How much money do you have in your bank account?

[3chordcharlie]

Whatever's in my account is always too much, and too easy to spend. So normally, I have <$100 left by payday.

I really don't like that, so I started doing the 'pay myself' concept, which in my case means 15&#37; of my regular pay is invested.

I never noticed the difference in my day-to-day budget. I have exactly the same amount left over (nothing), and owing (nothing), and can't really remember 'not buying' anything to make ends meet.

 

[rcpratt]

Currently...$3,429.02. Just 3 more months of school, and then it's time to get that sucker up. Hopefully to the point where I can pay cash for a nice used car 10 months after I start work.

 

[DT4K]

Enough to pay my mortgage, a few random bills and buy some groceries for the next 2 weeks.
OR
Enough for one night of of hookers and blow.

I'm not sure how to spend it.
What do you guys think?

 

[amdhunter]

Almost nothing. Paying off a car lease and preparing to drop ~$16k in cash for another car can really knock a few dollars off the old bank account. It's hovering in the 6 digit before decimal point level now.

 

[Kntx]

$3,191.50

 

[Nitemare]

Mason jar buried in the backyard FTW

 

[jlee]

6k-ish, I think.

Also to those with 20-30k in checking and aren't about to make a huge purchase with cash(why would you anyway) WHY!?

Your money is just sitting there not doing anything for you when you could be maxing out your roth, 401k. Even in a savings account you're not beating inflation (purchasing power) afaik. At the bare minimum, put it in a 'high' yield online bank account.

Isn't this common sense? I don't pretend to be any sort of financial guru...I'm in my first real job out of college, but I thought everybody was taught to have your money doing something for you and not just sitting around.

The interest rate on my checking account is traditionally higher than that of a CD.

 

[thraashman]

Let's see, about $2600 in one savings account, $500 in another, $1400 in checking, and about $16k in a mutual fund. The mutual fund is basically my father's though by mutual consent as he lent me about $30k in April for a down payment on my condo and I still owe him $23k. We've agreed when the mutual fund equals what I owe him, he cashes it out and we're even.

 

[BrownShoes]

Around $5K. Not a lot.

 

[Molondo]

1135.45, in canadian!

According to the thread:"how young were you when you made your first million", where everyone was saying 20, or 21, i fully expected half of you to have around that. Must be the recession or something.

 

[richardycc]

I thought everyone on ATOT makes over 100k/yr here, where are all the millionaire ballers?

 

[BoomerD]

About tree fiddy.

me too..until I get paid next week...then I'll have about tree fiddy tree.

 

[thraashman]

I thought everyone on ATOT makes over 100k/yr here, where are all the millionaire ballers?

They're posting in here. But they have so little in their bank accounts because they're driving their Ferraris and spending money on those super model girlfriends they have. It takes a lot to keep up with 3 supermodel girlfriends at once.

 

[Kroze]

I'm fucked :*(

 

[BW86]

~5k

 

[Agentbolt]

$140 in checking, but also $0.22 in savings. The savings account has interest too, I think I'm only 400 years away from getting another penny!

 

[Red Squirrel]

I try to keep it above 1k. the rest goes on my loan. Once my loan is paid then I will let it accumulate so i have an emergency fund and for various home projects. My high interest loan is paid off so just my furniture to go.

I've went at times with only like 100 bucks. That is scary.

 

[Agentbolt]

I try to keep it above 1k. the rest goes on my loan. Once my loan is paid then I will let it accumulate so i have an emergency fund and for various home projects. My high interest loan is paid off so just my furniture to go.

I've went at times with only like 100 bucks. That is scary.

Aw, you gotta live a little. It's not scary, it's exciting! Every day is a new adventure, full of exciting twist and turns! Before I got my most recent job I was constantly dancing on the line of overdrawing, and then occasionally just letting the check or whatever bounce and factoring the 50 dollar overdraft fee into next pay period's budget. Good times.

I think this should resonate with a lot of people. Not on ATOT, everyone's a self made millionaire here, but maybe some lurker.

http://www.theonion.com/content/node/48202

 

[Kyteland]

I thought everyone on ATOT makes over 100k/yr here, where are all the millionaire ballers?

Minding their own business? Either that or they're a bunch of liars....

 

[rcpratt]

I'm fucked :*(

Chyeah USAA.

 

[JMapleton]

48 clamshells and 300 hundred thousand colonial shillings.

 

[iversonyin]

- 390,000

mortgage baby!

 

[TheNinja]

1 billlllion dollars. Actually something like $70k

 

[zoiks]

~30k.

 

[jimbob200521]

Depositing enough today to get personal back up to $1000 where it belongs.