I used to have four, two on each hand (near the nails, there's some name for it but I forget). I tried the liquids, the pads, everything except going to the DR cause I didn't want them burned or cut off or something. I even tried cutting them myself *cringes at the memory*
after about two years, I just started carrying a little bottle of Curel lotion around with me, and rubbed the lotion into them CONSTANTLY. Never let them get dry, put lotion with bandaids covering them on at night. I don't know if it was the lotion, or if they were just going away, but when I started with the lotion, they went away within a couple weeks.
Now the skin is still a little sensitive where they used to be (it's been a year and a half) but they haven't come back.