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Do you save cash in case of emergency? - with poll -

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Do you save cash for a rainy day?

  • I do save cash

    Votes: 32 58.2%
  • I don't save cash

    Votes: 15 27.3%
  • I'm not telling you

    Votes: 5 9.1%
  • yet another stupid poll

    Votes: 5 9.1%

  • Total voters
    55
i have two of these with a couple grand in each one.

s-l300.jpg
 


During the summer earthquakes there i was reading all kinds of news reports about this and the USGS kept saying there is nothing to fear and I've read (if you can believe this) that it wouldn't be a massive eruption, but rather a lava flow. What a crock of shit. I have feared that fucker going up ever since I learned about it, especially after I saw the movie based on its eruption. I think the only way to beat it is to prepare. I'm talking about domes with artificial sun light for food and what have you among other things. NASA seems to have an idea of how to cool it down, but I wonder if that is just postponing the inevitable. You will die of thirst or starvation. Which ever comes first. A very brutal way to go. You would have to prepare for at least a decade.
 
Speaking of fireproof safes, I own a few myself that I store my external HDDs that I make periodic clones to from my computers. I also store CDs and DVDs of important data as well as important records. I was laughed at about doing this at another forum. Fucktards, the lot of them. At least when a fire takes out my house my data and important documents are safe. They claim that would be the least of my worries. No, the deed to the house, my high school diploma, Social Security card among other shit would be the biggest of my worries.

Speaking of... I wonder if anyone in those California fires had a fireproof safe?
 
Speaking of fireproof safes, I own a few myself that I store my external HDDs that I make periodic clones to from my computers. I also store CDs and DVDs of important data as well as important records. I was laughed at about doing this at another forum. Fucktards, the lot of them. At least when a fire takes out my house my data and important documents are safe. They claim that would be the least of my worries. No, the deed to the house, my high school diploma, Social Security card among other shit would be the biggest of my worries.

Speaking of... I wonder if anyone in those California fires had a fireproof safe?

Yea ironically while watching clips of the burnt houses I was looking to see what was left. Didn't see anything even stoves which you would think might survive a little.
 
Huh? Don't understand this. Unless money burns a hole in your pocket, you always have saved cash. What kind of idiot spends money just so they can say they don't have any? Any cash you have could be construed to be for an emergency. To not do that, you'd either spend it, give it away or throw it away.

OK, just read the OP. Yeah, I have some cash set aside. Total probably around $500. Have a few bucks tucked here and there, $100 in one place, around $400 in one other place. I figure if there's an earthquake I might find having that cash useful although I have several survival stashes here and there, food, water, first aid kit, some clothes, that kind of thing. Technically, the cash is not for a "rainy day." That was a euphemism for something more catastrophic.
 
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Huh? Don't understand this. Unless money burns a hole in your pocket, you always have saved cash. What kind of idiot spends money just so they can say they don't have any? Any cash you have could be construed to be for an emergency. To not do that, you'd either spend it, give it away or throw it away.

Just changed my vote to "stupid poll."


You must not live in the U.S. where a majority of the people couldn't write a $500 check if they needed to.
 
You must not live in the U.S. where a majority of the people couldn't write a $500 check if they needed to.

I always found that odd. Even if I don't have actual money in my account I always have access to credit for short term stuff but seems lot of people don't for some reason. Credit is so easy to get access to. I could write a 10 grand cheque and it would just overdraft from the line of credit. Of course I would not want to write such a cheque unless it's for a serious emergency as it would take a very long time to pay that back.
 
I always found that odd. Even if I don't have actual money in my account I always have access to credit for short term stuff but seems lot of people don't for some reason. Credit is so easy to get access to. I could write a 10 grand cheque and it would just overdraft from the line of credit. Of course I would not want to write such a cheque unless it's for a serious emergency as it would take a very long time to pay that back.


That's the thing. Everyone lives on credit. They don't have any savings.
 
That's the thing. Everyone lives on credit. They don't have any savings.

Yeah does not help that costs of living keep going up. People have less and less disposable income to put towards savings. But then you also have idiots who buy toys on credit. Credit should only really be used for emergencies or for property as nobody is going to have enough cash to buy a house outright and you have to live somewhere.
 
Just for reference, there are some major wildfires in California right now. Over 100,000 people have had to evacuate:

http://time.com/4982769/gusty-winds-fan-california-wildfires-evacuations/

Regarding emergency costs:
The couple said they are spending about $300 per day to rent a motel and eat out

Price varies by location & the type of place you stay in, but it'd be pretty easy to burn through emergency savings in no time if an event like this were to happen...
 
Just for reference, there are some major wildfires in California right now. Over 100,000 people have had to evacuate:

http://time.com/4982769/gusty-winds-fan-california-wildfires-evacuations/

Regarding emergency costs:


Price varies by location & the type of place you stay in, but it'd be pretty easy to burn through emergency savings in no time if an event like this were to happen...
Home insurance will pay for all that. Plus, most people are not using cash to pay for that. They're using credit cards. So people without emergency savings will be ok.
 
How much can that hold?

Are you doing hundred dollar bills or less? I'd think that you'd want smaller denominations, but $2000 in twenties takes up a lot of space.

Your rooms will look weird with dozens of extra electrical outlets. Better to just have one room where the whole wall is covered in outlets.
 
You must not live in the U.S. where a majority of the people couldn't write a $500 check if they needed to.
Oh, but I do. Fact is I spent so many years with no job security whatsoever so the very idea of living from paycheck to paycheck scared the bejesus out of me. I worked temps for something like 10 years straight. Jobs would last anywhere from 4 hours to at most maybe 4 months and they could always point you to the door, goodbye and sometimes did. When I had a steady paycheck, I socked as much of it away as possible like a squirrel preparing for the winter.

To me cash is king and like the song says "my mind don't start relaxin' 'til my pocket is full of Jacksons." I'm not dumb enough to shun the banks, I have accounts, plenty of them but at the moment all my money is FDIC insured.
 
How much can that hold?

Are you doing hundred dollar bills or less? I'd think that you'd want smaller denominations, but $2000 in twenties takes up a lot of space.

with 100's i can put $1700 in one with room for more if i roll the rolls really tight.
 
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