How much CC debt do you have?

[Ranger X]

Originally posted by: kalster
0

pay in full every month

 

[Tiqua]

Originally posted by: kalster
0

pay in full every month

 

[StageLeft]

Originally posted by: lobadobadingdong

Originally posted by: Robor
About 10K... Sadly most of it is to suppliment my post divorce living. Sucks going from 2 incomes to 1 because living single isn't that much cheaper than married and when that 2nd income goes away...

mines currently ~12.5k and slowly dropping....
mines' from a ~30% paycut took me over 5 months (and went from 1k cc debt from a recent vacation to 15k cc debt) to get my income to cost of living ratio back to a manageble level.

You were overspending by $2k/month...?

 

[Kadarin]

About $18K, most of it carryover from stupidity during my younger years. About three years ago it was easily twice that! Breaking up with my then g/f helped a LOT, by the way..

 

[Yossarian]

Originally posted by: MikeO
None, don't have and don't want a credit card.

I hope you're building a credit history some other way then.

 

[GoingUp]

On my current billing cycle about $350... but it will be paid off in full after I get my bill.

 

[tennisflip]

Originally posted by: kalster
0

pay in full every month

 

[Turkey22]

Always pay it off each month.

 

[JBT]

Zip I pay in full every month College loans on the other hand = shiver

 

[nageov3t]

couple hundred at the moment (Tivo + new TV), but it'll get paid off next week.

 

[TheSavage]

None, and I like it that way.

 

[Dedpuhl]

Originally posted by: Astaroth33
About $18K, most of it carryover from stupidity during my younger years. About three years ago it was easily twice that! Breaking up with my then g/f helped a LOT, by the way..

I'm in the same boat as you. I was very freakin' stupid with my credit cards for several years. I was thinking more of "what can I buy now" than "I can buy this when I have a good job."

Now that I have a good job, I can't buy the things I want (house, new car) because I'm stuck paying off old loans and CC's.

 

[ThisIsMatt]

Originally posted by: kalster
0

pay in full every month

 

[HappyFace]

Originally posted by: ThisIsMatt

Originally posted by: kalster
0

pay in full every month

 

[Cerebus451]

My Discover and Mastercard are always paid in full each month. I have about $4k combined on my Best Buy and Circuit City cards from a digital camera and HDTV purchase. I have the money in savings to pay them off, but they are 0% interest for 1 year and 18 months respectively, so I pay about $200 off on each every month to ensure they are paid in full before the deadlines.

 

[Mr N8]

Between my wife and I, we have just under $10k in CC debt. Neither of us were good with money when we got married, and now we've learned our lesson. It down, and after I pay off the car in 2 months, I'll have another $300 / month to pay them down.

I could pay more down, but I'm putting $400 / month into savings for a house.

 

[The Stigenator]

im in enough debt.. if companies stop screwing their good employees over pay.. then i wouldnt have been in what i ended up.. thankfully its under control now.. yay!

 

[datdamkid]

Originally posted by: iloveme2
None! I don't have a credit card.

same here !!

 

[Valhalla1]

~$3500. always kept it $negligible->$1k, then i switched shifts last year so took 15% pay cut plus i got a more expensive apartment and new(ish) truck so it worked its way up to ~$5k for a while

 

[monk3y]

I'm yet to own a CC... Don't plan to get one either.

 

[lobadobadingdong]

Originally posted by: Skoorb

Originally posted by: lobadobadingdong

Originally posted by: Robor
About 10K... Sadly most of it is to suppliment my post divorce living. Sucks going from 2 incomes to 1 because living single isn't that much cheaper than married and when that 2nd income goes away...

mines currently ~12.5k and slowly dropping....
mines' from a ~30% paycut took me over 5 months (and went from 1k cc debt from a recent vacation to 15k cc debt) to get my income to cost of living ratio back to a manageble level.

You were overspending by $2k/month...?

no, I was overspending by around 800 a month (instead of saving I was paying off car and house notes, because I was told the company was doing well and not to expect a paycut.), and I paid some stuff off with 0% and 2.9% intrest credit cards since I wasn't able to pay it off at the rate I was going, I also bought some video editing equipment to start a side business. 9/11 disaster totally fvcked up my finances.

edit: I had a typo, should have said 15 months to get my income to cost of living ratio to a manageable level.

 

[radioouman]

I have $0. Actually, I guess I have about $700 on a store credit card at 0% financing.

Wife has about $1500 as far as I know.

 

[JustAnAverageGuy]

Originally posted by: iloveme2
None! I don't have a credit card.

 

[Babbles]

I do not understand why there is a choice $0 when that would be no debt therefore not relevant to rest of the poll.

Anyhow, my debt is somewhere along the national average income for a family of four.

 

[JustAnAverageGuy]

Originally posted by: Babbles
I do not understand why there is a choice $0 when that would be no debt therefore not relevant to rest of the poll.

Anyhow, my debt is somewhere along the national average income for a family of four.

How much credit card debt do you have?

None.

What isn't to get?