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Equifax Hacked - 143M US Consumers could be affected

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Between 1993 and 2008 the number of contracting businesses involved in the home building trades in Atlanta had to be in the hundreds if not thousands. Illegal labor, questionable ethical codes, bought certs of occupancy, etc. made for a great time to be one of those willing to cross the line, and to be an illegal. I have to wonder how much the general contractors were saving by paying $3.75/SqFt for Latino labor to rough frame up a house ($4.25/SqFt if on a basement). They worked 12-14 hours/day six and sometimes seven days a week to earn a minimum lifestyle will the cost savings were never passed onto the buyers. Then the plumbers, electricians, HVAC, siding, roofing, flooring, etc., all had one white guy on site and 8-15 illegals working the tract development (usually 5-10 houses at a time).

I often thought it would be funny to run a business in which one illegal contractor hired me to gather evidence on their competition for me to turn in and get prosecuted. LOL
 
highland145 said:
Or, if you already have credit monitoring services, you can request a $125 cash payment.

Boooo...I want the $$.
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As mentioned, Credit Karma is free.
At least Capital One and Discover Card offer some basic "monitoring" for its cardholders, so that should qualify as well.

I'll opt for the cash, but realistically as widespread as this settlement news has dropped, none of us is going to see the full $125. It is some fixed pool of money (I've read just $31M) that will be divided by the number of claimants who are not documenting hours wasted.

IIRC I got $10 for the PS3 OtherOS settlement, so don't be surprised if we get a similarly modest amount from Equifax.
 
manly said:
As mentioned, Credit Karma is free.
At least Capital One and Discover Card offer some basic "monitoring" for its cardholders, so that should qualify as well.

I'll opt for the cash, but realistically as widespread as this settlement news has dropped, none of us is going to see the full $125. It is some fixed pool of money (I've read just $31M) that will be divided by the number of claimants who are not documenting hours wasted.

IIRC I got $10 for the PS3 OtherOS settlement, so don't be surprised if we get a similarly modest amount from Equifax.
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Yeah there was some sales call spam settlement recently, I think about cruises, and for each phone number entered that was listed as having been called, could net up to $300 EACH. Well imagine everyone's shock when that quickly turned into like $1 each. lol
 
My identity was stolen and all I got was this check for $125! 🙁

144 million people affected with a $300 million pool. As if Equifax profiting off of this wasn't enough of a slap in the face...
 
Equifax as a company should get the death penalty for what they did. Shut down the company, liquidate all assets and redistribute to staff (except execs) and customers, then put all the execs responsible for this in jail for 45 years. Who do you think did more damage, Aaron Swartz, who connected a laptop to a wiring closet to download a bunch of PDF books, or Equifax, who completely neglected security and allowed the identity of millions of people to leak? They wanted to give Aaron 45 years for what he did. The law system is retarded and unfair.
 
s0me0nesmind1 said:
Either way, credit monitoring service is entirely useless IMO.
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That was my thought. I already have my credit locked and periodically check it. What is monitoring going to do?
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I did however put in stuff for time dealing with identity theft. A few months ago, someone used my old NY license, which I had turned into the MA RMV when I moved up here, to rent a car in a neighboring town. Nothing bad happened to me as a result, but I had to spend time getting the police report, pulling my NYS driving record to make sure there weren't any tickets, and reporting the theft to NYS. I suspect my old license number was one of the pieces of information Equifax had on file and probably got dumped in the leak.
 
Its almost worth getting a job with them to conduct malicious intent. It has happened before and maybe it should happen again, and again, and then again.
 
So, tell me again what is keeping individuals from collectively filing a suit? I never added my name to this existing suit, or any other settlement regarding the Equifax data breach.
 
Some more good news...

https://arstechnica.com/tech-policy...-to-get-your-125-from-the-equifax-settlement/

The Federal Trade Commission page devoted to the settlement it announced with Equifax last week was updated July 31 to say that any consumer affected can claim up to 10 years of free credit monitoring. "Previously, a cash payment was identified as an option," the site now adds, "but there are limited funds available."

The FTC said in a statement that "public response to the settlement has been overwhelming." In a separate blog post, the commission said the "unexpected number of claims" would result in claimants not getting the money they thought.
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😡

If there isn't enough set aside for the $125 payment (after only being up for what, a week?) chances are even if you claim 20 hours AND lost a significant amount of money, you're getting pennies.
 
BarkingGhostar said:
So, tell me again what is keeping individuals from collectively filing a suit? I never added my name to this existing suit, or any other settlement regarding the Equifax data breach.
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Nothing but your time. You can send a letter stating you want to be removed from this settlement. After that you can file a lawsuit anytime you like, minus any statute of limitations.
 
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