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How much credit do you have on your credit cards?

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Originally posted by: dionx
about $20,000 on the credit cards, but unlimited on the amex gold
Click to expand...

Amex is not unlimited. Again, this is simply a lack of understanding of their system.
 
Originally posted by: JackBurton
Originally posted by: PowerMac4Ever
7000 amex
3300 citi
1000 capitalone... i hate these people.
Click to expand...
I also hate these people. Will NEVER do business with them again!
Click to expand...


Yup, capital one sucks!!! I had one of their credit cards for 3 years. My credit line was a flat $750. They just don't raise your credit limit. I cancelled the card a long time ago and will not do business with them anymore.

My total current credit line is about $30000 right now.
 
I put $15k on my Discovercard in Sept... not sure what the limit is but it's higher than that... I have a few other cards... I don't really like the limit that high though... actually I don't like having so many cards... PITA... wish everyone accepted Discover (1% back rules).
 
Originally posted by: Mill
Originally posted by: dionx
about $20,000 on the credit cards, but unlimited on the amex gold
Click to expand...

Amex is not unlimited. Again, this is simply a lack of understanding of their system.
Click to expand...
And I thought Amex Gold or higher had an annual fee...
 
Originally posted by: rh71
I put $15k on my Discovercard in Sept... not sure what the limit is but it's higher than that... I have a few other cards... I don't really like the limit that high though... actually I don't like having so many cards... PITA... wish everyone accepted Discover (1% back rules).
Click to expand...

Citi Platinum Dividends > Discover. the cash back is much better.
 
6600 i think on my mastercard

i don't really keep track of credit, because i never really go close to that amount
 
Originally posted by: rh71
Originally posted by: Mill
Originally posted by: dionx
about $20,000 on the credit cards, but unlimited on the amex gold
Click to expand...

Amex is not unlimited. Again, this is simply a lack of understanding of their system.
Click to expand...
And I thought Amex Gold or higher had an annual fee...
Click to expand...

Green Rewards has an annual fee. I'm not sure I understand your point. Annual fee and the different levels are simply benefit based. The higher the card(typically) the higher benefits you receive such as awards, concierge, insurance(rental, buyer's assurance, etc), service, etc.
 
Originally posted by: Yossarian
Originally posted by: rh71
I put $15k on my Discovercard in Sept... not sure what the limit is but it's higher than that... I have a few other cards... I don't really like the limit that high though... actually I don't like having so many cards... PITA... wish everyone accepted Discover (1% back rules).
Click to expand...

Citi Platinum Dividends > Discover. the cash back is much better.
Click to expand...

Most cards are better than Discover. They've got the lower rate of acceptability like Amex, yet don't have the benefits or the Customer Service. Pretty much every product in Citi's, Chase's, Amex's, and any other prime bank's portfolio destroy Discover. Discover is very similar to Capital One, honestly.
 
$16,000 Citibank Dividend
$6.000 American Express Blue
$6,000 Chase
$6,000 Bank of America
$5,000 Discovercard
$3,000 MBNA
$3,000 Captital One
$2,500 Providian
$1,000 Chase- Canceled I think
$500 Citibank Diamond

I know I have too many. I sent out for all the pre-approved application when I started having good credits again. I tried to cancel some of them but it was a pain in the butt.
 
i have no credit cards - $0
my wife has 1 cards - $500 line

well, i do have a corporate card for work, i think it has a $10,000 limit, but i only use that for work travel expenses
 
What difference does it make? It's so easy to get as many credit cards as your heart desires.

Actually I just got my my AA Citicard and ran too close to the $5k limit in reimburseable moving expenses so I missed out on some miles 🙁
 
Originally posted by: DaWhim
amex gold reward charge card = unlimited
Click to expand...

Sorry, but AMEX does have a set "exposure" limit for everyone who has a "charge" card from them. It is not unlimited.


Edit: To answer the OP's question, way too much. Very little utilization most of the time though. My "current" favorite is my Pentagon FCU Platinum with a $55k line. My favorite for sex appeal is my Merrill Lynch "Total Merrill" (card.ml.com). Bank One's Trump card is sharp too though.
 
Originally posted by: Mill
Originally posted by: Yossarian
Originally posted by: rh71
I put $15k on my Discovercard in Sept... not sure what the limit is but it's higher than that... I have a few other cards... I don't really like the limit that high though... actually I don't like having so many cards... PITA... wish everyone accepted Discover (1% back rules).
Click to expand...

Citi Platinum Dividends > Discover. the cash back is much better.
Click to expand...

Most cards are better than Discover. They've got the lower rate of acceptability like Amex, yet don't have the benefits or the Customer Service. Pretty much every product in Citi's, Chase's, Amex's, and any other prime bank's portfolio destroy Discover. Discover is very similar to Capital One, honestly.
Click to expand...
what's the Citi Platinum Dividends cash back details ?

I'm open to change... all I do is spend and get rewarded... I don't carry a balance and couldn't care less about customer service.
 
Originally posted by: Mill
Originally posted by: dionx
about $20,000 on the credit cards, but unlimited on the amex gold
Click to expand...

Amex is not unlimited. Again, this is simply a lack of understanding of their system.
Click to expand...

i know its not unlimited, but more correctly limitless. your ability to spend is based on the previous' months spending and then some (or some form of your spending history with them). so if you spend more and more each month, your limit increases that often. if you need to make a purchase larger than what amex allows based on last months spending, they'll possibly call the place of purchase to make sure it is you actually making the purchase, and if it was really extraordinary, might possible want to have confirmation that you have the funds necessary to make the payment in full when the bill comes.

so in essence, the amex charge cards are just deferred debit cards. it's better than a debit card since you actually gain interest on your savings before you have to pay the bill.
 
about 20K between Visa, MC, and Sams Club Credit Card.
I owe about 1500. Not too bad considering I just moved in October, (bought my first home, a townhouse), bought some furniture, and bought 4 new tires for my car ... (
 
One by me and one shared: 7800 and 3000. I could have tons more, but I just don't need it, so I have not bothered to raise them up, and I just let MBNA raise them up as it sees fit.
 
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