknown history could be a nightmare. Stay away from dealerships unless you want to be raped... I guess unless they're the ones advertising the 1 owner w/ all service records car. They do sometimes.

Yeah, I got lucky. I really don't want another used car.

 

[Freejack2]

One thing you can do to save $50 a month is to keep the cable modem but just cancel the cable television. They can't cut off your cable entirely because of the modem but they'll put a filter on. Sometimes the filter allows nothing but usually the filter will only allow you to get aired channels.

 

[JEDI]

Originally posted by: Chaotic42
I clear about $950/mo.

Is there anything I can do, outside of putting my money in savings, to help build interest more quickly? I need to have about $10,000 by next August (that's my target). Would a CD be appropriate?

I'm thinking about getting rid of my TV and possibly my internet connection. I was also considering taking a part time job to help out. If I could save $1000/mo, that would be awesome.

I have $500 left on my medical bill. Other than that, my bills are:

Rent- $150
Cable/Internet- $100
Phone- $20
Food- ~$200
Gas- $15
Car insurance-$72

If I got rid of the cable/internet, I'd have about $493/mo that I could save. I work about 45 hours per week.

What would you do?

save $5k, then goto Vegas and bet it all on Black. guarentee to win (unless u hit red)

 

[JEDI]

Originally posted by: Chaotic42
I clear about $950/mo.

Is there anything I can do, outside of putting my money in savings, to help build interest more quickly? I need to have about $10,000 by next August (that's my target). Would a CD be appropriate?

I'm thinking about getting rid of my TV and possibly my internet connection. I was also considering taking a part time job to help out. If I could save $1000/mo, that would be awesome.

I have $500 left on my medical bill. Other than that, my bills are:

Rent- $150
Cable/Internet- $100
Phone- $20
Food- ~$200
Gas- $15
Car insurance-$72

If I got rid of the cable/internet, I'd have about $493/mo that I could save. I work about 45 hours per week.

What would you do?

save $5k, then goto Vegas and bet it all on Black. guarentee to win (unless u hit red)

 

[UCSDHappyAsian]

ish too hard yo~~
has to take care of the tas and other stuffs.. well.. get another part time job...
its easier that way...

 

[T2T III]

2) Your roommates 0wned you price-wise 'cause phone, cable & internet can easily cost more than water and electric.

True. If the roomates also use the Internet and cable TV, I'd opt to "split" all of the utility bills so that they pay-outs for them are fair.

 

[Chaotic42]

Originally posted by: Tiles2Tech

2) Your roommates 0wned you price-wise 'cause phone, cable & internet can easily cost more than water and electric.

True. If the roomates also use the Internet and cable TV, I'd opt to "split" all of the utility bills so that they pay-outs for them are fair.

He doesn't watch TV, so I don't count that.

 

[FelixDeCat]

So I guess your thinking that if you keep working for less at the radio station you make it on the air?

 

[AAjax]

Originally posted by: mugsywwiii
Why do you have to save so much so fast? I second the male prostitution suggestion. You won't enjoy 70-80 hours a week for very long.

Darn straight, I worked 2 full time jobs for about 5 months and it darn near killed me. Though I did meet my goal of saving up $$$ and getting my own place (roomates suck). Looking back on it, it was a bad idea. My health suffered and nothing is worth that.

 

[Chaotic42]

Originally posted by: FelixDeKat
So I guess your thinking that if you keep working for less at the radio station you make it on the air?

Nah, I don't want to be on the air.

This is just one of the higher paying jobs in the area that I can do without something like an LPN Cert or a degree.

 

[fumbduck]

why do you need 10k?

 

[Hector13]

Originally posted by: Bryophyte
I disagree with those that say you cannot eat healthfully/well on $200/month for one person. We average $100/person per month and have for years. We eat well, and the food is nutritionally sound.

where do you people live??
$100 a month is just over $3 a day... or just over $1 a meal!!
Food costs me at least $300 a month (for one person) in NYC and this is only because I get free dinner at work 4 out of 5 days a week.

 

[SCSIfreek]

You do realize there is such thing call financial aid and scholarship. If you spend the time you're working on getting these two items you won't even have to work and live a rich life in college. Trust me there are Billions of dollars in fundings for scholarship you'll just have to search for them. Good luck.


--Scsi

 

[Konigin]

You could cut food to like $8.40 a month if you ate Ramen noodles for every meal

 

[manly]

Remember one thing about college financial aid, they will take your income (and accumulated assets) into account to make a needs-based assessment.

 

[bandana163]

Why do you need 10K so fast? Are you in debt?
200$ for food sounds awfully much for me. Can you cook?

A bit of encouragement: 220$/month is the minimum wage (40 hours/week) around here, the average wage is 500-600$. A beginner 22yo with a diploma gets about 400$ minimally and 600$ on average. And the tax on the salary goes from 0% - minimal wage -, to 38% - for everything above ~6000$/year. The prices are about as high as in Germany, sometimes a bit higher (and sometimes a lot higher, gas = 1$/1l), still we can make a living, buy own house, car, etc.

I say your situation is not so bad after all.

 

[Hector13]

Originally posted by: Vaerilis
Why do you need 10K so fast? Are you in debt?
200$ for food sounds awfully much for me. Can you cook?

A bit of encouragement: 220$/month is the minimum wage (40 hours/week) around here, the average wage is 500-600$. A beginner 22yo with a diploma gets about 400$ minimally and 600$ on average. And the tax on the salary goes from 0% - minimal wage -, to 38% - for everything above ~6000$/year. The prices are about as high as in Germany, sometimes a bit higher (and sometimes a lot higher, gas = 1$/1l), still we can make a living, buy own house, car, etc.

I say your situation is not so bad after all.

except for the fact that he his not living in hungary!!
I'm sure $200 a month is enough to live like a king in some 3rd world countries... but that doesn't mean squat for someone living in the US.

 

[Bryophyte]

Originally posted by: Hector13

Originally posted by: Bryophyte
I disagree with those that say you cannot eat healthfully/well on $200/month for one person. We average $100/person per month and have for years. We eat well, and the food is nutritionally sound.

where do you people live??
$100 a month is just over $3 a day... or just over $1 a meal!!
Food costs me at least $300 a month (for one person) in NYC and this is only because I get free dinner at work 4 out of 5 days a week.

Oregon (and California and Washington for a few years.) Want an example? Dinner the other night for 3 , plus 4 meals to put in the freezer for later for husband's lunches: about four dollars total. Details: Whole chicken, herb roasted in oven by moi: $1.80 on sale. Baby carrots roasted with chicken: $.50. Rice dish: about $1.00 (don't remember exact amount.) Salad made with half a head of lettuce and carrots, etc: maybe about $.70. What else do we eat? Breakfast is cream of wheat for husband (very cheap and he likes it), cereal (on sale with coupons) or waffles or pancakes for one kid, eggs (free, we have chickens) and toast for other kid. Lunches for husband: leftovers from dinners, piece of fruit. Trick to eating cheaper when you live alone is to make enough for leftovers when you make dinner, so your lunch for the next day is taken care of. Also, eating out will kill your budget, so try not to make a daily habit of it.