Found a house I want to buy

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CADsortaGUY

CADsortaGUY

Lifer
Oct 19, 2001
25,162
1
76
www.ShawCAD.com
:thumbsup:

Just put in an offer on a new place myself. It's a foreclosure north of GreenBay. Nothing's moving around there so hopefully my lowball offer gets accepted. Normally there is no way I could afford a house like this but it's damn near half price since no one has money around there and it's a massive house. I'll be able to see Lake Michigan from my backyard!
 
Dr. Zaus

Dr. Zaus

Lifer
Oct 16, 2008
11,764
347
126
OP:

Dangerous game running out of funds when you move into a place... Newly purchases houses all have a guy named Murphy that lives in the basement.

CADsortaGUY said:
:thumbsup:

Just put in an offer on a new place myself. It's a foreclosure north of GreenBay. Nothing's moving around there so hopefully my lowball offer gets accepted. Normally there is no way I could afford a house like this but it's damn near half price since no one has money around there and it's a massive house. I'll be able to see Lake Michigan from my backyard!
Click to expand...

You're going to be able to see lake-effect snow in your front yard?
 
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pontifex

pontifex

Lifer
Dec 5, 2000
43,804
46
91
DixyCrat said:
OP:

Dangerous game running out of funds when you move into a place... Newly purchases houses all have a guy named Murphy that lives in the basement.
Click to expand...

After closing costs and all the fees and shit (unless I missed something), I'll have about $8k left. No idea ho much furniture and all that kind of stuff is going to cost. I already have bedroom stuff and my family is giving me some various things as well, so that will help. I also don't need to get everything right away. I can get the essentials now and get extra stuff later.
 
Dr. Zaus

Dr. Zaus

Lifer
Oct 16, 2008
11,764
347
126
pontifex said:
After closing costs and all the fees and shit (unless I missed something), I'll have about $8k left. No idea ho much furniture and all that kind of stuff is going to cost. I already have bedroom stuff and my family is giving me some various things as well, so that will help. I also don't need to get everything right away. I can get the essentials now and get extra stuff later.
Click to expand...

Keep 3ish months living expenses available; just in case the water-heater breaks and shorts out the fuse box.

Know what I mean?
 
pontifex

pontifex

Lifer
Dec 5, 2000
43,804
46
91
DixyCrat said:
Keep 3ish months living expenses available; just in case the water-heater breaks and shorts out the fuse box.

Know what I mean?
Click to expand...

I know who Murphy is...
A lot of the stuff on this is pretty new within the last couple of years
 
pontifex

pontifex

Lifer
Dec 5, 2000
43,804
46
91
Home inspection, Radon test, and Water tests are done.

Home inspection found a few minor things and the seller is going to take care of all of them. The biggest issue is that the bathroom exhaust fan vents to the attic and there is small traces of mold. Seller is going to clean the mold and vent the exhaust fan outside to prevent it in the future.

Radon test passed at 2.8 average.

Everything in the water test passed except for coliform. Supposed to be 0 but came back with a 5. I'm told that you can shock the well or install a UV light to try to fix it.

How bad is a 5 for Coliform? Trying to look up some info online about it now.
 
kevman

kevman

Diamond Member
Apr 20, 2001
3,548
1
81
Does the house have Septic ? If so did you get a seperate inspection for Septic ?
 
kevman

kevman

Diamond Member
Apr 20, 2001
3,548
1
81
pontifex said:
Private well and septic.

Septic tests have not been done yet. I think that is planned next week.
Click to expand...

Make sure you get a septic company to come and inspect it, not just a regular home inspector. He will most likely do a dye test which is not sufficient enough in my opinion. Call the local company in the area that pumps septic tanks out and ask if they do septic inspections. They are generally are more detailed and they use a camera with a scope to look at the tank etc. They may even dig up the land to look at the distribution box to make sure it is not damaged. If they find anything wrong its up to your seller to fix it up or give you the difference in the price. Just my 2 cents. I was going to by a house with Septic at one time and this was some of the advice I got from my realtor. Septic system replacements around here are upwards of $40k. Furthermore even damaged parts of the system ( d-box, etc) could cost a lot of money to repair. Good luck!
 
Last edited:
pontifex

pontifex

Lifer
Dec 5, 2000
43,804
46
91
kevman said:
Make sure you get a septic company to come and inspect it, not just a regular home inspector. He will most likely do a dye test which is not sufficient enough in my opinion. Call the local company in the area that pumps septic tanks out and ask if they do septic inspections. They are generally are more detailed and they use a camera with a scope to look at the tank etc. They may even dig up the land to look at the distribution box to make sure it is not damaged. If they find anything wrong its up to your seller to fix it up or give you the difference in the price. Just my 2 cents. I was going to by a house with Septic at one time and this was some of the advice I got from my realtor. Septic system replacements around here are upwards of $40k. Furthermore even damaged parts of the system ( d-box, etc) could cost a lot of money to repair. Good luck!
Click to expand...

yeah, it's a septic company, not the home inspector.
 
alkemyst

alkemyst

No Lifer
Feb 13, 2001
83,769
19
81
pontifex said:
Home inspection, Radon test, and Water tests are done.

Home inspection found a few minor things and the seller is going to take care of all of them. The biggest issue is that the bathroom exhaust fan vents to the attic and there is small traces of mold. Seller is going to clean the mold and vent the exhaust fan outside to prevent it in the future.

Radon test passed at 2.8 average.

Everything in the water test passed except for coliform. Supposed to be 0 but came back with a 5. I'm told that you can shock the well or install a UV light to try to fix it.

How bad is a 5 for Coliform? Trying to look up some info online about it now.
Click to expand...

I use an aquasana filter system and it will remove cloroform. It's about $150-200 for an undersink model and you pay $8 for a month and get new filters every 6 months.

Water tastes much better than straight from the tap.

Performance Test: http://www.aquasanastore.com/images/performance_sheet.pdf

There are other filter systems just as good. This is just convenient.
 
pontifex

pontifex

Lifer
Dec 5, 2000
43,804
46
91
Well the seller doesn't want to shock the well and they just want to put in a uv light, however they want me to pay for half of it. They got a quote for $650 to get it installed.

I was talking to my father about it last night and he said he wouldn't agree to that and just tell them no sale on the house.

I don't know that I want to give up this house over $325. It took me awhile to find this house and I looked at realtor.com again today and there's not another house I would even want to look at listed right now.
 
SearchMaster

SearchMaster

Diamond Member
Jun 6, 2002
7,791
114
106
pontifex said:
Well the seller doesn't want to shock the well and they just want to put in a uv light, however they want me to pay for half of it. They got a quote for $650 to get it installed.

I was talking to my father about it last night and he said he wouldn't agree to that and just tell them no sale on the house.

I don't know that I want to give up this house over $325. It took me awhile to find this house and I looked at realtor.com again today and there's not another house I would even want to look at listed right now.
Click to expand...

Well, there's your answer, split the cost and get the house.
 
yh125d

yh125d

Diamond Member
Dec 23, 2006
6,886
0
76
pontifex said:
Well the seller doesn't want to shock the well and they just want to put in a uv light, however they want me to pay for half of it. They got a quote for $650 to get it installed.

I was talking to my father about it last night and he said he wouldn't agree to that and just tell them no sale on the house.

I don't know that I want to give up this house over $325. It took me awhile to find this house and I looked at realtor.com again today and there's not another house I would even want to look at listed right now.
Click to expand...

Sorry, but your dad is a fool. That's only .1% of the purchase price (and probably ~ .066% of what you'll wind up paying) and he thinks it should be a deal breaker? As if.

What is your repair cap? If you're $650 under it, they have to pay for it. If you're already over it, be glad they offered to pay half
 
FallenHero

FallenHero

Diamond Member
Jan 2, 2006
5,659
0
0
yh125d said:
Sorry, but your dad is a fool. That's only .1% of the purchase price (and probably ~ .066% of what you'll wind up paying) and he thinks it should be a deal breaker? As if.

What is your repair cap? If you're $650 under it, they have to pay for it. If you're already over it, be glad they offered to pay half
Click to expand...

This. Don't let what amounts to pennies ruin the house you want. If 650 is a dealbreaker, you either can't afford the house or you never really wanted it in the first place.
 
KeithTalent

KeithTalent

Elite Member | Administrator | No Lifer
Administrator
Nov 30, 2005
50,231
118
116
FallenHero said:
This. Don't let what amounts to pennies ruin the house you want. If 650 is a dealbreaker, you either can't afford the house or you never really wanted it in the first place.
Click to expand...

This. Don't let that paltry amount stand in the way!

KT
 
pontifex

pontifex

Lifer
Dec 5, 2000
43,804
46
91
everything happened so fast and then there was a huge waiting period where nothing much happened, but i now have news.

so the seller fixed all the stuff we found in the home inspection and got the UV light in and the water test is good now.

Loan got approved today, and we settle on the 30th!
 
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