<< Alright that sounds like a good idea.
One other question, how do you determine if you need full coverage on a car or just liability. I mean I'm sure there is no easy way to do it. But what would you go by, the year of the car, the price you paid for it, the condition it's in or a combination of things.
Also once again can someone tell me on average how many miles a year people put on thier cars? >>
With a 10% reduction for getting renter's insurance for my apt ($150/year), my car insurance for my 92 Civic DX is ~80/month for full comprehensive coverage with NO deductable. I have had no accidents, two tickets, and a 22 year old male. The car is mechanically decent, aesthetically good-poor, and worth about 2.5K or so with 120K. Liability was only like 80/year cheaper, and with no deductable on the comprehensive there's no way Im turning that down.
I put about 10K/year on my car, the standard is about 12K i think.