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Got my fico score today

Slacker

Slacker

Diamond Member
I am in the process of refinancing my mortgage, today I got a letter from the bank with a bunch of mumbo jumbo and at the bottom was my fico, 759 which is up from 707 a year or so ago.
 
You should play a game of higher/lower with us until we get the exact # instead of poling us.

-MC

(I vote 685)
 
hmm .... 760?

Assuming you've made all your payments on time, and you are refinancing as you have built up a great credit rating, and qualify for really low rates ...
 
THIS IS FOR THE PEOPLE WHO SAID 0 TO 500

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..............\.............\....😉
 
When I went for a home loan, they told my my score was 787 🙂 (har har)...it jumped many points in the last few months...though I don't know why 😉

Not bad for a 27 year old with one credit card and a car note to his name 🙂
 
The letter you received was part of FACTA, the Fair and Accurate Credit Transactions Act. FACTA requires that everytime a creditor checks your credit at your request as part of a credit application, you receive a letter with your scores and a disclosure regarding FACTA.
 
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