a large quantity of cocaine. It's his funding for his new second job, but he needs to get a temporary second job to fund a full second job
j/k...maybe?
- Jun 15, 2001
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You can't have basements when you live 500 feet from the Gulf of Mexico.
The area I live in is depressed. I have one roomate. Our total rent is $300/mo, fairly common around here.
$7.50/hr is pretty decent for where I live.
$10,000 is an ideal goal. I'm trying to be conservative with all of my calculations.
Maetryx
Diamond Member
- Jan 18, 2001
- 4,849
- 1
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I second Skoorb's suggestion that you not screw yourself to death by buying an expensive car. Me and that Canandian drive little old cars and save TONS of money. You know how much I pay in car payments? NOTHING. I bought my 1990 Subaru Justy for $2900 last year. You know how much I pay for car insurance? $20/month. And my car get 30.5 mpg.
You don't have to be as hardcore as me and Skoorb. Get yourself some 10 year old GMC pickup truck. They look nice, last a long time, and are very utilitarian. No one would suspect you're broke driving one of those.
drive little old cars and save TONS of money. You know how much I pay in car payments? NOTHING. I bought my 1990 Subaru Justy for $2900 last year. You know how much I pay for car insurance? $20/month. And my car get 30.5 mpg.You don't have to be as hardcore as me and Skoorb. Get yourself some 10 year old GMC pickup truck. They look nice, last a long time, and are very utilitarian. No one would suspect you're broke driving one of those.
Ns1
No Lifer
- Jun 17, 2001
- 55,420
- 1,600
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you definately need a better job than that
you'd make more money @ups
cd's a pretty worthless, if you put in 10k into a CD on jan1, at best you'd have like 10750 by dec31 (or something like that, i don't wanna do the math)
for your needs it's not gonna do anything for you
your only real option is to get another job
you'd make more money @ups
cd's a pretty worthless, if you put in 10k into a CD on jan1, at best you'd have like 10750 by dec31 (or something like that, i don't wanna do the math)
for your needs it's not gonna do anything for you
your only real option is to get another job
dullard
Elite Member
- May 21, 2001
- 26,078
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I'm not sure on a $950/month net income you could possibly save $600 of that. Yes you can skimp here and there (ramen noodles make a great meal for 8 cents). But I think you'll turn your life into a horrible live. My suggestions:
1) Skimp where you can, but don't make yourself miserable,
2) A $3000 used Toyota will be just as reliable as almost any new car (I'd suggest a Honda but Honda's keep their value for so long you're usually better off with getting a Toyota if you are buying used). Anything more in your situation is a complete waste of money. Plus the savings on gas and usually insurance when you drive a Toyota should help out a lot.
3) If you are in college, do what the rest of us do: get a small education loan. You should be easilly able to get $5000-$10,000 per year interest free for as long as you are in college. If you honestly will finish college, and are going for a degree that will earn you a good job, then there is no harm in getting an educational loan. If you aren't going to finish college, or aren't going to get a degree that will earn you a good job - then don't start the college at this point in your life.
1) Skimp where you can, but don't make yourself miserable,
2) A $3000 used Toyota will be just as reliable as almost any new car (I'd suggest a Honda but Honda's keep their value for so long you're usually better off with getting a Toyota if you are buying used). Anything more in your situation is a complete waste of money. Plus the savings on gas and usually insurance when you drive a Toyota should help out a lot.
3) If you are in college, do what the rest of us do: get a small education loan. You should be easilly able to get $5000-$10,000 per year interest free for as long as you are in college. If you honestly will finish college, and are going for a degree that will earn you a good job, then there is no harm in getting an educational loan. If you aren't going to finish college, or aren't going to get a degree that will earn you a good job - then don't start the college at this point in your life.
Is that a land line phone? or is it a cell phone?
Also, Is that the amount of gas you spend a month? cause that it incredible! I spend about $20 a week on gas.
OREOSpeedwagon
Diamond Member
- May 30, 2001
- 8,485
- 1
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He drives a Festiva.
I'd drive one.. especially if I was looking to really save on gas.Why do you want to get a new car? Does your current car need some major repairs or something?
I disagree with those that say you cannot eat healthfully/well on $200/month for one person. We average $100/person per month and have for years. We eat well, and the food is nutritionally sound.
- Jun 15, 2001
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Originally posted by: Eli
He drives a Festiva.
Why do you want to get a new car? Does your current car need some major repairs or something?
I don't think it can survive another trip to Southern Mississippi, plus years of driving around at college and down to visit my family and back.
How far away is the nearest large city?? I make almost twice what you currently make delivering pizza for <20 hours on the weekends... and I get all the free food I can eat! Look into it but you need to be in a large city to make any money at it.
halik
Lifer
- Oct 10, 2000
- 25,696
- 1
- 81
5.25/hr is hardy a "sweet" position ... hell its not even "a position". Around here you can get ~7 just cleaning meijers or something
Im 19 and I make 12.50 an hour doing java coding and sysadmin stuff... my bills are massive ~550 for rent, 40 for phone, 100 for insurace. I can pretty much cover my rent on a monthly basis and the rest comes from savings
Im 19 and I make 12.50 an hour doing java coding and sysadmin stuff... my bills are massive ~550 for rent, 40 for phone, 100 for insurace. I can pretty much cover my rent on a monthly basis and the rest comes from savings
~$200 for food? couldn't bring that down?
$15 for gas?? a month?? I pay ~$80 / month for me, and its just a little sports car....wow. carpool?
average is not the same as 1 actual person. the problem is that larger quantities of food are usually priced less/unit than the smaller "personal" sizes. Go to your local grocery store and checkout the price for a 1/2 pint of half & half versus a full pint. Unfortunately a lot of the larger portions are just too much for one person and the food ends up being gross long before it's finished.
Originally posted by: Chaotic42
Originally posted by: Eli
He drives a Festiva.
Why do you want to get a new car? Does your current car need some major repairs or something?
I don't think it can survive another trip to Southern Mississippi, plus years of driving around at college and down to visit my family and back.
Ahh.. What makes you think that? Does it smoke? How many miles? Manual, right? Does it just generally lack power or run sh!tty? Does it shift OK?
If it isn't obviously worn out(smoke), you could have a full diagnostic done on it, plus a tuneup. Have them check and document the compression for you(so you can come back here and run it by us
).You never know... buying a used car could be more trouble than it's worth.. I suggest if you do get a new car, to really do some research, and be patient. Don't just take the first thing you come across, that's what they want you to do. Grab the paper and any classified ad papers you have around your place early on the first day they come out. Keep an eye out for "nice 1 owner cars with all service records", and such things like that. Those can be the real deals. A new car with an unknown history could be a nightmare. Stay away from dealerships unless you want to be raped... I guess unless they're the ones advertising the 1 owner w/ all service records car. They do sometimes.
You never know, your little Festiva could be good for another 30 - 50k miles or more.
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