Has anyone gone paperless with their bills/statements?

[Miramonti]

Originally posted by: Zaitsev

Originally posted by: jjsole

Originally posted by: E equals MC2
paperless.

they now send me email notifications so i don't forget to pay them.

Autopay ftw, especially for credit cards.

Winnar. I like not having to worry about my credit score.

Yep...or $35 late fees...or interest rate hikes...:frown:

 

[Miramonti]

Paper statements that I can't get online I scan to pdf, altho the pile grows before I eventually get to them.

 

[Gunslinger08]

If it's possible to get/pay a bill online, I do it.

 

[KeithTalent]

I'm about 50/50 right now.

KT

 

[Jeff7]

Originally posted by: DnetMHZ
I get all my bills by email and pay them all online. I don't even have a check book.

Do you use a money order for local taxes? Out of the whopping TWO municipalities I've lived in, neither has had much of a web presence. Lynn Township
Check out the title - "New Page 1"
It looks like something out of the early 90's.


Bank statements and utility bills are paperless, and the latter are billed automatically.

Rent is paid by check.

 

[FreshPrince]

working for a F&I, we want you to go paperless statements!

do you know how much it costs to mail your paper statements to millions of people instead of hosting them on servers for you to read anytime you want?

hosting costs a LOT less...

now imagine getting that same thing on your cell phone...now we're talking!

how many people own phones vs. computers? 10 times more....

now we're talking even less paper we need to mail, it's a win/win situation for everyone.

 

[Saint Nick]

I have gone completely paperless. The college still sends me reminder notes in the mail that I have my financial aid available, but thats it.

Its quick and easy and apparently its good for the environment.

 

[Terabyte]

All my bills come in the form of electronic bills. I only write checks for my rent.

 

[krunchykrome]

Originally posted by: FreshPrince
working for a F&I, we want you to go paperless statements!

do you know how much it costs to mail your paper statements to millions of people instead of hosting them on servers for you to read anytime you want?

hosting costs a LOT less...

now imagine getting that same thing on your cell phone...now we're talking!

how many people own phones vs. computers? 10 times more....

now we're talking even less paper we need to mail, it's a win/win situation for everyone.

lol, i dont care how much it costs you.

Now, if you offer me some kind of discount for enrolling in the paperless program, then there would be an incentive for me to sympathize with you.

 

[FoBoT]

yeah and then i forget to pay it
i don't think i am ready for paperless billing, in fact this thread is only thing that reminded me i need to go pay a bill that i went paperless with

krunchykrome, if you could PM me on the 14th of each month, then maybe i won't forget this bill, thanks , this thread just saved me a $30 late fee :thumbsup:

 

[kranky]

Originally posted by: FreshPrince
working for a F&I, we want you to go paperless statements!

do you know how much it costs to mail your paper statements to millions of people instead of hosting them on servers for you to read anytime you want?

hosting costs a LOT less...

now imagine getting that same thing on your cell phone...now we're talking!

how many people own phones vs. computers? 10 times more....

now we're talking even less paper we need to mail, it's a win/win situation for everyone.

Win for your company. For me, not so much. My bank keeps flogging me to go all paperless because of how convenient(?) it is. So I asked them... if I someday move to another bank, will you still make all my statements and canceled checks available online? Because I might need one someday for a tax audit or to prove I paid my property tax, or a company might screw up a payment where I need to show proof that I paid it.

The answer was no, I should print everything I think I might need before I cancel my account. I said in that case, just keep sending me printed copies, so I don't ever have to deal with that crap. If I was ever audited, I'd need to provide anywhere between 50-100 checks in any given year to substantiate everything on my tax return.

If I went to paperless statements from my bank, I would essentially be sentencing myself to dozens of hours of work and who knows how much $ in printer cartridges if I ever wanted to switch banks.

 

[schizoid77]

I've been paperless for years now. Before everything was online, I never paid my bills.

 

[spidey07]

Agree on the fine print - most people toss changes to T&C or scan over it on paper where it's official and can be held up in court. Much less comprehension/attention when they read it electronically as they are bombarded with E-mail as it is.

I will never go paperless because a document in my hand is worth much more than an electronic copy for any disputes. "well, we can't retrieve that sir or it appears to be missing" - BAM! Paper with company letterhead on it, an official document.

 

[Baked]

For ones that offer paperless option, I have gone that route. Some bills still come in the mail 'cause they don't offer paperless option. Cable bill, garbage bill, utilities. But I pay everything using my bank's online e-bill service.

 

[ponyo]

Nope. I like the old fashioned paper and billing statement.

 

[cmv]

Yes.

 

[spidey07]

Originally posted by: Naustica
Nope. I like the old fashioned paper and billing statement.

Same here, trying to prove something with a print of an E-mail doesn't carry the same weight as the document itself.

 

[rezinn]

Yes, for two reasons. Someone was stealing my mail. And I don't need to have stacks of statements when I can have a pdf.

 

[spidey07]

Originally posted by: rezinn
Yes, for two reasons. Someone was stealing my mail. And I don't need to have stacks of statements when I can have a pdf.

Mail headers are easily forged, document invalid.

 

[HannibalX]

Yeah somewhere around 2003.

 

[Throwmeabone]

Originally posted by: spidey07

Originally posted by: Naustica
Nope. I like the old fashioned paper and billing statement.

Same here, trying to prove something with a print of an E-mail doesn't carry the same weight as the document itself.

In my experience, the statement itself is not sent in email, rather a reminder that says the statement is available to view online. It is usually a PDF that looks exactly like what you would get in the mail.

It's true that electronic statements are a little harder to view on a computer, especially with a widescreen monitor because you have to scroll a lot. And for some reason, Bank of America statements look HORRENDOUS in digital form.

 

[HannibalX]

Originally posted by: spidey07
Agree on the fine print - most people toss changes to T&C or scan over it on paper where it's official and can be held up in court. Much less comprehension/attention when they read it electronically as they are bombarded with E-mail as it is.

I will never go paperless because a document in my hand is worth much more than an electronic copy for any disputes. "well, we can't retrieve that sir or it appears to be missing" - BAM! Paper with company letterhead on it, an official document.

Just like you keep your own copy of paper keep your own digital copy.

Go to web site, print to PDF, save on your HD or backup to CD.

All the websites I use have the exact same statement as the one I get in the mail and when I print it from my home printer is mirrors the statement I get in the mail. Most places do this now.

 

[spidey07]

Originally posted by: Pale Rider

Originally posted by: spidey07
Agree on the fine print - most people toss changes to T&C or scan over it on paper where it's official and can be held up in court. Much less comprehension/attention when they read it electronically as they are bombarded with E-mail as it is.

I will never go paperless because a document in my hand is worth much more than an electronic copy for any disputes. "well, we can't retrieve that sir or it appears to be missing" - BAM! Paper with company letterhead on it, an official document.

Just like you keep your own copy of paper keep your own digital copy.

Go to web site, print to PDF, save on your HD or backup to CD.

All the websites I use have the exact same statement as the one I get in the mail and when I print it from my home printer is mirrors the statement I get in the mail. Most places do this now.

And in a court of law one could prove that your document is not legit. Why do you think lawyers won't accept E-mailed documents and only faxes as final?

I've been through electronic disputes before, it's a nightmare. Give me the printed document by the sender delivered to my home address. It's on their letterhead, their paper and can be traced to them. I can understand if you've never had to go though a mishap, but when you do you'll see that the document in hand is worth more than anything electronic.

 

[imported_Lothar]

I pay bills online, but I'm not paperless.

I will never go paperless. I rarely check my email everyday, but I DO check my mailbox everyday.

 

[imported_Lothar]

Originally posted by: kranky

Originally posted by: FreshPrince
working for a F&I, we want you to go paperless statements!

do you know how much it costs to mail your paper statements to millions of people instead of hosting them on servers for you to read anytime you want?

hosting costs a LOT less...

now imagine getting that same thing on your cell phone...now we're talking!

how many people own phones vs. computers? 10 times more....

now we're talking even less paper we need to mail, it's a win/win situation for everyone.

Win for your company. For me, not so much. My bank keeps flogging me to go all paperless because of how convenient(?) it is. So I asked them... if I someday move to another bank, will you still make all my statements and canceled checks available online? Because I might need one someday for a tax audit or to prove I paid my property tax, or a company might screw up a payment where I need to show proof that I paid it.

The answer was no, I should print everything I think I might need before I cancel my account. I said in that case, just keep sending me printed copies, so I don't ever have to deal with that crap. If I was ever audited, I'd need to provide anywhere between 50-100 checks in any given year to substantiate everything on my tax return.

If I went to paperless statements from my bank, I would essentially be sentencing myself to dozens of hours of work and who knows how much $ in printer cartridges if I ever wanted to switch banks.

That's another major problem as well.
Most of these "paperless" statement banks will only offer a 2yr period of statement. You need 5yrs to protect yourself from being audited by the IRS.

I'll have it in the mail, thank you.