Don't agree with you there. It is impossible to have a clean hand off when a shipping company is in the middle.
Insurance is there to protect both the buyer and seller. In all my auctions and for sale threads, I make it clear that insurance is a choice the buyer makes and pays for. Without insurance, there is very little I can do to help the buyer if something goes wrong.
Having said that, if the buyer chooses not to pay it, then I will generally pony up the money to protect my reputation.
LOL
As a seller you are 100% responsible for getting the item to me in working order.
If it breaks during shipping that's
your bad.
No optional buyer charges for insurance
Why is eBay removing optional or required shipping insurance when I list or re-list my item?
By removing optional or required shipping insurance, we are adjusting to help meet buyer expectations for ecommerce and aligning with industry standard practices. In most circumstances, buyers do not expect to pay for the cost of shipping insurance. This change also reflects the industryand eBaystandard practice that sellers are responsible for their items until they are safely in their customers' hands.
As a seller, can I still insure the items I sell on eBay?
Yes, you are still able to insure your items. Check with your shipping carrier for insurance options, contact a third-party shipping insurance provider for insurance coverage, or purchase shipping insurance from your shipping company when you print your shipping labels directly from the site. To help cover the additional expense, consider folding the cost of insurance into your handling cost or item price.
What is wrong with giving the buyer the option to purchase insurance?
Sellers are responsible for their items until they are safely in their customers' hands.Offering insurance to a buyer (optional or required) gives the impression that the buyer is responsible for the safe delivery of the item and can reduce buyer confidence in the marketplace.
http://pages.ebay.com/sell/July2009Update/faq/index.html#1-10
game, set, match.