How hard is it to get insurance for a totaled car?

rc5

Platinum Member
Oct 13, 1999
2,464
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My GrandAM was rearended by a lady two months ago. The insurance company decided to total it, paid 75% of its value and let me to keep it. Now, they are cancelling my insurance policy because they wrote off this vehicle. It's Saturday night now and I haven't had the opportunity to call other insurance companies. How hard is it to get insured for a salvage car?
 

d33pt

Diamond Member
Jan 12, 2001
5,654
1
81
it shouldn't be a problem as long as the car is still streetlegal.. which it should be.. just get liability insurance..
 

Harvey

Administrator<br>Elite Member
Oct 9, 1999
35,052
30
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You may be able to get liability insurance, which is basically about your driving skills, but it's probably impossible to get collision insurance. I once asked about this when a car of mine was written off. I was told they keep records on the VIN numbers of totaled cars, and they do not insure them.
 

Jerboy

Banned
Oct 27, 2001
5,190
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<< You may be able to get liability insurance, which is basically about your driving skills, but it's probably impossible to get collision insurance. I once asked about this when a car of mine was written off. I was told they keep records on the VIN numbers of totaled cars, and they do not insure them. >>



If you already got 75% the value, you're ok as long as you can get liability and PIP insurance.

You'd want PIP, otherwise if you get hurt, noone is paying for it.