Grocery stores taking check use off shoppers' lists

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MagnusTheBrewer

IN MEMORIAM
Jun 19, 2004
24,122
1,594
126
If they eliminated checks in Arizona, what passes for an economy here would come to a screeching halt.
 

lupi

Lifer
Apr 8, 2001
32,539
260
126
Originally posted by: OCguy
Hello, I am one of those people who thinks using an ATM card is dangerous.


So instead, I will just hand you a check with my Routing #, account #, Name, and address. Oh, and they will probably want me to write my drivers license # on it as well.

those cards have about 5% of the legally mandated protection as a credit card.
 

Zstream

Diamond Member
Oct 24, 2005
3,395
277
136
Originally posted by: DAPUNISHER
Originally posted by: OCguy
Hello, I am one of those people who thinks using an ATM card is dangerous.


So instead, I will just hand you a check with my Routing #, account #, Name, and address. Oh, and they will probably want me to write my drivers license # on it as well.
One of the many baffling behaviors of homo sapiens sapiens.

Checks go directly from bank to bank with no middle man. I guess you can count the person or computer system scanning your check.

Transactions with a debit, go from the store, to the bank, quite possible to steal someones card information.

Transactions with credit, go from the store, to the Vendor i.e. Mastercard, Visa etc... back to the store, then the Vendor goes back to your local bank to finalize the sum.
 

shortylickens

No Lifer
Jul 15, 2003
80,287
17,081
136
Originally posted by: CRXican
Originally posted by: effowe
I used to think old people writing checks was bad, until I got caught in line behind an old lady who didn't know what her pin number was. She ran the card over and over and seemed to not understand that she had to input a 'special code' for her transaction to go through. Give these people newer technologies and watch them STILL hold up the line.

I got stuck behind "what's my PIN?" lady. Took at least 3 tries before she got it right meanwhile my bag of ice was melting.

You can make your own ice at home, and far cheaper.
 
Dec 10, 2005
28,818
14,023
136
Originally posted by: shortylickens
Originally posted by: CRXican
Originally posted by: effowe
I used to think old people writing checks was bad, until I got caught in line behind an old lady who didn't know what her pin number was. She ran the card over and over and seemed to not understand that she had to input a 'special code' for her transaction to go through. Give these people newer technologies and watch them STILL hold up the line.

I got stuck behind "what's my PIN?" lady. Took at least 3 tries before she got it right meanwhile my bag of ice was melting.

You can make your own ice at home, and far cheaper.

Maybe he was having a party and needed a larger supply of ice than he could easily make in his freezer.
 

Dirigible

Diamond Member
Apr 26, 2006
5,961
32
91
Originally posted by: Rumpltzer

Of course there will be beatings. Of course.

Things will be better when I'm in charge. :D


Originally posted by: ahenkel
my grandpa used to pay for .35 cent senior coffee at McDonald's with a check

Locked up! Common good of all mankind!!

Rumpltzer for elite!
 

Kadarin

Lifer
Nov 23, 2001
44,296
16
81
You know, in a few decades we'll be the old farts who can't figure out that we're supposed to send our PIN directly over the neural link.
 

Rumpltzer

Diamond Member
Jun 7, 2003
4,815
33
91
Originally posted by: Kadarin
You know, in a few decades we'll be the old farts who can't figure out that we're supposed to send our PIN directly over the neural link.

Locked up! Common good of all mankind!!
 

DrPizza

Administrator Elite Member Goat Whisperer
Mar 5, 2001
49,601
167
111
www.slatebrookfarm.com
Originally posted by: DLeRium
Originally posted by: cruzer
Ever see an old person try and figure out how to use their new credit or debit card to pay for groceries? It takes as long as a check. They swipe the card backwards because they don't understand the concept of a magnetic strip, they can't read or understand the prompts on the screen, and they insist on legibly signing their full name instead of a quick scribble like the rest of us.

Yeah it's hell. But I was surprised last night when the old lady in front of me had her Safeway card AND Visa card out. Swipe Swipe. Done. Very impressive. Maybe she's one of the hip Silicon Valley elderly.

Originally posted by: Rumpltzer
Originally posted by: effowe
I used to think old people writing checks was bad, until I got caught in line behind an old lady who didn't know what her pin number was. She ran the card over and over and seemed to not understand that she had to input a 'special code' for her transaction to go through. Give these people newer technologies and watch them STILL hold up the line.

I've long advocated that old people should be locked up for the common good of all mankind. I also think that there should be a pre-test at the self-checkout line; if you don't pass, then you can't do self-checkout.

I was once in line at Costco when an old lady pulled out her checkbook after the order was rung up. The cashier told her that she could just sign it and the register would do the rest. The old lady ignored the cashier and spent the next three or four minutes filling out the check and balancing her records as the line of people looked on.

The old lady then complained about how everyone is in such a hurry.


Locked up! Common good of all mankind!!

Costco is one of the more acceptable places to use a check. I can understand not everyone has an AMEX card or wants to use their debit card, but seriously I don't understand. Just get a freaking AMEX card. I also don't get the people who whip out Benjamins like they got 5 or 6 of them to pay for their family shopping at Costco. WTF do you do? Spend 5 min going to the ATM (oh wait no the ATM spits out 20s), so you obviously spend even more time getting in line WHILE the bank is open to get your $100 bills? WTF? Even if I paid in 20s at Costco, I would not go to the ATM just to get a bunch of money to pay in cash at Costco. I do not understand people. Your check card works there too you know....

A lot of people deal in cash with a lot of things. I sell goats. I don't care what people use for their deposit. But, when they pick up the goat, there are two forms of payment I accept: post office money order, or cold hard cash.

If someone's paying me $1000 for a couple goats, I'm not going to go and wait in line at the bank to deposit it, (not that the longest line I've ever seen at my bank was 3 people, counting me) and I'm certainly not going to use the ATM to deposit that much cash. So, when I go shopping, I just pay with cash.
 

Gothgar

Lifer
Sep 1, 2004
13,429
1
0
Originally posted by: DrPizza
Originally posted by: DLeRium
Originally posted by: cruzer
Ever see an old person try and figure out how to use their new credit or debit card to pay for groceries? It takes as long as a check. They swipe the card backwards because they don't understand the concept of a magnetic strip, they can't read or understand the prompts on the screen, and they insist on legibly signing their full name instead of a quick scribble like the rest of us.

Yeah it's hell. But I was surprised last night when the old lady in front of me had her Safeway card AND Visa card out. Swipe Swipe. Done. Very impressive. Maybe she's one of the hip Silicon Valley elderly.

Originally posted by: Rumpltzer
Originally posted by: effowe
I used to think old people writing checks was bad, until I got caught in line behind an old lady who didn't know what her pin number was. She ran the card over and over and seemed to not understand that she had to input a 'special code' for her transaction to go through. Give these people newer technologies and watch them STILL hold up the line.

I've long advocated that old people should be locked up for the common good of all mankind. I also think that there should be a pre-test at the self-checkout line; if you don't pass, then you can't do self-checkout.

I was once in line at Costco when an old lady pulled out her checkbook after the order was rung up. The cashier told her that she could just sign it and the register would do the rest. The old lady ignored the cashier and spent the next three or four minutes filling out the check and balancing her records as the line of people looked on.

The old lady then complained about how everyone is in such a hurry.


Locked up! Common good of all mankind!!

Costco is one of the more acceptable places to use a check. I can understand not everyone has an AMEX card or wants to use their debit card, but seriously I don't understand. Just get a freaking AMEX card. I also don't get the people who whip out Benjamins like they got 5 or 6 of them to pay for their family shopping at Costco. WTF do you do? Spend 5 min going to the ATM (oh wait no the ATM spits out 20s), so you obviously spend even more time getting in line WHILE the bank is open to get your $100 bills? WTF? Even if I paid in 20s at Costco, I would not go to the ATM just to get a bunch of money to pay in cash at Costco. I do not understand people. Your check card works there too you know....

A lot of people deal in cash with a lot of things. I sell goats. I don't care what people use for their deposit. But, when they pick up the goat, there are two forms of payment I accept: post office money order, or cold hard cash.

If someone's paying me $1000 for a couple goats, I'm not going to go and wait in line at the bank to deposit it, (not that the longest line I've ever seen at my bank was 3 people, counting me) and I'm certainly not going to use the ATM to deposit that much cash. So, when I go shopping, I just pay with cash.

they do debit cards at Costco
 

alkemyst

No Lifer
Feb 13, 2001
83,769
19
81
i wonder what story those that are trying to float a check are going to use now.

First it was "I use cash not credit" then debit cards happened

then it was "if your debit card gets stolen then you are liable unlike credit cards, I will stick to checks"

rinse / repeat.

The biggest problem I have with anyone in line is not getting the payment method ready prior to having the items all rung up. You can swipe a CC/Debit card instantly, you can start filling out your check, you can get about how much cash out of your wallet you think it will be.

I really like the dudes that think paying in all tens and twenties one at a time gives them baller status on their groceries for a ghetto apartment full of 20 people (and then sneak in some food stamps).
 

FelixDeCat

Lifer
Aug 4, 2000
31,019
2,685
126
Back in the day I was an avid check writer / debit card hater (early 90s). Today its the opposite. However, one cashier made a face at me about 10 years ago when I wrote a check for $3.00. She said, "You are going to write a check for that?"

I said, "I need a pen, not opinion". :laugh:
 

Jeff7

Lifer
Jan 4, 2001
41,596
20
81
The main thing I use checks for anymore is rent payments for my apartment.

Heck, since moving to Erie, PA, even local taxes can be paid online. Previously, I lived in a rural area. I think our township had a website which had little more content than to establish that the township did in fact exist, and that it also had at least one non-cow resident who had heard of the Internet.


 

sao123

Lifer
May 27, 2002
12,653
205
106
I dont understand all the hatin on the checks.
corn checks are the best... tho the rice ones are good too.
 

JD50

Lifer
Sep 4, 2005
11,918
2,883
136
Originally posted by: FelixDeKat
Back in the day I was an avid check writer / debit card hater (early 90s). Today its the opposite. However, one cashier made a face at me about 10 years ago when I wrote a check for $3.00. She said, "You are going to write a check for that?"

I said, "I need a pen, not opinion". :laugh:

OMG that is so awesome, you must be the wittiest person on the internets.
 

sourceninja

Diamond Member
Mar 8, 2005
8,805
65
91
I'm sick of places that make me sign for debit card purchases less then 10 bucks. Seriously, I don't see the point of signing a receipt for 2.00 of coffee.
 

alkemyst

No Lifer
Feb 13, 2001
83,769
19
81
Originally posted by: JD50
Originally posted by: FelixDeKat
Back in the day I was an avid check writer / debit card hater (early 90s). Today its the opposite. However, one cashier made a face at me about 10 years ago when I wrote a check for $3.00. She said, "You are going to write a check for that?"

I said, "I need a pen, not opinion". :laugh:

OMG that is so awesome, you must be the wittiest person on the internets.

I was all funny until he got tazed and kicked out of the store without his analeaze.
 

sao123

Lifer
May 27, 2002
12,653
205
106
Originally posted by: sourceninja
I'm sick of places that make me sign for debit card purchases less then 10 bucks. Seriously, I don't see the point of signing a receipt for 2.00 of coffee.

its a spelling test... if you spell it wrong they take your coffee back.
 

xavier es

Senior member
Jan 22, 2008
216
0
0
Originally posted by: Brainonska511

The problem was when people wanted to write a check after the entire order was rung up. Then they'd peruse their purses, slowly take out their checkbooks, go look for a pen, then slowly write out the entire check instead of filling in most of it before I was finished ringing them up.

that drives me nuts, some people have no common sense, and its not only old people that do that. last week i was in line behind a young woman who did that , she was the slowest writer i have ever seen.
 

alkemyst

No Lifer
Feb 13, 2001
83,769
19
81
Originally posted by: sao123
Originally posted by: sourceninja
I'm sick of places that make me sign for debit card purchases less then 10 bucks. Seriously, I don't see the point of signing a receipt for 2.00 of coffee.

its a spelling test... if you spell it wrong they take your coffee back.

I never heard of a signature for debit...you are talking about a transaction run as a credit one....with a debit your PIN is the signature.

It's a newer practice though and usually found in only larger cities...down here we get a lot of tourists and they insist they need to sign. When I travel many places also still require your ID to be shown.
 

LTC8K6

Lifer
Mar 10, 2004
28,520
1,576
126
I never understood why people didn't already have the check filled out except for the amount...

Visa/mastercard debit cards are the ones that are dangerous. No PIN and it's your own money.

A regular ATM card requires you to enter the PIN.

I use a regular ATM card that is connected to one account only for nearly all of my purchases.

I have one local bank issued mastercard for emergencies, online, and wherever the ATM card doesn't work.
 

txrandom

Diamond Member
Aug 15, 2004
3,773
0
71
Originally posted by: CRXican
Originally posted by: effowe
I used to think old people writing checks was bad, until I got caught in line behind an old lady who didn't know what her pin number was. She ran the card over and over and seemed to not understand that she had to input a 'special code' for her transaction to go through. Give these people newer technologies and watch them STILL hold up the line.

I got stuck behind "what's my PIN?" lady. Took at least 3 tries before she got it right meanwhile my bag of ice was melting.

You don't pay for the ice and pick it up on the way out like everyone else?
 

Saulbadguy

Diamond Member
Jan 27, 2003
5,573
12
81
Worst experience I had was not with checks, or credit/debit cards.

F'n FOOD stamps. This lady had 5 separate grocery orders, each paid with food stamps, and cash.
 

Scouzer

Lifer
Jun 3, 2001
10,358
5
0
The store I goto requires customers who want to use cheques go to customer service, fill out a whack of forums, then get a cheque approval card and a cheque number. Some people STILL USE FUCKING CHEQUES! what the FUCK? Why are you so desperate to use cheques to go through all that hassle? MORON!
 

sswingle

Diamond Member
Mar 2, 2000
7,183
45
91
Originally posted by: Saulbadguy
Worst experience I had was not with checks, or credit/debit cards.

F'n FOOD stamps. This lady had 5 separate grocery orders, each paid with food stamps, and cash.

Around here the food stamps are like a debit card. Takes no longer than anyone else.