How much credit do you have on your credit cards?

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Yossarian

Lifer
Dec 26, 2000
18,010
1
81
Originally posted by: FrustratedUser
Originally posted by: Jnetty99
Can you buy a car with a Credit Card if you have enough limit?

Edit: MBNA Master Card 1800$
Fleet Visa 6000$
Capital One Mastercard 2000$ (i only wanted 700 instead they gave me 2000)

Yes. I'm considering this. Just need to find out what the minimum payment will be.

some dealers won't allow it, it costs them too much in fees.
 

JulesMaximus

No Lifer
Jul 3, 2003
74,468
864
126
I have 1 credit card and an $18,000 limit on it. Actually, technically I have a Circuit City Visa card with a $4k limit but I only used it once for a purchase a couple years ago and haven't used it since.

I have about $1k on the other card though.
 

PoPPeR

Diamond Member
Oct 9, 2002
6,993
0
0
credit line just got increased to 1200. When I got my CC originally I asked for a $700 line of credit instead of the $1000 they were offering. Funny because 7 months later I asked if I could increase it to $1000 and they said no. Then a couple months after that they automatically increased it to 1200.
 

djheater

Lifer
Mar 19, 2001
14,637
2
0
All dealers I spoke to would not let you buy a car on the card itself... I think it's because they don't want to get hit with fees.
I requested balance transfer checks and wrote a check for cash and used that cash to buy the car with.

The dealers will place a limit on how much you can put on your card.. mine was $2500
 

KarenMarie

Elite Member
Sep 20, 2003
14,372
6
81
I have about $75,000 over about a dozen cards. Not including the AMEX business... that has no limit.

:)
 

BlueWeasel

Lifer
Jun 2, 2000
15,940
474
126
I just realized that this thread is about the amount of credit you have available. For a second there, I was picking up my jaw off the floor thinking some people need advice in debt management.
 

Spike

Diamond Member
Aug 27, 2001
6,770
1
81
Alaska Airlines Visa Signature $5,000
Bon-Macy's $500

Thats it for now

 

nageov3t

Lifer
Feb 18, 2004
42,816
83
91
only have 1 credit card, with a 10K limit.

I owe like, $500 on it, that'll get paid off after I'm 100% done with Christmas shopping.
 

KoolAidKid

Golden Member
Apr 29, 2002
1,932
0
76
I am frequently surprised by how much personal information people will give away to strangers.
 

TuffGirl

Platinum Member
Jan 20, 2001
2,797
1
91
About $60,000 credit limit spread among 6 cards. I have a 10K balance on one of them, but it's 0% APR till next October and only $15 monthly payment.
 

goog

Golden Member
Sep 8, 2000
1,076
0
0
Combined approx equal to my annual salary. This is a recipe for financial disaster for the not financially responsible among us. Few hundred credit occupied, usually paid off each month.
 

Pliablemoose

Lifer
Oct 11, 1999
25,195
0
56
I really don't know, I zero out Amex every month, don't know what my limit is with them.

Don't want to find out either:D

I just have an Amex Gold & a debit card, it's all I need:thumbsup: