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Here's my current credit card bill....help me cut it down

O

oblivion2888

Banned
6-9 BUY.COM 888-880-1030 CA $110.88
6-9 AMAZON.COM *SUPERSTOR 800-201-7575 WA $6.54
6-16 FRESH CHOICE #013 CA $29.65
6-21 AT&T @HOME 303-712-5720 CO $48.37
6-23 SPORTMART #664 CA $18.35
6-25 SPCS998-AUTO PYMT SPRT OVERLAND PARK KS $39.12
6-26 PAYMENT - THANK YOU ($300.00)
6-26 EBAY INC. 888-749-3229 CA $38.14
6-27 PAYPAL 000-000-0000 CA $15.00
6-27 CITY OF SC GOLF-TENNIS CA $56.00
6-28 UNION 76 CA $32.49
6-30 COSTCO GAS CA $16.96
 
1. Don't eat out; if you do, sign up for Idine, it knocks 20% off your total bill from many restaurants.

2. Stop buying computer stuff unless it's super-necessary. You'll thank yourself in the long run.

3. Before you buy ANYTHING, from a pair of shoes to a new video card to a magazine, really think about how much you want it, how much you need it, and will it REALLY impact your life if you do or do not get it. If it's a purchase above $20, sleep on it. You may realize that you can do without.


I stopped buying stuff from ebay, from the forsale forums, etc.. and I've been saving a couple hundred a month, and I haven't regretted it at all.
 


<< Here's my current credit card bill....help me cut it down >>


I think that you need to cut your cc into pieces! 🙁
 
That's nothing, really. I just payed mine yesterday to the tune of $894.73. About $600 of that was computer parts for my new PC.
 
If you eat out a lot buy one of those &quot;entertainment&quot; coupon books, use it 2-3 times and it pays for itself.

There are two kinds the cheaper ghetto kind $10 with no fancy restaurants (I prefer this one) then there's the fancy all out $40-$50 Entertainment coupon which is thicker but costs 4 times as much. My $10 ghetto coupon book has coupons for 3 pizza places, Carls Jr, Wendy's and even Gym Memberships, w00t!
 
Pay min on your credit card bills and build cash (if you can), to go only debit for non-expensive purchases.

For me, I hate spending my REAL money. That plastic money is ALOT easier to blow.
 
You have a Hot Deals addiction, my friend. It's ok. We're here to help.



<< 6-26 PAYMENT - THANK YOU ($300.00) >>



I love it when they thank you for paying them money. 🙂
 
Am I the only one who thinks this is a relatively benign credit card bill?

Nope I'd have to agree, without any computer/hot deals stuff my monthly cc is $300 plus computers/hot deals stuff.
 
18 months ago I would have sacraficed my unborn child to have a monthly statement that low.
 
You need to run to OfficeMax, spend another $3 for a pair of scissors and $2 for a marker. You will be all set 🙂

serialb
 
serialb has the idea...CUT IT UP

I've done it my self.

A friend of mine did something else she put her cards in a zip-lock bag then put them in a bowl of water and put the whole thing in the freezer.
She didn't cut them up, but she has a lot of work and time ahead of her if she feels the urge to use them
 


<< Am I the only one who thinks this is a relatively benign credit card bill? >>



Actually, it's damned tiny. The purchases listed don't total much more then the last payment.

Russ, NCNE

 
thats nothing, my parents have had a $5000 bill before but they have always paid in full so it doesn't matter, btw, we are not rich by any means
 
Umm sir once you have a credit card bill totalling in the thousands,then come here and brag.WOW you spent $50 on gas in 2 days,thats enough to get my Excursion off the driveway.
 
Hehe..I'm 17 and I spend about twice that much in a month (2 CCs). Same kind of stuff, but more.
 
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