Ex-Girlfriend wrote over $3000 in bad checks!

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merkinofbaphomet

Member
May 19, 2004
48
0
0
My ex-girlfriend (can you guess why we broke up?) wrote about $3000 in bad checks on our joint account over the period of a month or two. Not surprisingly, the account was closed.

Although written on our joint account, all checks were signed and passed by the ex. The good news is the bank, affected business and now the State Attorney's office are all going after the ex-girlfriend. As of today, I have not received a single threatening letter or collections call. The bad news? I am now forced to do all my purchases in cash. Just try that some time!

Given that I have lost my credit card, debit card and checking account; how do I go about getting another account? Will I ever bank again?

Currently it looks like I will be denied an account, regardless of where I go until the matter is settled. And by settled, they mean everyone is payed off.

As I don't really plan on paying off the ex's felonious check kiting spree, what are my options? Should I take her to court?

-Merkin
 
D

DAGTA

Diamond Member
Oct 9, 1999
8,172
1
0
Talk to a lawyer.

How long were you two together? I'm surprised to see you had a join account with a girlfriend.
 
D

Descartes

Lifer
Oct 10, 1999
13,968
2
0
You'll likely be placed on ChexSystems (I believe that's the name), and so that will definitely hinder your ability to get another account for several years. Some banks are more forgiving, but you have to look around; you might even be able to petition to have your name removed, if it's even really on there.

Good luck!
 
L

Landroval

Platinum Member
Feb 5, 2005
2,275
0
0
I don't have an answer for your question, but your user name is hilarious :D Best of luck resolving the problem!
 
Baked

Baked

Lifer
Dec 28, 2004
36,052
17
81
Originally posted by: mchammer187
Originally posted by: cobalt
Why oh why would you get a joint account?
Click to expand...

QFT

especially since you are are not married
Click to expand...

Even if you're married, I wouldn't get a joint account.
 
ponyo

ponyo

Lifer
Feb 14, 2002
19,688
2,811
126
You're screwed. Once you're on ChexSystem, you'll be denied bank account at all major banks. Only way around this is find a small bank that doesn't use ChexSystem or something similar or know someone at the bank who can override it and give you account anyway.
 
0roo0roo

0roo0roo

No Lifer
Sep 21, 2002
64,795
84
91
must have been hot enough to make u retarded..thats assuming u were normal in the first place..
 
I

isasir

Diamond Member
Aug 8, 2000
8,609
0
0
Originally posted by: Landroval
I don't have an answer for your question, but your user name is hilarious :D Best of luck resolving the problem!
Click to expand...


Hmm, I did a google search since I don't know WTF his username means, and see that his name is going around a few blogs, ironically enough, due to his google search post. :)
 
A

aswedc

Diamond Member
Oct 25, 2000
3,543
0
76
PayPal will send you a debit card without checking ChexSystems. Of course, you have to fund your PayPal account from a bank account. But a friend could help you out with that.
 
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merkinofbaphomet

Member
May 19, 2004
48
0
0
Gee, thanks for all of the free dating advice, fellas!

I should point out that we were together for well over 10 years and a "registered domestic partnership" in our city. The "partnership" allowed us to have some of the benefits of married couples, without being married. I guess girlfriend is an understatement, but "domestic partner" sounds so... so... gay!

I was wondering if I could demonstrate the fact that I was not an active participant through the fact that all checks were passed by the ex. I can literally show this transaction by transaction, as I have a full report of activity on the account. I would think this information might tip the scales in my favor.

I find it strange that she is the one being sued and having her wages garnished, and that I still can't get an account. I understand the Chex system, and the risk of joint accounts, but their must be some kind of workaround.

Awaiting more helpful info!
 
M

merkinofbaphomet

Member
May 19, 2004
48
0
0
Originally posted by: aswedc
PayPal will send you a debit card without checking ChexSystems. Of course, you have to fund your PayPal account from a bank account. But a friend could help you out with that.
Click to expand...

Now that is what I am talking about. That, my friend, is a workaround. Keep 'em coming.
 
Baked

Baked

Lifer
Dec 28, 2004
36,052
17
81
Wait a minute here. So you're gay and your boyfriend plays the female role?
 
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