Texashiker
Lifer
- Dec 18, 2010
- 18,811
- 197
- 106
More about health care spending and age....
Like I said, consider it payback for paying into the system for decades and rarely, if ever using healthcare.
More about health care spending and age....
Are you subsidized currently?what? thts a few hundred more then I PAY NOW
But remember that that won't reduce their monthly premium. It will be in the form of a tax credit. People that can ill afford it will have to come up with it from somewhere and wait until tax time to recoup some of that expenditure. I suppose more food stamps will at least help fill their bellies.
It's totally worth it to provide healthcare to 30 million illegals.
I have news for you, old people are far far far far bigger users of health care than any other group. The premiums reflect this reality. If it were up to me, rationing of care for those over the age of 70 would be mandatory. There is absolutely no reason on earth to spend half a million dollars in expensive operations/medications on people of that age.
It is the people between 50-70 that are getting the shaft.
High premiums; decent health.
Yes, living in poverty with free health insurance beats the hell out of living well and having to pay for your insurance.Great - kill your income to drop below the subsidized threshold levels.
Yes, living in poverty with free health insurance beats the hell out of living well and having to pay for your insurance.
The majority of people are not going to have health problems between 25 - 50. Except child birth, checkups and women with female problems, there should be very little use for healthcare between 25 and 50.
Then after paying into the system for 25 - 30 years, and when the average person starts to need medical care, premiums go up.
Its nothing more than a scam.
Early look at health law's premiums
Translation:
Those with the higher incomes (accumulated with age) will get screwed again
Thats $14,400/ year, $144,000 /decade. If you saved that money you could pay...
Why are you changing the subject? Is it because you know it's clinically insane to think that lowering your income in order to get free health insurance looks like a good plan?How about again being forced to pay more to support those that are getting it for free.
Or is that another one of the fairness principles.
You drop off mom and dads insurance at 25, get your own insurance, then pay into the system for 25 years.
Better yet, get a job at 18 or 19 years old that has health insurance and pay into the system for 30 years.
The majority of people are not going to have health problems between 25 - 50. Except child birth, checkups and women with female problems, there should be very little use for healthcare between 25 and 50.
Then after paying into the system for 25 - 30 years, and when the average person starts to need medical care, premiums go up.
Its nothing more than a scam.
I'm sure he'll be surprised to find out that life insurance gets more expensive as he gets older. I bet he'll be disappointed that he can't blame this on Obama.You do know what "insurance" is or at least is supposed to be, right? The older you are the more likely you are to require expensive health care versus someone younger.
The fact is that old people make more claims and cost more to insure. Just like a ferrari costs more to insure than camry. There's a risk of a greater loss and with old people there's also a greater frequency of losses. That's why they pay more.
Just like a ferrari costs more to insure than camry. There's a risk of a greater loss and with old people there's also a greater frequency of losses. That's why they pay more.
I have news for you, old people are far far far far bigger users of health care than any other group. The premiums reflect this reality. If it were up to me, rationing of care for those over the age of 70 would be mandatory. There is absolutely no reason on earth to spend half a million dollars in expensive operations/medications on people of that age.
"Paying into" what system?
Paying for a service you are not using.
Insurance companies make a fortune off healthy people. But when you need the health care premiums go up?
The health care system is broken, and nobody is doing anything to fix it.
health insurance is mandatory so how is making older people pay out the nose not age discrimination?
Do you really have a problem understanding how insurance works?
Its basically reverse gambling; where you hope you lose.
Free market principles at work.I fully understand how insurance works, and it sucks.
You pay for a service you hope you never use. And if you do use it, you pay more for it.
In 1991 my wife at the time, we divorced 9 years later, was hit head on by a drunk driver. Her medical bills cost so much, the insurance company raised the premium for the company I worked for. The rate hike was so much the company was forced to drop the insurance carrier and go with a new provider.
What the hell? You pay for something for years, never use it, and when you do the company wants to charge you more?
I fully understand how insurance works, and it sucks.
You pay for a service you hope you never use. And if you do use it, you pay more for it.
In 1991 my wife at the time, we divorced 9 years later, was hit head on by a drunk driver. Her medical bills cost so much, the insurance company raised the premium for the company I worked for. The rate hike was so much the company was forced to drop the insurance carrier and go with a new provider.
What the hell? You pay for something for years, never use it, and when you do the company wants to charge you more?
Except that's not how the ACA system works. Not only is health underwriting prohibited, meaning that health risks are explicitly not a factor in premiums, but the age banding insurers use is being artificially compressed so even using age as an approximate indicator of health is skewed.Translation:
Those with higher health risks (accumulated with age) will pay more. Exactly how insurance is suppose to work
Anyone that qualifies for a tax credit (it's not a subsidy) can apply to have it paid in advance to the insurer.But remember that that won't reduce their monthly premium. It will be in the form of a tax credit. People that can ill afford it will have to come up with it from somewhere and wait until tax time to recoup some of that expenditure. I suppose more food stamps will at least help fill their bellies.
It's totally worth it to provide healthcare to 30 million illegals.
Premiums will be, for most intents and purposes, based exclusively on age.Here's something to consider. Will the premium be based solely on age or will health factors be taken into account? Will a fit and trim active senior have the same premium as an overweight diabetic sedentary senior? I ask because if they both need a hip replacement, which one will be denied?
Translation:
Those with the higher incomes (accumulated with age) will get screwed again