I just got into a car accident

[venom600]

Hi all, I just got rear ended by a car today.
Just want your opinions on what would you do or what you think I should do.

I was driving back home from school. Then I see a school bus and the lights are flashing which means stop. So I come to a stop at the corner and next thing you know boom I was hit in the rear by another car.

There was a scratch along the bumper of my car and maybe some internal damage or maybe not. Overall I am ok, just shaken up.

Since it was a scratch on the car and I am fine should I do something?
I got his info, name, address, licence plate, phone number.


This is my first accident and not sure what to do.
The thing is I am ok with that scratch on the car, its just the fact that he hit me, that's what pisses me off.

he is 18 years old, lives in NYC.

Anyway Questions comments, please let me know what you would do because I am a noob when it comes to accidents.

Thanks

Edit
I do have insurance, I don't want to get them involved because even though it wasn't my fault my insurance will go up.

My car is a 2002 Toyota Camry he had a ~2002 BMW 525i

Lots of people think I should have gone the way of insurance but it was a 5 inch scratch and maybe some unknown damage done thats not visible. My opinion not worth waiting 2 hours for isurance agent to get there. So i drove off.

Do you think I should call him back and tell him to pay me something?

 

[tec699]

you have car insurance? lovya?

 

[TallBill]

well you should have started by calling your insurance company at the scene

 

[FoBoT]

what is your car? how new?

 

[venom600]

I do have car insurance but i don't want to get them involved, even though it wasn't my fault my insurance rates will still go up.

 

[moshquerade]

go to the hospital and get checked if you are experiencing any discomfort.
did you get whiplashed at all?

 

[moshquerade]

Originally posted by: venom600
I do have car insurance but i don't want to get them involved, even though it wasn't my fault my insurance rates will still go up.

so you didn't report the accident to law officials and get an accident report?

 

[rh71]

<-- makes sure it's not his brother-in-law that hit him before offering advice...

 

[BrokenVisage]

Do you need every help you can get from us, luvya? 😀

 

[jaybert]

Originally posted by: venom600
I do have car insurance but i don't want to get them involved, even though it wasn't my fault my insurance rates will still go up.

no it wont...and i hope you got all his info from his DL and also took down his plate #'s in case he gave you bogus info.

 

[venom600]

Originally posted by: moshquerade

Originally posted by: venom600
I do have car insurance but i don't want to get them involved, even though it wasn't my fault my insurance rates will still go up.

so you didn't report the accident to law officials and get an accident report?

No I didn't get an accident report done by the police. Now i think I should have. But maybe that also gets reported on something like carfax.com and maybe gets reported back to insurance company

 

[George P Burdell]

Originally posted by: moshquerade

Originally posted by: venom600
I do have car insurance but i don't want to get them involved, even though it wasn't my fault my insurance rates will still go up.

so you didn't report the accident to law officials and get an accident report?

/thread

btw, whatever happened to luvya? didn't follow that thread...

 

[venom600]

Originally posted by: jaybert

Originally posted by: venom600
I do have car insurance but i don't want to get them involved, even though it wasn't my fault my insurance rates will still go up.

no it wont...and i hope you got all his info from his DL and also took down his plate #'s in case he gave you bogus info.

I did get his real name, and address from his DL and his plate #.

 

[jtvang125]

Originally posted by: venom600
I do have car insurance but i don't want to get them involved, even though it wasn't my fault my insurance rates will still go up.

Not necessarily. I would assume the party at fault, assuming they have insurance, would pay for the damages. This would relieve most of the costs from your insurance so I see no need for them to raise your rates.

 

[alien42]

since there is no police report it is now all up to him beyond honest if you want to get anything fixed. also your insurance will not go up if it is not your fault.

 

[Ornery]

1. No -fault insurance, eh? Gotta love that! :roll:

I'd have gotten a police report, and been calling HIS insurance company, NOT mine. Of course we don't have such a lame ass law in Ohio.

 

[jtvang125]

Originally posted by: venom600

Originally posted by: moshquerade

Originally posted by: venom600
I do have car insurance but i don't want to get them involved, even though it wasn't my fault my insurance rates will still go up.

so you didn't report the accident to law officials and get an accident report?

No I didn't get an accident report done by the police. Now i think I should have. But maybe that also gets reported on something like carfax.com and maybe gets reported back to insurance company

I don't think anything gets reported to carfax. Carfax is just a service that retrieves information from other agencies, such as the DMV, that keep data on cars and their histories. Can anyone confirm this?

 

[AbsolutDealage]

Originally posted by: Ornery

1. No -fault insurance, eh? Gotta love that!

1. 
   
   Wow, that's a great faq:
   
   

   2. How do I my No-Fault benefits?

 

[hjo3]

Originally posted by: venom600
Do you think I should call him back and tell him to pay me something?

:roll:

If you wanted payment, you should've followed the proper procedure. You're probably screwed now, and rightly so.

 

[akubi]

Originally posted by: hjo3
You're probably screwed now, and rightly so.

 

[venom600]

Originally posted by: hjo3

Originally posted by: venom600
Do you think I should call him back and tell him to pay me something?

:roll:

If you wanted payment, you should've followed the proper procedure. You're probably screwed now, and rightly so.

Well I have 2 sanatation workers and a bus driver that saw the whole thing. If I really wanted to get their statement I could

 

[BrokenVisage]

Originally posted by: George P Burdell

Originally posted by: moshquerade

Originally posted by: venom600
I do have car insurance but i don't want to get them involved, even though it wasn't my fault my insurance rates will still go up.

so you didn't report the accident to law officials and get an accident report?

/thread

btw, whatever happened to luvya? didn't follow that thread...

We'll never know since the mods had the audacity to delete the thread.. :|

 

[hjo3]

Originally posted by: venom600

Originally posted by: hjo3

Originally posted by: venom600
Do you think I should call him back and tell him to pay me something?

:roll:

If you wanted payment, you should've followed the proper procedure. You're probably screwed now, and rightly so.

Well I have 2 sanatation workers and a bus driver that saw the whole thing. If I really wanted to get their statement I could

Yeah, okay... let us know how that works out for you...

 

[stan394]

OP, if you put the word "serious" in your thread title, i am sure you will get 10times more hit to this thread. heh 😛

 

[venom600]

Originally posted by: stan394
OP, if you put the word "serious" in your thread title, i am sure you will get 10times more hit to this thread. heh 😛

If it was serious I wouldn't be here typing to you all


and hjo3 whats your problem? all I am asking is for some advice, if i walk away with nothing from this its no big deal. Its only a 5 inch scratch.

ok i just went to www.hjo3.net now i don't feel so bad.