How much CC debt do you have?

[SCSIfreek]

currently, my CC's combined to around $5000 moving into a new house cost much more money than I thought. But my checking account has the fundings to pay it off. I owe nothing

 

[Rastus]

I just mailed my $45 payoff to Mastercard today. Then I went to Newegg and charged $72.99 tonight. That's the extent of my CC debt.

 

[abracadabra1]

Originally posted by: kalster
0

pay in full every month

none hahaha!

 

[simms]

0. was at 400.

 

[Apathetic]

Zero. Other than my mortgage, I'm debt free.

Dave

 

[StageLeft]

currently, my CC's combined to around $5000 moving into a new house cost much more money than I thought. But my checking account has the fundings to pay it off. I owe nothing

Tell me about it. Something kind of sucky about spending money on a fridge and washer and dryer when you're used to spending such sums on fun things like tvs and computers

 

[Viper GTS]

Way too much, but I'm working on it.

I won't say exactly how much, but it's over $10K.

About 1/3 of it or so is due to medical bills.

I'm currently working 2 full time jobs to pay it off, between that & cashing out my 401k it should be to much more reasonable levels by late June/early July.

On the bright side when I do get it paid off I should have excellent credit - 21 years old, no missed or late payments, & one of my cards has a $12K limit. I'll probably close all but that & my BestBuy card, & in 6 months or so try to get a limit increase on the $12K card. I'd like to have a $15K limit, but we'll see.

Viper GTS

 

[LordJezo]

$0.

Never spend more then I have and pay off in full each month. I'd much rather sit at home and stare at the wall on a weekend then get myself into debt.

If you are in debt because of an emergency like losing a job or having your car blow up, that is fine by me. If you are in debt because you cant control your spending, then you are a moron.

 

[Ogg]

alot

 

[jjones]

None.

 

[apoppin]

Originally posted by: Mwilding
$1000-$5000 is an awfully wide grouping...

yep

taking 6 months off work last year got me ~3K in cc debt; started paying it down last month and am well under 2K . . . PLUS Visa 'enhancement services' just paid me over $400 to fix my laptop . . . that is about the total in interest i paid them all last year . . . kinda evens it out.

:roll:

 

[phlashphire]

$0

 

[PricklyPete]

None. I did have some after getting out of college, but I paid it off promptly. I do not carry a balance from month to month.

 

[techfuzz]

Someting over $7k for me. There were a number of unexpected expenses that happened all at the same time about a year ago that pushed that to $10k. I wasn't happy that everything had to happen all at once, but hey that's life and you gotta deal with it. So now I'm working a full-time job and going to school part-time and paying it down every month and not putting a single penny on any of my cards until I get it all paid off.

techfuzz

 

[kami333]

$2100 combined.

$1300 for a new digital camera (have the funds, just need to figure out the best way to access it)
$200 from Amazon for an order that was mistakenly shipped

so that leaves about $600. I could pay it off if I scraped around, but pay $200/month so it should be paid off by July.

 

[KK]

Basically around 12,000. It'll be back down around 8,500 once I pay off one of my daily use cards in the next couple days. The 8,500 is on a couple 0% interest cards.

KK

 

[Instan00dles]

I dont not own any credit cards.

 

[kt]

Right at this VERY moment? About $6,500. Went on a little spending spree this month.

 

[lobadobadingdong]

Originally posted by: Robor
About 10K... Sadly most of it is to suppliment my post divorce living. Sucks going from 2 incomes to 1 because living single isn't that much cheaper than married and when that 2nd income goes away...

mines currently ~12.5k and slowly dropping....
mines' from a ~30% paycut took me over 15 months (and went from 1k cc debt from a recent vacation to 15k cc debt) to get my income to cost of living ratio back to a manageble level.

edit: typo

 

[MikeO]

None, don't have and don't want a credit card.

 

[Balthazar]

Originally posted by: shady06
$600

 

[Beattie]

Originally posted by: LordJezo
$0.

Never spend more then I have and pay off in full each month. I'd much rather sit at home and stare at the wall on a weekend then get myself into debt.

If you are in debt because of an emergency like losing a job or having your car blow up, that is fine by me. If you are in debt because you cant control your spending, then you are a moron.

Agreed

 

[CraigRT]

$3k or so

 

[TechBoyJK]

I've got about $18K in cc debt. It was at about $30,000. I'm starting a company.

 

[zbalat]

Originally posted by: Fausto
Zero. We put stuff on AMEX each month and pay it off ASAP to earn points. That's it.

Same here.