does 'paycheck to paycheck' basically mean having no savings?

[BlahBlahYouToo]

Originally posted by: Fullmetal Chocobo
We live paycheck to paycheck, but we are working on paying stuff off. Right now my disability is my extra money and I work to pay bills. I'm working on getting it to the point that my bills are paid with my disability and I work for extra money.

do u get paid to moderate or is it purely volunteer "work"?

 

[Slew Foot]

I live paycheck to paycheck if after I sock away 50% of my paycheck for retirement.

 

[anxi80]

Originally posted by: thomsbrain

Originally posted by: anxi80
i wont get into the specifics but lets put it this way... when i first started my job that paid monthly i had to remove athd from the categories list. it has since been restored, but as a person who enjoys saving money there is a half-second of hesitation before clicking. "do i really need to spend $20 on a remote farting machine??"

As someone who owns a remote farting machine, I can say that YES, you DEFINITELY need a remote farting machine. I used one during a company meeting.

awesome. in for 3!

 

[alkemyst]

Originally posted by: jaqie
Nitemare: See the first response in this thread.
Yeah, I understand your situation, but understand mine to see why I posted what I did.

oddly I am betting you both have fast access and not dialup.

 

[jaqie]

802.11b that came with the place or I wouldn't have any 'net at all.

 

[FeuerFrei]

I manage to spend less than I make, so I guess I'm not quite living paycheck to paycheck. I like to keep a month or two cushion in the bank.

Originally posted by: jaqie
802.11b that came with the place or I wouldn't have any 'net at all.

How about quoting posts for a change instead of making apparently random observations?

 

[jaqie]

Eh? I replied to the person directly above me, just like I am now.

 

[rh71]

I'm from the school that says enjoy what you earn as much as possible. We work to make money and living a humdrum life just making sure everything "is ok" is not my idea of fun.

But you still gotta save a few grand at a minimum. 401k and some small stocks to force yourself to have some savings. Increases with the # of dependants and responsibilities. Don't be a miser or hoarder.

 

[alkemyst]

Originally posted by: jaqie
Eh? I replied to the person directly above me, just like I am now.

Jaqie is HOT!

 

[jaqie]

What on earth are you talking about?

 

[alkemyst]

fixed.

 

[jaqie]

Seeing as how I have the A/C unit on, I would say that still works, as I am not hot at all, quite comfortable, actually.
That and anyone with any intelligence at all would see the edited time was after my post time.

And yes, you can quote me saying I am not hot at all, even out of context. I know I'm not pretty, I don't give a shit about that anymore.

 

[imported_Imp]

Live at home with mommie and daddy and sibbies. All ages are greater than 20, some approaching 30. Why are we here? Cause parents are too lenient, no rent required, no rent is voluntarily paid, others have no jobs. Everyone, excluding parents, have practically 100% disposable income. We suck...

 

[bctbct]

Originally posted by: Imp
Live at home with mommie and daddy and sibbies. All ages are greater than 20, some approaching 30. Why are we here? Cause parents are too lenient, no rent required, no rent is voluntarily paid, others have no jobs. Everyone, excluding parents, have practically 100% disposable income. We suck...

I agree, make their day and go buy $100 worth of groceries.

 

[Penth]

Originally posted by: bctbct

Originally posted by: Imp
Live at home with mommie and daddy and sibbies. All ages are greater than 20, some approaching 30. Why are we here? Cause parents are too lenient, no rent required, no rent is voluntarily paid, others have no jobs. Everyone, excluding parents, have practically 100% disposable income. We suck...

I agree, make their day and go buy $100 worth of groceries.

No kidding. I live at home too but I pay rent and my mom never pays for milk due to my weekly costco runs.

I probably have a year of expenses saved. I just finished paying off my car and a few other things I wanted so I'll start saving like 75% of what after this month is over.

 

[Gothgar]

hooray drama!!!

 

[Martin]

Not really. I lived on so little money for so long that when I finally graduated and got a nice job I found I didn't really have anything to spend money on. Of course, I could blow it all on stupid shit, but travelling is the only thing where I feel my money is well-spent, so I basically take trips whenever I can and throw everything else in savings. If I quit my job tomorrow I'd be OK money-wise for about 2-3 years.

 

[moparacer]

Up until recently I never had to worry about spending more then I made each week. I always had enough left over each year to fun my IRA to the max, provide whatever the family needed and even have some left over to save in MM funds or CDs. Have a years worth of emergency funds but lately all I can say is I dont need a calculator to figure out we are spending it at least as fast as I am making it, and half the time the mrs gets in my wallet to get $$ for groceries, it isnt there, and she is like WTF. lol.