Got my fico score today

Slacker

Diamond Member
Oct 9, 1999
8,623
33
91
I am in the process of refinancing my mortgage, today I got a letter from the bank with a bunch of mumbo jumbo and at the bottom was my fico, 759 which is up from 707 a year or so ago.
 

MattCo

Platinum Member
Jan 29, 2001
2,198
2
81
You should play a game of higher/lower with us until we get the exact # instead of poling us.

-MC

(I vote 685)
 

BurnItDwn

Lifer
Oct 10, 1999
26,169
1,643
126
hmm .... 760?

Assuming you've made all your payments on time, and you are refinancing as you have built up a great credit rating, and qualify for really low rates ...
 

Slacker

Diamond Member
Oct 9, 1999
8,623
33
91
THIS IS FOR THE PEOPLE WHO SAID 0 TO 500

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........('(...´...´.... ¯~/'...')
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............\..............(
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;)
 

Gulzakar

Diamond Member
Oct 9, 1999
3,074
0
0
When I went for a home loan, they told my my score was 787 :) (har har)...it jumped many points in the last few months...though I don't know why ;)

Not bad for a 27 year old with one credit card and a car note to his name :)
 

CTrain

Diamond Member
Sep 26, 2001
4,940
0
0
Thats a damm good score from Experian.
Their score was 50+ lower than the other 2 bureaus for me.
 

Merlyn3D

Platinum Member
Sep 15, 2001
2,148
0
0
why the f would I care to even guess what the f your f'in credit score is? what's the f'in point?
 

Vic

Elite Member
Jun 12, 2001
50,422
14,336
136
The letter you received was part of FACTA, the Fair and Accurate Credit Transactions Act. FACTA requires that everytime a creditor checks your credit at your request as part of a credit application, you receive a letter with your scores and a disclosure regarding FACTA.