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Estimate your FICO Credit Score (FREE)

RossMAN

RossMAN

Grand Nagus
FICO Score Estimator (FREE)

I answered all the questions honestly and my results were very accurate.

Your estimated FICO® score range is: 610 to 660

Congratulations! According to the information you provided, lenders will likely perceive you as having EXCELLENT credit! You should have little problem getting the most favorable loan rates and terms.


Excellent credit is a vital asset that gives you access to the best interest rates and more credit. Help protect your credit from identity theft with myFICO's ID Fraud Intercept.



Did you know that you have 3 FICO® scores, one at each credit bureau? To verify that you have excellent FICO scores, get all three of your FICO® scores, available exclusively at myFICO.com.





Congratulations! According to the information you provided, lenders will likely perceive you as having GOOD credit! While you may not qualify for the best interest rates that lenders offer, you should have little problem getting favorable loan rates and terms.


Did you know that you have 3 FICO® scores, one at each credit bureau? To get your complete credit picture, get all 3 of your FICO® scores - available exclusively at myFICO.com.



Remember that your good credit is a vital asset that gives you access to the types of loans you want. Help protect your credit from identity theft with myFICO's ID Fraud Intercept.





According to the information you provided, lenders will likely perceive you as having FAIR-GOOD credit. While you have a good chance of obtaining loans, you will pay higher interest rates than most consumers, and may have to pay higher down payments for major purchases like your car or home.


Want to earn a better score? Get your FICO® Score Report from myFICO. For as little as $12.95, you can get your actual FICO® score and personalized tips on how to improve it, along with your complete credit report.




To get your complete credit picture, get all three of your FICO® scores - available exclusively at myFICO.com.



According to the information you provided, lenders will likely perceive you as having FAIR credit. While you have a good chance of obtaining loans, you will pay higher interest rates than most consumers, and may have to pay higher down payments for major purchases like your car or home.
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Your estimated FICO® score range is: 705 to 755

Congratulations! According to the information you provided, lenders will likely perceive you as having EXCELLENT credit! You should have little problem getting the most favorable loan rates and terms. Excellent credit is a vital asset that gives you access to the best interest rates and more credit. Help protect your credit from identity theft with myFICO's ID Fraud Intercept.Congratulations! According to the information you provided, lenders will likely perceive you as having GOOD credit! While you may not qualify for the best interest rates that lenders offer, you should have little problem getting favorable loan rates and terms.
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No, my FICO score range is 798-798. 😉
 
Seems people with high scores are the only ones posting. So i'll be a man and bring down the average.

I was 590-640
 
Originally posted by: pyonir
Seems people with high scores are the only ones posting. So i'll be a man and bring down the average.

I was 590-640
Click to expand...

Kudo's for being brave and honest.

If you don't mind me asking why is it so low?

Mine is low because I have 20+ cc's all of them are max'd out (ok I am exaggerating a little bit but you get the idea).
 
My range is 740 - 790, which I think is a little high. I was 720 last time I checked, but that was probably a year ago.

-geoff
 
Says between 710 and 760.

Pretty accurate since I've only had one CC with a very small limit, no student loans, no missed payments, and no outstanding balances.
 
It's impossible for me to make it past the first question. 😎 There's no option for 'once had a credit card but doesn't any more'. So no matter which I choose I'm lying. Oh well, I'll do it anyway.

*EDIT* Ok, tried to finish the thing, but over half the questions are unanswerable for me. They don't allow for people that have had a couple loans and credit cards, but paid them all off and now lives debt free and keeps no active credit accounts (and has never had a mortgage). 8-( I tried various combinations of answers anyway, but got widely varying scores (low 500's up to high 700's).
 
Your estimated FICO® score range is: to 745-795

Congratulations! According to the information you provided, lenders will likely perceive you as having EXCELLENT credit! You should have little problem getting the most favorable loan rates and terms.


i never had mine checked, hope its close to the real thing.
 
I got 705-755, but it said I have GOOD credit, not EXCELLENT. ?

Edit:
While we're on the topic, how many credit cards are "too many?" I have 3 right now. One I got while I was in college - it has no benefits so I rarely use it, I just keep it because I've had it the longest. Recently I got both a Discover card and a Citi Platinum Mastercard... I'll probably cancel the Discover card at some point, becuase the Citi card has a much better cash-back bonus. I pay my cards off evey month, so I asked them to lower my credit limits (about $5000 total right now, still way more than I really need). If I applied for an Amazon.com Visa, would that have a negative effect on my score?
 
690 to 740

Chase recommended MasterCard denied me last month as it said I had too few accounts so I'll have to get another credit card for starters I'm guessing.
 
Your estimated FICO score range is: 765 to 815

Pretty accurate. When I got my car a little over a year ago, my Beacon was 764.
 
Wow great link, Rossie, thanks!!
Range: 695-745. I concur. I've not checked recently, but I would have guessed based on other checking and experiences that I was in the low 700s.
Mine is low because I have 20+ cc's all of them are max'd out (ok I am exaggerating a little bit but you get the idea).
Click to expand...
It's that 20th card that will always get ya 😉
 
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