Vic
Elite Member
- Jun 12, 2001
- 50,422
- 14,337
- 136
HOA's are basically the suburban equivalent of a small town govt, but because they're not legally recognized for being the local govts that they are, its citizens frequently live in authoritarian conditions (relative to much of the rest of the US, even those of us who live in actual cities). Particularly with regards to property rights, in an HOA, the homeowner has NONE. For example, in many states, HOA's hold the priority lien on all the properties in their neighborhoods, and can legally initiate foreclosure for little to no cause.
Fingolfin269
Lifer
- Feb 28, 2003
- 17,948
- 34
- 91
Would you say the same if it were 7 bumper stickers representing 7 completely different things?
I see no problem with what the guy has on its car. I think someone saw it as political in some way and decided to react. I doubt they'd freak like this if someone had 7 fucking apple stickers.
Vic
Elite Member
- Jun 12, 2001
- 50,422
- 14,337
- 136
Like seriously, banks are terrified of this. They still get paid after the HOA's lien is satisfied, but HOA's can take a big hit (sometimes tens of thousands with the legal costs tacked on). Or sometimes a 1st mortgage holder doesn't like being involved in a foreclosure proceeding it didn't initiate. If the last time you called your mortgage servicer, the rep insisted on asking about your HOA and if the dues were current, now you know why.
alkemyst
No Lifer
- Feb 13, 2001
- 83,769
- 19
- 81
people misunderstand that part. The lender is almost never going to allow a borrower to close unless they are in the first lien position. While the HOA has a right to proceed in a foreclosure, it does not take away the lender's rights and whoever 'buys' the place will still have that lien in place against it. It's much the same if someone is paying their own taxes out of pocket instead of being escrowed. If they don't pay their property taxes the county can start a foreclosure too.
The bottom line with an HOA is one has to absolutely be on-board with the rules and if not expect to pay the fines for the violations. Also if one is not active in the HOA they cannot cry about rule changes. I know many people that are not happy with an HOA, but at the same time these people nit-pick millions of details about non-HOA. I also know a few that have no problem with their HOA, yet they go to the meetings and some are even part of the boards.
Personally I would have loved a newer home, but I do too many things that would be considered violations even though no one would see them (down here auto work, even if in an closed garage or backyard is a violation of most HOA's. You are allowed to change oil though and do a tire rotation in most). Oddly though I always have one of the top yards in my neighborhoods.
The bottom line with an HOA is one has to absolutely be on-board with the rules and if not expect to pay the fines for the violations. Also if one is not active in the HOA they cannot cry about rule changes. I know many people that are not happy with an HOA, but at the same time these people nit-pick millions of details about non-HOA. I also know a few that have no problem with their HOA, yet they go to the meetings and some are even part of the boards.
Personally I would have loved a newer home, but I do too many things that would be considered violations even though no one would see them (down here auto work, even if in an closed garage or backyard is a violation of most HOA's. You are allowed to change oil though and do a tire rotation in most). Oddly though I always have one of the top yards in my neighborhoods.
This HOA is sillier and worse than that other HOA in Arizona that booted a guy's Audi or VW or something.
TehMac
Diamond Member
- Aug 18, 2006
- 9,976
- 3
- 71
Sounds to me like someone within the HOA resented the man for his patriotism and service in the USMC, and issued that warning independently, thinking the man wasn't going to pursue it.
Either that or the head of the HOA is a liar. Either way that's pretty fucked up shit.
Either that or the head of the HOA is a liar. Either way that's pretty fucked up shit.
GodlessAstronomer
Lifer
- Oct 27, 2007
- 17,009
- 5
- 0
Amused
Elite Member
- Apr 14, 2001
- 57,445
- 19,893
- 146
Having nosey, thin skinned authoritarian leftists tell us what to do? Tacky.
What next, JP? Gonna legislate "good taste?"
It simply amazes me that people who identify with liberalism now think it's okay to tell me I can't have 15 people over at my house for whatever reason I want.
Your hypocrisy is astounding.
Cuda1447
Lifer
- Jul 26, 2002
- 11,757
- 0
- 71
There are a lot of places where HoA's are pretty much EVERYWHERE. I live in Tampa, Fl. I am actually in the process of closing on a house, in a sub-division with an HOA. Believe me, I didn't want an HOA. I had a few options. I could move way north of where I live, and drive twice as far to work everyday. I could be rich and be able to buy 20 acres of property not in an HOA, or I could live in a fairly ghetto area. I've looked at literally 100's of houses (via MLS and in person) and I would say that 95% of the houses for sale were in HoA's and those that weren't were absolute trash.
I had a choice. But that's like saying to someone who is wrongfully arrested and imprisoned in America, if you don't like the laws move to another country. Sure, they have a choice, but its a pretty piss poor choice.
God HOA's piss me off. I would rather gouge my eyes out with a rusty spork than live under such incredible nonsense.
I'm pretty sure I know the type of people that would typically run these HOAs, and I agree on the open hunting season idea.
Few things are as infuriating as people who don't mind their own business and start drama for the sake of drama. Not to mention trying to tell others how to live their lives. My house, my property, I'll do whatever the fuck I want(within legality).
:|
Edit: There has to be a way to get out of the HOA, no? How can it be so legally binding? I guess the people's mistake is signing the contract.
If I wanted to buy a house that was technically in a HOA, how can they force me to join said HOA? I'd tell them to kiss my ass and fuck off. How could they prevent me from buying it?
I'm pretty sure I know the type of people that would typically run these HOAs, and I agree on the open hunting season idea.
Few things are as infuriating as people who don't mind their own business and start drama for the sake of drama. Not to mention trying to tell others how to live their lives. My house, my property, I'll do whatever the fuck I want(within legality).
:|
Edit: There has to be a way to get out of the HOA, no? How can it be so legally binding? I guess the people's mistake is signing the contract.
If I wanted to buy a house that was technically in a HOA, how can they force me to join said HOA? I'd tell them to kiss my ass and fuck off. How could they prevent me from buying it?
IronWing
No Lifer
- Jul 20, 2001
- 73,128
- 34,431
- 136
It's simple. Developers want to sell houses en masse. They know it can take time to unload their stucco piñatas so they want the neighborhood to look showroom new until they sell the last house. So they create HOAs with fascist regulations to make sure the neighborhood maintains that look. The developers who create the HOAs don't live in these neighborhoods. They don't give a flying fuckenberry what happens when they sell their last house. It isn't their problem. Here in Arizona, the developers even go one better, bequeathing ownership of the substandard roads and other infrastructure to the HOAs, sticking the home buyers with the bills for repairing the crap when it fails. Often the roads are so poorly built, the cities and counties will not accept them into the public road system so the HOA members are screwed. That a bunch of little brownshirts take over the HOA after the developer moves on was never a concern when the rules were written.
alkemyst
No Lifer
- Feb 13, 2001
- 83,769
- 19
- 81
It's as simple as you must sign on for the HOA terms to move into it...it becomes part of the deeding.
I know many people that love their HOA's...there is definitely a benefit. Celebration in Orlando is one of the best uses of one. You have to decorate/celebrate things...in return there is a lot of fun that goes with it.
The bottom line though is people live communally and grew tired of those trying to push the limits of legality in what they do on their property. Whether it's simply not cutting their grass or painting their house with gang signs/graffiti or parking 20 cars for sale in their yard.
It happens. I live in an older established community. My end of the street is all nice, but a bit down the road you have a pink and purple house, you have another where 8 people with cars are living and quite a few with no landscaping and a weed yard that grows across the sidewalk.
In return I could do major auto work in my front yard, but I have a backyard concrete slab I can pull my cars on to and work inside my fence. I am able to have a workshop in my backyard as well. My neighbor has an awesome 30x24'x20' garage in the back of his property...these kinds of things simply aren't allowed usually until you get into acreage lots with HOA's.
The kicker of it all is most that don't agree with the HOA rules still want to live in one so everyone else has to follow them. They think they are exempt and that is sad.
alkemyst
No Lifer
- Feb 13, 2001
- 83,769
- 19
- 81
That's really not the reason. You have community builders and custom builders.
There are some HOA's created independently of whoever builds inside the community.
In most areas your local roads and throughways are paid in town taxes whether there are improvements on your road or not.
In reality it's the proper way to do it...if the roads and other items were substandard one should not buy the house then. It usually comes down to someone wanting a millionaires lifestyle though on a pauper's budget.
I work for a home builder and one of our recent surveys was all bad due to one item, this was a $150,000 home we built (originally selling for about $350k last year
): "For the price of this house a wooden fence is ridiculous, a concrete wall should have been installed like the community next door does".That community "next door" started at $750k and that home did not get a concrete perimeter wall....
Zenmervolt
Elite member
- Oct 22, 2000
- 24,514
- 44
- 91
mb
Lifer
- Jun 27, 2004
- 10,233
- 2
- 71
I am often in support of HOAs. Around here they really aren't that bad. They don't have too much control where I am. I certainly wouldn't want a neighbor with 8' tall grass/weeds and a purple house... but this is ridiculous. It's not like the man is knocking on peoples doors and trying to get people to join the Marines.
It's a double edged sword...wait till they have a problem with your house, lawn, car, a small amount of moisture inbetween your window panes and then have them bitch/fine you for it. I purposely chose a non HOA community...I don't need to be told how to keep my house. I take good care of it - I spent two hours today edging, mowing, etc.
True, sometimes neighbors have shitty lawns - I walked outside to get my mail a little while ago and stared at one house in particular. But how often does it really bother you? Once a day when I get my mail? Who gives a sh!t? I live in a nice community/part of town that's close to everything I want - groceries, the gym, work, tons of restaurants. One house that doesn't take care of their weeds certainly doesn't hurt the property value nor the ability for these houses to sell - nothing lasts more than 30 days on the market within this pocket. (My current house spent 10 days before the previous owner accepted my offer, as do most of the houses around here) The only exception is the foreclosed one on the corner...unfortunately, downtrodden and could use some love and care. Everything else has been a fast turnaround.
But to the original post - yes, it's ridiculous.
Babbles
Diamond Member
- Jan 4, 2001
- 8,253
- 14
- 81
This is a clusterfuck of stupidity. In regards to 'advertisements' in the HOA agreement, how many of us may have university alumni stickers on their cars which are effectively advertisements? I would bet many HOA folks have them and it seems a bit suspicious that they would target this guy.
Zenmervolt
Elite member
- Oct 22, 2000
- 24,514
- 44
- 91
That's different entirely. If someone is parking in an assigned spot, then that's an issue. That's not "tacky", that's a legitimate violation of another person's property.
ZV
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