Do you save cash in case of emergency? - with poll -

[OutHouse]

If you're talking power outage like Puerto Rico, you are talking apocalyptic. I would be more worried about gas and clean water than cash.

you will need cash for that fuel and water.

 

[OutHouse]

i have two of these with a couple grand in each one.

 

[John Connor]

We're doomed anyway.
http://www.foxnews.com/science/2017...-faster-than-thought-destroy-all-mankind.html

During the summer earthquakes there i was reading all kinds of news reports about this and the USGS kept saying there is nothing to fear and I've read (if you can believe this) that it wouldn't be a massive eruption, but rather a lava flow. What a crock of shit. I have feared that fucker going up ever since I learned about it, especially after I saw the movie based on its eruption. I think the only way to beat it is to prepare. I'm talking about domes with artificial sun light for food and what have you among other things. NASA seems to have an idea of how to cool it down, but I wonder if that is just postponing the inevitable. You will die of thirst or starvation. Which ever comes first. A very brutal way to go. You would have to prepare for at least a decade.

 

[John Connor]

Speaking of fireproof safes, I own a few myself that I store my external HDDs that I make periodic clones to from my computers. I also store CDs and DVDs of important data as well as important records. I was laughed at about doing this at another forum. Fucktards, the lot of them. At least when a fire takes out my house my data and important documents are safe. They claim that would be the least of my worries. No, the deed to the house, my high school diploma, Social Security card among other shit would be the biggest of my worries.

Speaking of... I wonder if anyone in those California fires had a fireproof safe?

 

[Thebobo]

i have two of these with a couple grand in each one.

Please don't make me open each one in your house can you give us a hint?

 

[Thebobo]

Speaking of fireproof safes, I own a few myself that I store my external HDDs that I make periodic clones to from my computers. I also store CDs and DVDs of important data as well as important records. I was laughed at about doing this at another forum. Fucktards, the lot of them. At least when a fire takes out my house my data and important documents are safe. They claim that would be the least of my worries. No, the deed to the house, my high school diploma, Social Security card among other shit would be the biggest of my worries.

Speaking of... I wonder if anyone in those California fires had a fireproof safe?

Yea ironically while watching clips of the burnt houses I was looking to see what was left. Didn't see anything even stoves which you would think might survive a little.

 

[John Connor]

Yea ironically while watching clips of the burnt houses I was looking to see what was left. Didn't see anything even stoves which you would think might survive a little.

Yeah, I heard this morning any bodies that are found are just ash and bones.

 

[Muse]

Huh? Don't understand this. Unless money burns a hole in your pocket, you always have saved cash. What kind of idiot spends money just so they can say they don't have any? Any cash you have could be construed to be for an emergency. To not do that, you'd either spend it, give it away or throw it away.

OK, just read the OP. Yeah, I have some cash set aside. Total probably around $500. Have a few bucks tucked here and there, $100 in one place, around $400 in one other place. I figure if there's an earthquake I might find having that cash useful although I have several survival stashes here and there, food, water, first aid kit, some clothes, that kind of thing. Technically, the cash is not for a "rainy day." That was a euphemism for something more catastrophic.

 

[John Connor]

Huh? Don't understand this. Unless money burns a hole in your pocket, you always have saved cash. What kind of idiot spends money just so they can say they don't have any? Any cash you have could be construed to be for an emergency. To not do that, you'd either spend it, give it away or throw it away.

Just changed my vote to "stupid poll."

You must not live in the U.S. where a majority of the people couldn't write a $500 check if they needed to.

 

[Red Squirrel]

Please don't make me open each one in your house can you give us a hint?

They are activated by putting a paper clip between the hot and neutral (remember it's not actually a real outlet) so just bring a paper clip and try each outlet until you get the right one.

 

[Red Squirrel]

You must not live in the U.S. where a majority of the people couldn't write a $500 check if they needed to.

I always found that odd. Even if I don't have actual money in my account I always have access to credit for short term stuff but seems lot of people don't for some reason. Credit is so easy to get access to. I could write a 10 grand cheque and it would just overdraft from the line of credit. Of course I would not want to write such a cheque unless it's for a serious emergency as it would take a very long time to pay that back.

 

[John Connor]

I always found that odd. Even if I don't have actual money in my account I always have access to credit for short term stuff but seems lot of people don't for some reason. Credit is so easy to get access to. I could write a 10 grand cheque and it would just overdraft from the line of credit. Of course I would not want to write such a cheque unless it's for a serious emergency as it would take a very long time to pay that back.

That's the thing. Everyone lives on credit. They don't have any savings.

 

[Red Squirrel]

That's the thing. Everyone lives on credit. They don't have any savings.

Yeah does not help that costs of living keep going up. People have less and less disposable income to put towards savings. But then you also have idiots who buy toys on credit. Credit should only really be used for emergencies or for property as nobody is going to have enough cash to buy a house outright and you have to live somewhere.

 

[Kaido]

Just for reference, there are some major wildfires in California right now. Over 100,000 people have had to evacuate:

http://time.com/4982769/gusty-winds-fan-california-wildfires-evacuations/

Regarding emergency costs:

The couple said they are spending about $300 per day to rent a motel and eat out

Price varies by location & the type of place you stay in, but it'd be pretty easy to burn through emergency savings in no time if an event like this were to happen...

 

[ponyo]

Just for reference, there are some major wildfires in California right now. Over 100,000 people have had to evacuate:

http://time.com/4982769/gusty-winds-fan-california-wildfires-evacuations/

Regarding emergency costs:


Price varies by location & the type of place you stay in, but it'd be pretty easy to burn through emergency savings in no time if an event like this were to happen...

Home insurance will pay for all that. Plus, most people are not using cash to pay for that. They're using credit cards. So people without emergency savings will be ok.

 

[madoka]

i have two of these with a couple grand in each one.

How much can that hold?

Are you doing hundred dollar bills or less? I'd think that you'd want smaller denominations, but $2000 in twenties takes up a lot of space.

 

[monkeydelmagico]

How much can that hold?

Are you doing hundred dollar bills or less? I'd think that you'd want smaller denominations, but $2000 in twenties takes up a lot of space.

Your rooms will look weird with dozens of extra electrical outlets. Better to just have one room where the whole wall is covered in outlets.

 

[IronWing]

Your rooms will look weird with dozens of extra electrical outlets. Better to just have one room where the whole wall is covered in outlets.

Outlet mall?

 

[Muse]

You must not live in the U.S. where a majority of the people couldn't write a $500 check if they needed to.

Oh, but I do. Fact is I spent so many years with no job security whatsoever so the very idea of living from paycheck to paycheck scared the bejesus out of me. I worked temps for something like 10 years straight. Jobs would last anywhere from 4 hours to at most maybe 4 months and they could always point you to the door, goodbye and sometimes did. When I had a steady paycheck, I socked as much of it away as possible like a squirrel preparing for the winter.

To me cash is king and like the song says "my mind don't start relaxin' 'til my pocket is full of Jacksons." I'm not dumb enough to shun the banks, I have accounts, plenty of them but at the moment all my money is FDIC insured.

 

[OutHouse]

How much can that hold?

Are you doing hundred dollar bills or less? I'd think that you'd want smaller denominations, but $2000 in twenties takes up a lot of space.

with 100's i can put $1700 in one with room for more if i roll the rolls really tight.

 

[olds]

Cash, silver, .22, 9mm and 5.56.

 

[John Connor]

How much can that hold?

Are you doing hundred dollar bills or less? I'd think that you'd want smaller denominations, but $2000 in twenties takes up a lot of space.

It's a very bad idea when there's a fire.