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Got to love those that sue.

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Originally posted by: alkemyst
Originally posted by: Gibsons

have they been to the chiropracter yet?

not sure what the doctors 'are', I am going to talk to the insurance attorney monday to get the scoop. I know the chick has a site online and looks fine in it. Not much mention of her anguish....

SWEET, I'll bet she forgets about it and continues to document her daily fun.
That will be great to take to court.

 
As a former employee of an Personal Injury law firm, I can tell you for a fact that 80% of our cases are like the OPs in that phantom injuries are turned into thousands if not tens of thousands of dollars in settlements. Unfortunately, if a so-called victim requests an ambulance, there's protocol that the EMS and ER have to follow. It's almost always neck pain which requires a neck board/brace until x-rays can determine that there weren't any broken vertebrae. 99.9% of the time, the diagnosis is whiplash and you're given some ibuprofen and sent on your way. fancy medical terms like contusions(bruises) and lacerations (cuts) are thrown around to make the so-called victims worse than they really are. The people who pull this stunt almost always have no insurance so you're almost always stuck with the bill. Even if they do have insurance, the size of the bill will be used in the demand packages to your insurance company to underscore the severity of their injuries. If there were additional medical expenses associated not from the ER, those doctors (sorry, i meant chiropractors) are almost always associates of the law firm and artificially inflate their prices. they will never get the amount of money they're charging because they just get a cut of the settlement money.

Unfortunately for us law-abiding citizens, it is almost always cheaper for your insurance company to settle with the firms than to litigate. It doesn't matter to them, they'll just recoup the settlement money by raising your rates. If the medical bills are in the 100K range per person, the insurance companies adjuster will probably negotiate it down to 30k-50k per person and get it over with.

OP, I feel for you because the main reason I left my job was because I was literally lying though my teeth negotiating with insurance adjusters. They know our client's full of shit, we know they are yet we still play this cat and mouse game with both sides threatening to take the case to court while both sides know that taking the case to court is the last thing we want to do. It's comical in how sad the whole ordeal is. In the end, the people who suffer the most are us.

I was rear-ended once by a car going at least 15 mph and I know from personal experience that even at that speed, my neck was sore for like a day and the so-called injuries went away within 24-48 hours, no medical care was required. I could have filed a bodily injury claim against his insurance and after months of physical therapy, I could have gotten 5k in settlement money but I didn't want to go through all the trouble of dr. visits for phantom injuries and i couldn't do it with a clean conscience. Even though my boss kept telling me to file a claim (he said he'll give me 70% of the settlement).

I guess the point of this post is encourage everyone here who undoubtedly know people who have been in car accidents. Put yourself in the other drivers' shoes, would you want them to sue you with phantom injuries if you were responsible for the crash? No person in their right mind would intentionally try to hit you with their car. It's as much trouble for them as it is for you. While i'm on the topic, after a crash, don't get out of your car and start making profanity laden accusations at the other driver when you were at fault. This sort of defense mechanism will only make me want to file that phantom bodily injuriy claim to spite you. Just be cordial without admitting fault one way or the other. The police will sort through the statements and property damage, skid marks, etc. to determine who was at fault. The bottom line is that while you may earn some extra cash going through with the farce, everyone else, including you, end up getting the shaft with higher insurance rates all around. If you have legitimate injuries, by all means get the needed medical attention but a sore neck for a day or two does not require thousands of dollars in X-rays and doctors visits. It's called advil and its in your medicine cabinet. take a couple and you're good as new.
 
Originally posted by: FelixDeKat
This is why I have 100/50/100. Back in 2005 I was in a 3 car accident when a guy driving on the shoulder left the shoulder into on comming traffic to drive around another car parked on that shoulder. He pulled out in front of me going 2 miles an hour and *I* got the ticket because I hit him from behind. He was from Africa, spoke little English and was living in his car. The lady parked on the side of the road spoke only Spanish. Luckily I was only going about 53 in the slow lane.

My car was totalled, the shoulder drivers car was damaged and the parked car was damaged. They both sued. My insurance company repaired their cars, paid them $5,000 each (even though the lawyers demanded 100k) and altogher it ran about $40,000.

All that for $80 a month. Not bad.

edit: My insurance adjuster said that the lawyers always send out a form letter demanding the policy limits. The insurance comapny sends back a form letter to detail their damages. The lawyer comes back with an offer. They settle. If your numbers are correct, Im guessing $15k, but thats just a guess.

You're playing dangerious game with only having 100k policy limit. What if they sued youf or 300k and win the lawsuit? Do you own a house or anything else that is epensive, if so they can go after that.
 
Originally posted by: LikeLinus
I'm wrong about the situation? You said 10-20 MPH, yet you don't know your rate of speed. You also hit a car without looking infront of you. You said it was 10 feet infront of you.

Sounds like you don't know wtf you are doing and you hit someone. How about this, If the road is too dangerous to travel and you know this, find another route. I have this exact same problem coming home and I use another route.

You have NO idea why he stopped. You were looking a different direction and not seeing what was going on. That is the whole reason you are in this mess. Yes it's perfectly fine to have to stop on an on ramp if a car from the lane next to you merges over and you have to hit the breaks in order to not slam into another vehicle. There are situations that dictate that you have to STOP your vehicle. Maybe a deer runs out infront of you? An emergency vehicle puts on it's lights which you are required to stop for. Maybe a person walks out infront of you. That is why the law requires a reasonable following length (3 car or 3 second minimum) and ask that you so kindly pay attention to what the hell you are doing when driving. That way you can SEE what is happening and stop if needed.

You may want to go back to driving school.

it's obvious you have a lot of hate pent up inside you. I am willing to bet a million dollars if people randomly came to a dead stop in front of you for no reason while you were trying to merge onto a highway you'd eventually hit someone.

There was absolutely no reason for this person to come to an abrupt stop at that turn other than intending to be hit.

BTW it's brakes. BTW people hit deer all the time that were driving within safe limits. When something jumps out with less than 2 seconds to react is when people get in trouble.

get a friend or something. stop the hate.
 
Originally posted by: alkemyst
Originally posted by: LikeLinus
I'm wrong about the situation? You said 10-20 MPH, yet you don't know your rate of speed. You also hit a car without looking infront of you. You said it was 10 feet infront of you.

Sounds like you don't know wtf you are doing and you hit someone. How about this, If the road is too dangerous to travel and you know this, find another route. I have this exact same problem coming home and I use another route.

You have NO idea why he stopped. You were looking a different direction and not seeing what was going on. That is the whole reason you are in this mess. Yes it's perfectly fine to have to stop on an on ramp if a car from the lane next to you merges over and you have to hit the breaks in order to not slam into another vehicle. There are situations that dictate that you have to STOP your vehicle. Maybe a deer runs out infront of you? An emergency vehicle puts on it's lights which you are required to stop for. Maybe a person walks out infront of you. That is why the law requires a reasonable following length (3 car or 3 second minimum) and ask that you so kindly pay attention to what the hell you are doing when driving. That way you can SEE what is happening and stop if needed.

You may want to go back to driving school.

it's obvious you have a lot of hate pent up inside you. I am willing to bet a million dollars if people randomly came to a dead stop in front of you for no reason while you were trying to merge onto a highway you'd eventually hit someone.

There was absolutely no reason for this person to come to an abrupt stop at that turn other than intending to be hit.

BTW it's brakes. BTW people hit deer all the time that were driving within safe limits. When something jumps out with less than 2 seconds to react is when people get in trouble.

get a friend or something. stop the hate.

what was the guy's explanation for stopping like that (if he gave one)?

Originally posted by: LS21
fuck lawyers

yeah until you need one.
 
big difference in lawyers that are defending those in need and those that are just creating situations. About 90% of the trouble of our insurance and welfare programs are due to lawyers using the system to profit.

Take all these class actions suits, there was a recent one in Florida where each person that received a license during X period receives $1 a piece...meanwhile the firm going to bat made several million. The ironic part is when some asshat sues our government over something frivolous like that, it actually ends up costing them more in the long run.
 
Originally posted by: alkemyst
Originally posted by: LikeLinus
I'm wrong about the situation? You said 10-20 MPH, yet you don't know your rate of speed. You also hit a car without looking infront of you. You said it was 10 feet infront of you.

Sounds like you don't know wtf you are doing and you hit someone. How about this, If the road is too dangerous to travel and you know this, find another route. I have this exact same problem coming home and I use another route.

You have NO idea why he stopped. You were looking a different direction and not seeing what was going on. That is the whole reason you are in this mess. Yes it's perfectly fine to have to stop on an on ramp if a car from the lane next to you merges over and you have to hit the breaks in order to not slam into another vehicle. There are situations that dictate that you have to STOP your vehicle. Maybe a deer runs out infront of you? An emergency vehicle puts on it's lights which you are required to stop for. Maybe a person walks out infront of you. That is why the law requires a reasonable following length (3 car or 3 second minimum) and ask that you so kindly pay attention to what the hell you are doing when driving. That way you can SEE what is happening and stop if needed.

You may want to go back to driving school.

it's obvious you have a lot of hate pent up inside you. I am willing to bet a million dollars if people randomly came to a dead stop in front of you for no reason while you were trying to merge onto a highway you'd eventually hit someone.

There was absolutely no reason for this person to come to an abrupt stop at that turn other than intending to be hit.

BTW it's brakes. BTW people hit deer all the time that were driving within safe limits. When something jumps out with less than 2 seconds to react is when people get in trouble.

get a friend or something. stop the hate.

Yes, I have pent up rage inside because some child on ATOT cannot drive and wants to whine about it on ATOT and can?t take his meds. It's funny how you can pass judgment on someone, but the second someone passes judgment on you - they automatically have some sort of problem. Grow a pair and take some responsibility for your actions.

"There was absolutely no reason for this person to come to an abrupt stop at that turn other than intending to be hit."

Proof? Guess what, It doesn't matter. He has the right of way and you are supposed to keep a safe driving distance from the car ahead of you. You hit him, not the other around. It is NOT his fault that you can not drive.

BTW, It's dire STRAITS, not dire straights. Don't act like one of those grammar/spelling Nazi on ATOT when you can't even keep your own shit in check. It's called a mistake. Run along child.
 
Originally posted by: m0mentary

what was the guy's explanation for stopping like that (if he gave one)?

He said cars were coming. There wasn't any though. I had to get him to pull over to the emergency lane as we were in everyones way...he was busy making phone calls by the time I walked up to his car.

I asked him why he didn't go when the other lanes had a green arrow (he was sitting at the merge for a while), he didn't answer and just kept making phone calls. His wife and daughter were asking me why I was going so fast and didn't I see the other cars.

His car didn't have much damage, mine looked a lot worse than it was...no unibody damage though, it was just bolting on new parts.

People can assume what they want...this wasn't a typical situation; adding to the fact that these people are beyond poor and have people suing them for money/can't even pay for traffic tickets they have it shows.

The wife not only baker acted her previous son, but went after her ex for domestic violence. Her current husband also has a charge for beating her and a felony drug conviction. They got evicted and sued by their landlord, etc.

They have nothing, yet felt free with no insurance to take on nearly $70k in doctor bills.

I went home and cut my grass that night (I have a manual reel mower)...the impact was hard but not major...I'd give the possibility to one person being hurt from just bad luck, but for all three occupants to be claiming more than 5% disability it's a flat out lie.
 
Originally posted by: LikeLinus
Yes, I have pent up rage inside because some child on ATOT cannot drive and wants to whine about it on ATOT and can?t take his meds. It's funny how you can pass judgment on someone, but the second someone passes judgment on you - they automatically have some sort of problem. Grow a pair and take some responsibility for your actions.

"There was absolutely no reason for this person to come to an abrupt stop at that turn other than intending to be hit."

Proof? Guess what, It doesn't matter. He has the right of way and you are supposed to keep a safe driving distance from the car ahead of you. You hit him, not the other around. It is NOT his fault that you can not drive.

BTW, It's dire STRAITS, not dire straights. Don't act like one of those grammar/spelling Nazi on ATOT when you can't even keep your own shit in check. It's called a mistake. Run along child.

please do not post in any more of my threads you obviously have something personal against me.

Perhaps you are the type that tries to pull these kinds of lawsuits and have taken offense to me calling it for what it is.
 
Originally posted by: alkemyst

please do not post in any more of my threads you obviously have something personal against me.

Perhaps you are the type that tries to pull these kinds of lawsuits and have taken offense to me calling it for what it is.

I can post in any thread I want unless a Mod tells me different. I've never posted in any of your threads talking to you and don't even know anything about you. My point is you need to take responsibility for your actions. You can't come here expecting sympathy and get pissed when someone things different from you. Grow up.

I've never been in a lawsuit in my life. Again, you want to continue making assumptions and accusations without knowing a damn thing.

 
Originally posted by: LikeLinus
Originally posted by: biggestmuff

HAHAHAHA, Excellent find.

"Once I am in front most would be sorry they decided to play that game."

Guess we see how this child gets in front of people - he runs them off the road.

Excellent find? Was it hidden? Again different situation and someone that tried to cut me off. I'd never do this on any type of busy street.

Please do not post again in this thread. I have asked the second time.
 
Originally posted by: alkemyst
Originally posted by: LikeLinus
Originally posted by: biggestmuff

HAHAHAHA, Excellent find.

"Once I am in front most would be sorry they decided to play that game."

Guess we see how this child gets in front of people - he runs them off the road.

Excellent find? Was it hidden? Again different situation and someone that tried to cut me off. I'd never do this on any type of busy street.

Please do not post again in this thread. I have asked the second time.

It's an excellent find for someone searching for you making a total ass out of yourself. Talking about how people don't know how to drive. But you are the one being sued because you rear ended them. LOL

IT'S CALLED IRONY. Read about it.
 
Originally posted by: LikeLinus
It's an excellent find for someone searching for you making a total ass out of yourself. Talking about how people don't know how to drive. But you are the one being sued because you rear ended them. LOL

IT'S CALLED IRONY. Read about it.

again there is a big difference in what happened in my situation and something normal.

Guess you are Parnelli Jones though.
 
Originally posted by: alkemyst
Originally posted by: LikeLinus
It's an excellent find for someone searching for you making a total ass out of yourself. Talking about how people don't know how to drive. But you are the one being sued because you rear ended them. LOL

IT'S CALLED IRONY. Read about it.

again there is a big difference in what happened in my situation and something normal.

Guess you are Parnelli Jones though.

"Ahh so you are Parnelli Jones? Hate to tell this to you but most of the time even among skilled drivers you slow down in front and they will pass you no matter how skilled you think you are."

How many times and how many threads you going to use Parnelli Jones? Is that the best you can do?

You got owned, live with it. He dug up some great material from you. lol

There is no difference. You act like you are some bad ass street racing madman. But you can't even look infront of you before you drive. It's irony at it's best. Great stuff.
 
it's called being honest with my stories. It'd be one thing to find something on another forum, but there is nothing I have posted here that I have been trying to hide. I don't go back and delete my posts like so many do either.

You have a lot of hate, trust me. This is obviously something you have made important to yourself now for whatever reason you have. Just go find someone else to bother.
 
Originally posted by: alkemyst
it's called being honest with my stories. It'd be one thing to find something on another forum, but there is nothing I have posted here that I have been trying to hide. I don't go back and delete my posts like so many do either.

You have a lot of hate, trust me. This is obviously something you have made important to yourself now for whatever reason you have. Just go find someone else to bother.

Does baby need a bottle? No, I don't have any hate - I don't know or care about you at all. This is ATOT and you just can't take the heat. Buy a flame suit.
 
dude I can take a flame...it's when the person making shit up and has no fucking idea what they are talking about that bothers me.

seriously though go find some friends.
 
Originally posted by: alkemyst
I really fucking lose it and act like a baby when I don't get my way!!
I'm better than all you stupid motherfuckers, you just don't see it!
Why don't you all see how much better I am?!?
Yours truly,
Å

 
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