How not to be poor

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Red Dawn

Elite Member
Jun 4, 2001
57,529
3
0
Originally posted by: CADsortaGUY
Originally posted by: dainthomas
Originally posted by: Riprorin
One spouse works during the day and the other at night. Problem solved.

So while one is working during the day, the one who worked all night needs to stay up all day to watch the kids. Problem not solved, try again.

Many people do that.

CsG
Yeah but it's not much of a life. If you can't afford kids don't have them, problem solved!
 

CADsortaGUY

Lifer
Oct 19, 2001
25,162
1
76
www.ShawCAD.com
Originally posted by: Red Dawn
Originally posted by: CADsortaGUY
Originally posted by: dainthomas
Originally posted by: Riprorin
One spouse works during the day and the other at night. Problem solved.

So while one is working during the day, the one who worked all night needs to stay up all day to watch the kids. Problem not solved, try again.

Many people do that.

CsG
Yeah but it's not much of a life. If you can't afford kids don't have them, problem solved!

I agree on both accounts - however some people do enjoy working opposite shifts.

CsG
 

Stunt

Diamond Member
Jul 17, 2002
9,717
2
0
Originally posted by: loki8481
really, one medical emergency and you're screwed if you're living paycheck to paycheck and don't have insurance. and it's just about impossible to find a job once you're homeless without public assistance (what will you do? show up to an interview without having showered or changed your clothes in weeks? you wouldn't make it pass the lobby.)
Hell I don't think Rip's congregation would stand for that sort of filth.
j/k :)
 

Amplifier

Banned
Dec 25, 2004
3,143
0
0
That's hilarious. How fvcking stupid are people "Graduate from highschool and get a minimum wage job".

I guess that's good advice for people in 'da hood' though.
 

DealMonkey

Lifer
Nov 25, 2001
13,136
1
0
Because we all know that Jesus hated poor people. He also hated loaning poor people cash and/or kicking them down some food. F those poor people! Right? RIGHT?
 

Red Dawn

Elite Member
Jun 4, 2001
57,529
3
0
Originally posted by: CADsortaGUY
Originally posted by: Red Dawn
Originally posted by: CADsortaGUY

Many people do that.

CsG
Yeah but it's not much of a life. If you can't afford kids don't have them, problem solved!

I agree on both accounts - however some people do enjoy working opposite shifts.

CsG

For a lot of them working opposite shifts is the only way they can stand being married to each other:)

 

judasmachine

Diamond Member
Sep 15, 2002
8,515
3
81
Originally posted by: Red Dawn
Originally posted by: CADsortaGUY
Originally posted by: Red Dawn
Originally posted by: CADsortaGUY

Many people do that.

CsG
Yeah but it's not much of a life. If you can't afford kids don't have them, problem solved!

I agree on both accounts - however some people do enjoy working opposite shifts.

CsG

For a lot of them working opposite shifts is the only way they can stand being married to each other:)


LOL, I think I know of whom you speak, well several of them anyway.
 

dmcowen674

No Lifer
Oct 13, 1999
54,889
47
91
www.alienbabeltech.com
Originally posted by: Riprorin

One spouse works during the day and the other at night. Problem solved.

You Repubs keep screaming family family family and yet here you are splitting them up to try and make ends meet to survive.

I wonder why they have to struggle when you guys insist wages are highest ever and economy booming as best as ever>>> :confused:

 

Spamela

Diamond Member
Oct 30, 2000
3,859
0
76
before you claim that "it isn't that difficult!" for a family of 4
to live on $18,810, why don't you try it for a year or two
and report back?
 

BarneyFife

Diamond Member
Aug 12, 2001
3,875
0
76
Originally posted by: Red Dawn
Originally posted by: CADsortaGUY
Originally posted by: dainthomas
Originally posted by: Riprorin
One spouse works during the day and the other at night. Problem solved.

So while one is working during the day, the one who worked all night needs to stay up all day to watch the kids. Problem not solved, try again.

Many people do that.

CsG
Yeah but it's not much of a life. If you can't afford kids don't have them, problem solved!


My parents did that when we were young so someone was at home during the day. Back to the original topic, you can't live well on min wage. Rip is completely clueless.
 

CADsortaGUY

Lifer
Oct 19, 2001
25,162
1
76
www.ShawCAD.com
Originally posted by: BarneyFife
Originally posted by: Red Dawn
Originally posted by: CADsortaGUY
Originally posted by: dainthomas
Originally posted by: Riprorin
One spouse works during the day and the other at night. Problem solved.

So while one is working during the day, the one who worked all night needs to stay up all day to watch the kids. Problem not solved, try again.

Many people do that.

CsG
Yeah but it's not much of a life. If you can't afford kids don't have them, problem solved!


My parents did that when we were young so someone was at home during the day. Back to the original topic, you can't live well on min wage. Rip is completely clueless.

No one is saying you can live "well" on min wage - however you can survive and make choices in life to keep yourself from being poor.

CsG
 

CADsortaGUY

Lifer
Oct 19, 2001
25,162
1
76
www.ShawCAD.com
Originally posted by: Spamela
before you claim that "it isn't that difficult!" for a family of 4
to live on $18,810, why don't you try it for a year or two
and report back?

Family of 3 and barely more than that. I sure don't want to go back to those days but we not only survived - we have both constantly increased our positions and salaries so we can live somewhat comfortably now(even though we now have 3 kids).

CsG
 

BarneyFife

Diamond Member
Aug 12, 2001
3,875
0
76
Originally posted by: CADsortaGUY
Originally posted by: BarneyFife
Originally posted by: Red Dawn
Originally posted by: CADsortaGUY
Originally posted by: dainthomas
Originally posted by: Riprorin
One spouse works during the day and the other at night. Problem solved.

So while one is working during the day, the one who worked all night needs to stay up all day to watch the kids. Problem not solved, try again.

Many people do that.

CsG
Yeah but it's not much of a life. If you can't afford kids don't have them, problem solved!


My parents did that when we were young so someone was at home during the day. Back to the original topic, you can't live well on min wage. Rip is completely clueless.

No one is saying you can live "well" on min wage - however you can survive and make choices in life to keep yourself from being poor.

CsG


Survive on $21000 with kids is poor. I don't want to sound mean but most people that make min wage that were born in this country tend to be the bottom of the barrel in society. Smoke, drink, drugs, etc... They are the people that get their paycheck on Friday and blow it all at the bar that night. I really don't have much sympathy for them.
 

Spamela

Diamond Member
Oct 30, 2000
3,859
0
76
Originally posted by: CADsortaGUY
Originally posted by: Spamela
before you claim that "it isn't that difficult!" for a family of 4
to live on $18,810, why don't you try it for a year or two
and report back?

Family of 3 and barely more than that. I sure don't want to go back to those days but we not only survived - we have both constantly increased our positions and salaries so we can live somewhat comfortably now(even though we now have 3 kids).

CsG


good for you (seriously).

you were blessed with the resources to move up.
but, i'd bet it's much more difficult for most people, and not for lack of effort
or desire.
 

umbrella39

Lifer
Jun 11, 2004
13,816
1,126
126
Originally posted by: Riprorin
Originally posted by: jimkyser
Originally posted by: Riprorin
Most jobs start with wages higher than the minimum wage, which is currently $5.15. A man and his wife, even earning the minimum wage, would earn $21,000 annually. According to the Bureau of Census, in 2003, the poverty threshold for one person was $9,393, for a two-person household it was $12,015, and for a family of four it was $18,810. Taking a minimum-wage job is no great shakes, but it produces an income higher than the Bureau of Census' poverty threshold. Plus, having a job in the first place increases one's prospects for a better job.

Well Walter forgot one little detail here. See if I have a family of 4 and both mom and dad are working for minimum wage, some of that $21,000 is going to go to childcare for the 2 children. Good luck finding decent childcare for two kids for $2190/year. So I've just pushed myself back under the poverty line.

One spouse works during the day and the other at night. Problem solved.

Thanks for telling people how to set their hours you doofus. You don't care about anyone RIP who is not up to your standards. Painfully obvious. Now run along to chuch to confess this.

 

IndieSnob

Golden Member
Jul 7, 2001
1,340
0
0
While I agree with some of the article, I really dislike those that paint such a broad picture of everyones financial situation.

What about those that work for min. wage and have huge medical costs? Medicare nor state health care helps fully.
What about those that live in economically depressed areas? I know the answer, MOVE! Well guess what, how can you move with no money for the cost of relocation?

I understand you can't cover all of lives mishaps, but to make it seem as easy as this is just their way of saying welfare and social services are not needed.
 

CADsortaGUY

Lifer
Oct 19, 2001
25,162
1
76
www.ShawCAD.com
Originally posted by: Spamela
Originally posted by: CADsortaGUY
Originally posted by: Spamela
before you claim that "it isn't that difficult!" for a family of 4
to live on $18,810, why don't you try it for a year or two
and report back?

Family of 3 and barely more than that. I sure don't want to go back to those days but we not only survived - we have both constantly increased our positions and salaries so we can live somewhat comfortably now(even though we now have 3 kids).

CsG


good for you (seriously).

you were blessed with the resources to move up.
but, i'd bet it's much more difficult for most people, and not for lack of effort
or desire.

resources? You mean moving to a better area instead of middle of nowhere USA? Yep, I had the great resource of people I worked with telling me to get out of dodge before I became "stuck" like they did. I moved before I even had a job lined up. Left the wife and kid behind until I could afford to move them down with me.
Yep - desire and effort.:)

CsG
 

zendari

Banned
May 27, 2005
6,558
0
0
Originally posted by: EatSpam
Originally posted by: Riprorin
Originally posted by: jimkyser
Originally posted by: Riprorin
Most jobs start with wages higher than the minimum wage, which is currently $5.15. A man and his wife, even earning the minimum wage, would earn $21,000 annually. According to the Bureau of Census, in 2003, the poverty threshold for one person was $9,393, for a two-person household it was $12,015, and for a family of four it was $18,810. Taking a minimum-wage job is no great shakes, but it produces an income higher than the Bureau of Census' poverty threshold. Plus, having a job in the first place increases one's prospects for a better job.

Well Walter forgot one little detail here. See if I have a family of 4 and both mom and dad are working for minimum wage, some of that $21,000 is going to go to childcare for the 2 children. Good luck finding decent childcare for two kids for $2190/year. So I've just pushed myself back under the poverty line.

One spouse works during the day and the other at night. Problem solved.

I like to see my wife. But that would be ok for you, since rumor has, you don't really like your wife much.

There are 168 hours in a week. Plenty of time to work and see you wife while you both aren't working.

Divide the day into 3 8 hour "blocks". Work 1, sleep 1, and watch the kids in 1. Combined the kids get 16 hours of watching. Problem solved.


Yeah but it's not much of a life. If you can't afford kids don't have them, problem solved!
That would be too logical.
 

zendari

Banned
May 27, 2005
6,558
0
0
Originally posted by: razor2025
Let's say Joe was your lab rat doing your "I'm not poor" routine. I will put some conditions first. Since your post say "no redistribution of wealth", I'm going to deny Joe any public services (homeless shelter, community toilet/bath, food bank) since they all involve "retransfer of wealth" in some degree. We also have to give Joe a healthy life. I don't consider living on 3 loaves of $1 bread a week possible, so let's not go there. We're also basing Joe's income inline with your article.

Income:
40hrs X 52 weeks X $5.15 = $10,712 <-income pre-tax. Let's just say for argument sake, his tax is minimal. Since he's barely above poverty line.

Expenses:
$5 x 365 for food. I think $5 is barely possible (health wise). Joe's daily lunch would probably have to include the 99cent Ramen noodle.
$700 x 12 for Apartment rent. This varies hugely by region, but apartment in my area are going for this rate MINIMUM. I'm also including water + electricity for simplicity.


With just those 2 lines, Joe's already paid $10225. And that's just for F*CKING FOOD AND SHELTER ALONE. Do you know what else Joe needs that I haven't added?

Car/bike/public transportation fee. How often can you find a job at a walking distance? If car is needed, add insurance.
Bill for doctor, hospital. Joe isn't immortal. This can ge astronomical.
Entertainment. You can only hurmor yourself so much by reading newspaper from trash dump.
Cloths + detergent + laundry money (if Apartment provides coin-op machines).
Furnishing for apartment. Please dont' say Joe just needs to sleep on the floor. Although costs can be kept down, if Joe hunts @ Salvation Army.

There's tons more neccessities Joe will need that I haven't listed. Even if Joe got married to Jane, and both of them made the same amount, the situation hasn't changed because the requirement has just been double. Add kids, and now you have liability that brings in NO INCOME, unless you believe in child labor. It's clearly evident that to NOT have poverty, it takes ALOT more than minimum wage. Your argument is as always, complete BS.

Tell Joe to *gasp* work more than 40 hours! And to get a roommate.
 

Red Dawn

Elite Member
Jun 4, 2001
57,529
3
0
Originally posted by: judasmachine
Originally posted by: Red Dawn
Originally posted by: CADsortaGUY
Originally posted by: Red Dawn
Originally posted by: CADsortaGUY

Many people do that.

CsG
Yeah but it's not much of a life. If you can't afford kids don't have them, problem solved!

I agree on both accounts - however some people do enjoy working opposite shifts.

CsG

For a lot of them working opposite shifts is the only way they can stand being married to each other:)


LOL, I think I know of whom you speak, well several of them anyway.
Yeah those who are into hallway sex..you know every time they pass each other in the hallway they tell each other to fsck off.