How do couples deal with significantly different incomes?

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burr4392

Member
Mar 4, 2004
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0
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Well if I ever happen to find myself with a girlfriend or a wife out here, I am pretty much guaranteed to make between 10x and 50x their income depending upon their nationality, either local or foreign national. Most of the americans out here are navy personnel and I have not met but a few that impress me as people, and none of those where female.

I know a few of you feel deeply that the income and such should be a shared resource, but having seen how things have worked out for several people here - that only works if your significant other is of the same mind and from the same culture. A lot of the people here want to marry americans because they are perceived as well off and they will be taken care of. There are a few gold diggers, but most just lean towards it because financial security is something that they have been missing their whole lives. Its sad that they have advanced degrees like civil engineering or business management and the only job they can find is to work in starbucks or as a waitress in Bahrain - for $250 a month too....
 

kranky

Elite Member
Oct 9, 1999
21,019
156
106
I feel bad for anyone who would feel "inferior" in a marriage because of a lower income level. I have no doubt that there are married couples out there who do that, and I would suggest they don't have a marriage, they have a merger.

I earn 8 times more than my wife since she doesn't work. But it's all "our" money. We jointly decide on large purchases and she has her own spending money just as I do. She does not feel as though she's any less of a person because she doesn't earn an income.
 

imported_Tango

Golden Member
Mar 8, 2005
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Originally posted by: beguile
Originally posted by: Leros
Originally posted by: Whoozyerdaddy
Originally posted by: Leros
This is probably a stupid question, but I'm gonna ask anyway.

I was thinking about couples with significantly different incomes. Say person A makes $125k and person B makes $40k. Clearly person A makes a lot more money than person B. This couple could afford a nice large house but person B won't be able to contribute anywhere near their fair share. Would it be demeaning to person B if they got a nice house way outside of what person B can equally pay for?

Some here will disagree... But if your marriage isn't about shared resources (re: the two of you function as a single financial entity) then it probably wont work out.

I agree with that. But nonetheless, I can see some people feeling inferior if they are contributing only 25% of that shared resources. And that inferiority could lead to other problems later on.

BUT, I'm young. I've never lived with a girlfriend or anything.


There's no such thing as being inferior. Doesn't make that person any less of a person. The only thing inferior is the way you judge a person based on how much income they make in their life. Obviously, if you're in a serious relationship, you should have joint accounts. Having separate accounts is an indication that the relationship will not work or last.

I repeat myself, but again I disagree. I don't really understand why so many people consider shared financials to be important for a relationship. If anything sharing accounts could lead to more arguing.

In our case I perfectly understand why my girlfriend never wanted to share. When the difference is very very big it would very much look like I am paying for her, and she is uncomfortable with this perception. I very much respect this.

Very simply, we never discussed money and never will. And it works perfectly for us.
 

desy

Diamond Member
Jan 13, 2000
5,446
214
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Everything gets dumped into the joint account my wife and I both take an equal allowance out of it a month to pya for personal clothing, gifts, hobbies, whims.

The joint pays for all the house stuff, the cars, the kids hobbies, and clothes and toys, family vacations etc
I make 2X her wage
 

lokiju

Lifer
May 29, 2003
18,526
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I make about $20k more than my wife and I couldn't care less either way.

If she made $50k more than me I'd be happy that we had that additional combined income.

When you're married, your income is one, so who gives a crap who makes more anyways?

 

BornStar

Diamond Member
Oct 30, 2001
4,052
1
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Currently I make all of the money in my marriage which is working acceptably for us although our current situation is the social norm so it doesn't bother either of us. In about two years we'll be making the same amount of money and about four years after that she'll be making around five times my income. I'm looking forward to that day but I also think it will be a little weird. She wants to me to be the house-husband but I'm just not prepared for that yet. :)
 

dmw16

Diamond Member
Nov 12, 2000
7,608
0
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Originally posted by: Whoozyerdaddy
Originally posted by: Leros
This is probably a stupid question, but I'm gonna ask anyway.

I was thinking about couples with significantly different incomes. Say person A makes $125k and person B makes $40k. Clearly person A makes a lot more money than person B. This couple could afford a nice large house but person B won't be able to contribute anywhere near their fair share. Would it be demeaning to person B if they got a nice house way outside of what person B can equally pay for?

Some here will disagree... But if your marriage isn't about shared resources (re: the two of you function as a single financial entity) then it probably wont work out.

Well said.

I am getting married soon and we are working out how to share finances. She is a teacher I am an aerospace engineer so I make more than her. But we share the money and the bills. it isn't about who makes more.

Basically like the guy i quoted said, if your marriage is about money and everyone paying their fair share, you may be in for a rocky road.
 

Jugernot

Diamond Member
Oct 12, 1999
6,889
0
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I make 300% what my wife works... she's fine with it most of the time, sometimes she acts frustrated. I have to remind her that, though we are the same age, I have been working for many more years and have worked my share of crappy jobs.
 

WingZero94

Golden Member
Mar 20, 2002
1,130
0
0
I make about 50x as much as my wife, but it doesn't matter - she still manages to spend all the money...... :) J/K - No big deal here, she takes care of the kids and is a great wife!
 

Kaspian

Golden Member
Aug 30, 2004
1,713
0
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I either dont understand the question or the question is to silly for me to make any sense of it. It does not matter how much each make as long they both agree on which house to buy. My wife makes 10k more than I do. I know, not that big of a difference. But that extra 10k never gets brought up in any desicion making. Our combine income is the family income and we treat it as such.










 

JulesMaximus

No Lifer
Jul 3, 2003
74,550
940
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Why does it matter?

My wife made more than me last year by about a third but it changes nothing. This year has been slow for her so I'm sure I'll bring in more than her.
 

imported_Imp

Diamond Member
Dec 20, 2005
9,148
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The combined income and "team" atmosphere is a good idea. If you have to start comparing who makes more, get ready for a divorce.

What you don't want to do is what an asshat I know very well (hint) does: make double what the spouse makes, then keep MORE than 50% of his income for himself while giving the spouse and family (more than 1 child) the rest. An even worse thing you can do is do the above for ~25 years and live/act like a bum.
 

JulesMaximus

No Lifer
Jul 3, 2003
74,550
940
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Originally posted by: krunchykrome
My gf makes about $20K more than I do. However, she also entered the workforce two years before I did. It doesn't bother me at all. Sometimes I pay for things, sometimes she pays for things. Lately, she pays for more things though, because she knows I've been saving up for a ring.

And a handgun. ;)
 

m1ldslide1

Platinum Member
Feb 20, 2006
2,321
0
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Originally posted by: Lyfer
Originally posted by: novasatori
There are more important things to worry about in life than nitpicking financials with your SO.

Double QFT. Thinking down the lines of the OP will lead to disaster...
 

sdifox

No Lifer
Sep 30, 2005
99,339
17,544
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my pretax income is twice my wife's, but after tax is only like 30% more :( Nothing to get excited about really.
 

AgaBoogaBoo

Lifer
Feb 16, 2003
26,108
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Hah, I don't know if it should matter in a true relationship - it's the family's money or in this case, the couple's money. It doesn't belong to one person because both worked and contributed to it.

Money causes too many problems, it's too bad it's such an important thing.
 

Kanalua

Diamond Member
Jun 14, 2001
4,860
2
81
Originally posted by: eldorado99
It doesn't matter as long as both people are ok with the variance in income.

No kidding...if you are a committed couple, it shouldn't matter (unless maybe it's the wife making the bucks and the husbadn can't handle it).

RIght now I make nothing and my wife has a full-time job (I'm a law student). Next year I'll be making significantly more than she does.

It kinda bothers me as a man that my wife makes pretty much supports me financially, but I know my wife is looking forward to the huge bump in the family payrate when I grad.
 
May 16, 2000
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I suppose if it were a business arrangement there could be problems, but what the f%$# would that have to do with a marriage???