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How hard is it to get insurance for a totaled car?

R

rc5

Platinum Member
My GrandAM was rearended by a lady two months ago. The insurance company decided to total it, paid 75% of its value and let me to keep it. Now, they are cancelling my insurance policy because they wrote off this vehicle. It's Saturday night now and I haven't had the opportunity to call other insurance companies. How hard is it to get insured for a salvage car?
 
it shouldn't be a problem as long as the car is still streetlegal.. which it should be.. just get liability insurance..
 
You may be able to get liability insurance, which is basically about your driving skills, but it's probably impossible to get collision insurance. I once asked about this when a car of mine was written off. I was told they keep records on the VIN numbers of totaled cars, and they do not insure them.
 


<< You may be able to get liability insurance, which is basically about your driving skills, but it's probably impossible to get collision insurance. I once asked about this when a car of mine was written off. I was told they keep records on the VIN numbers of totaled cars, and they do not insure them. >>



If you already got 75% the value, you're ok as long as you can get liability and PIP insurance.

You'd want PIP, otherwise if you get hurt, noone is paying for it.
 
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