27 yrs old, 2000 Sebring Convertible, Allstate (full coverage) at $479 per 6 months
I was living overseas for 5 years w/o driving until last month, so I lacked continuous auto coverage so that cost me an extra $80 to $100 per period but I have a perfect driving record so I still don't pay too much.
This month was the first time I purchased auto insurance on my own, so I did some research. Some of you might be interested that:
-rates in CA or NY are roughly double than around where I live in AL / TN area according to my agent
-convertibles are generally speaking more expensive to insure than a standard coupe
-car color doesn't matter (used to always hear "red is more expensive" when I was a teen)
-allstate gave me the best rate, progressive was the next best price
-it changes depending on company, but in allstate's case you only get a discount for car alarm or window VIN Etching if it was installed from the factory. So if you're buying a new car, those would probably be smart investments
-Ameriprise is the company I intend to contact next time. They are the inurance company provided by American Express and Costco. Word has it they are one of the cheapest around, and if you have a Costco membership you can 10% off your premium, basically more than paying for your membership. I get some reward points for my AMEX card just for getting a quote, so nothing to lose, but I won't need to ask until 6 months later
I'd also like to time the time to brag that I nabbed that Sebring earlier this month for only $6000 @ 78,000 miles
I was living overseas for 5 years w/o driving until last month, so I lacked continuous auto coverage so that cost me an extra $80 to $100 per period but I have a perfect driving record so I still don't pay too much.
This month was the first time I purchased auto insurance on my own, so I did some research. Some of you might be interested that:
-rates in CA or NY are roughly double than around where I live in AL / TN area according to my agent
-convertibles are generally speaking more expensive to insure than a standard coupe
-car color doesn't matter (used to always hear "red is more expensive" when I was a teen)
-allstate gave me the best rate, progressive was the next best price
-it changes depending on company, but in allstate's case you only get a discount for car alarm or window VIN Etching if it was installed from the factory. So if you're buying a new car, those would probably be smart investments
-Ameriprise is the company I intend to contact next time. They are the inurance company provided by American Express and Costco. Word has it they are one of the cheapest around, and if you have a Costco membership you can 10% off your premium, basically more than paying for your membership. I get some reward points for my AMEX card just for getting a quote, so nothing to lose, but I won't need to ask until 6 months later
I'd also like to time the time to brag that I nabbed that Sebring earlier this month for only $6000 @ 78,000 miles
I'm 34, never had a ticket or been in a reported accident.
Currently with Geico, living in Longview WA.
97 Chevy Cavalier.
About $41/month currently.
Currently with Geico, living in Longview WA.
97 Chevy Cavalier.
About $41/month currently.
uberman
Golden Member
- Sep 15, 2006
- 1,942
- 1
- 81
Too much. I'm with one of the big major companies. I thought I'd try Geico because they make you think they are cheap. They wanted to charge me 50% more. I've got 2 cars and I haven't had an accident in over 20 years. $1,800 for 2 cars, both have collision.
postmortemIA
Diamond Member
- Jul 11, 2006
- 7,721
- 40
- 91
way too much
20 years old, 2002 1.4litre Ford Focus 3 door in insurance group 4 and its still £700 fully comp with £200 voluntary excess and 3 full years no claims.
the best laugh is if i go back down to university and take my car the premium jumps up £400. but when i come back home again it only goes down by £190. cunts. they squeezed another £210 just for taking my car to loughborough for a few months then bringing it back.
when i first started to drive 17years old, 1.3litre Ford Ka insurance group 2 and that insurance was £1500 fully comp. the damn car only cost £2500.
these a 9-month payments, the little deal is you pay for 9 months and they give you a full years no claims at the end.
20 years old, 2002 1.4litre Ford Focus 3 door in insurance group 4 and its still £700 fully comp with £200 voluntary excess and 3 full years no claims.
the best laugh is if i go back down to university and take my car the premium jumps up £400. but when i come back home again it only goes down by £190. cunts. they squeezed another £210 just for taking my car to loughborough for a few months then bringing it back.
when i first started to drive 17years old, 1.3litre Ford Ka insurance group 2 and that insurance was £1500 fully comp. the damn car only cost £2500.
these a 9-month payments, the little deal is you pay for 9 months and they give you a full years no claims at the end.
respect for the 740i
nice machine, and you have the best shape for the 5 series too.... E39
the E39 M5 looks soooo badass its unreal, i'd have an E39 M5 over the new (E46?) M5 anyday, it looks like its gonna chew your face off. and the good thing is you can now pick them up for the same price as a new VW passat or whatever.
31 years old and only driver
89 dodge caravan turbo
89 ford mustang 5.0l for sale
94 mazda miata turbo
Erie Insurance Group
$1400 a year for all three with the mazda being the only one with comp.
89 dodge caravan turbo
89 ford mustang 5.0l for sale
94 mazda miata turbo
Erie Insurance Group
$1400 a year for all three with the mazda being the only one with comp.
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