Dealing with people that are always broke

[MotionMan]

Just say no. Always.

Maybe he should lend him a phone instead?

MotionMan

 

[zinfamous]

Poor-mouths should be an adjective

Poor-mouthing should be a verb

I honestly have on idea what you are saying, here.

 

[Leros]

I know a couple of people like this. I don't invite them to anything that involves money.

 

[Soundmanred]

I've never heard of "poor mouths", what a retarded phrase...

 

[halik]

I don't associate with the poors

 

[DrPizza]

wtf? The OP accuses someone of not living within his means - but uses an example of the guy actually living within his means to make a point (the guy checks to see how much money he has to go to a movie.)


edit: also, this:

I've never heard of "poor mouths", what a retarded phrase...

Also, the OP is implying that the guy should get WIC or food stamps so that he'll have enough money left over to go with the OP to the movies?!

 

[Chaosblade02]

Some people make barely enough to cover the basics, and have little or no money to play with at the end of the week. Its not unusual. Even if his house is paid for taking care of a family with 3 kids is still very expensive on its own.

 

[allisolm]

Even though the kids can get WIC...

Would not getting WIC mean that they are low income? In which case he's poor-mouthing because he's poor.

 

[pcgeek11]

<serious thread>

My wife and I have a friend who poor mouths all the the time, and I mean ALL the time. When we mention doing something like going to the movies, the first words out of his mouth is "I need to see how much money I have".

The problem is, he guy inherited a house from his grandfather, so he does not have a house note. He works a full time job, wife does not work and they have 3 kids.

The guy and his wife bought a gas hog SUV to transport their family around, and then complains about their gas bill.

Even though the kids can get WIC, neither the dad or the mom will go through the process of applying for the program. They can poor mouth, but they also pass up a couple of hundred dollars worth of free food every month.

Mr. Poor Mouth always needs to borrow money or food, or even both.

How do you handle someone that is always broke, even though the family should be able to live within their means.

Just tell them to fuck off.

 

[Texashiker]

wtf? The OP accuses someone of not living within his means - but uses an example of the guy actually living within his means to make a point (the guy checks to see how much money he has to go to a movie.)

When the guy does not have gas money to drive back and forth to work, or to pay the water bill, but wife can get her nails done, I do not call that "living within your means."

Last month their water got cut off, but they have money to drive 60 miles round trip to go see the wifes mom.

Their internet and TV gets cut off every 2 - 3 months, because they only pay their bill when its about to get disconnected.

 

[Macamus Prime]

How do you handle someone that is always broke, even though the family should be able to live within their means.

Just as he has a family to be responsible for - so do you. And your time, resources and attention need to be on them.

 

[LookBehindYou]

I was going to say that him "checking to see how much many he has" isn't a big deal, especially when someone else mentions doing something. I was also going to say that you're kind of a dick for labeling him if that's all he is doing.

But then I read on, and have to agree with you. He sounds pretty douchey. Don't know if there is much you can do, he's gonna have to learn the hard way eventually.

 

[LurkerPrime]

Maybe you should sit down with your friend and help him come up with a budget. Some people are notoriously bad with money, and don't even know what budgetting is. They have no idea how much they spend on anything, and its usually an eye opening experience when they actually sit down and calculate thier income and expenses.

Me and my wife have a friend that was always broke, and after alot of "counceling" we got her to make a budget so she could see what kind of situation she was really in. Come to find out she was barely able to tread water with all her debts. With some more "counceling" we were able to convince her to file for bankruptcy.

She now budgets and is doing alot better financially. She actually has extra money at the end of the month to spend on fun things (or clothes/shoes).

 

[Texashiker]

I was going to say that him "checking to see how much many he has" isn't a big deal, especially when someone else mentions doing something.

I just used that as an example.

This guy, "everything" you ask him, the first words out of his mouth are something like "we probably do not have the money", or "I need to see how our money looks". When that is the first words out of someones mouth, and its like that all the time, they probably live hand to mouth.

Everyone goes through rough times, but its like some people get into a rut and do not know how to get out.

 

[PingSpike]

So the guy is an asshole. You can do the passive aggressive thing and just "poor mouth" the shit out of him right back. (List all the extra shit you have to pay for that he doesn't have too, and then make up a bunch of stuff that doesn't exist for good measure). Or you can just come right out and call him the leeching asshole that he is.

He knows exactly what he is doing though.

 

[Fausto]

You seem to be surrounded by losers.

 

[Zargon]

I just used that as an example.

This guy, "everything" you ask him, the first words out of his mouth are something like "we probably do not have the money", or "I need to see how our money looks". When that is the first words out of someones mouth, and its like that all the time, they probably live hand to mouth.

Everyone goes through rough times, but its like some people get into a rut and do not know how to get out.

sounds like my officemate, quit stalking me!

monday he makes a comment on how he has 25 bucks left till payday(friday). he had to drive his wifes car to work because his was on E and he couldnt afford to put gas in it.

hes underwater on a mortgage, has a slew of kids from being stupid in his 20's(few different moms) but went to SC on vacation this spring for 10 days. went to mexico last year. talks about how poor he is but drinks 4 24 oz diet pepsis a day and drinks a 6 or 12 pack a night

no idea how to live a life

 

[Mermaidman]

My wife and I have a friend who poor mouths all the the time, and I mean ALL the time.

You're bad-mouthing your friend?

 

[SlitheryDee]

I've never heard of "poor mouths", what a retarded phrase...

We use it here too. It makes a kind of sense. All it means is that someone is constantly alluding to being poor. Poor mouthing can actually be done by people who are rich too. A person of some means may poor mouth in an attempt to haggle with someone they want to buy from, for instance.

 

[rudder]

pics of wife? you could always pay her for sexual favors... win win.

 

[purbeast0]

i have some friends who always seem to be broke as well. we're all nearly 30 years old and like 3 of my real good friends are still living at home with their moms. 1 of them just got his first credit card, with a $500 limit. the other 2 don't even have credit cards. i just do not fucking get it.

sometimes when they ask me to do stuff, i will tell them no because i don't want to spend the money. but that is because my wife and i save a lot to go on vacations. we've already been to cancun this past january, went to vegas in july, are going to bahamas in december, and aruba in march. we're also house hunting right now. so we have reasons not go to out and spend $100 out on the night on the town.

but it really bothers me when we go places and they are like 'can you spot me $20?' when they could just get a fucking credit card. but they all know i won't give them shit anymore. they know better than to ask me for $$. i used to lend it and would take a while to get it back, if ever, and since then i don't do it.

but it isn't like they are always asking for $ in general, and they will go out and have a good time on their own dime. they are my homies from growing up so we'll always be boys, but our priorities are just so different now.

 

[Harrod]

I'm in the same boat, I have friends who didn't go to college even though they had scholarships and pretty much stayed in the same town, now it's hard to do anything with them without hearing that they don't make as much as I do, etc. I've gotten to the point where I just don't hang out with them anymore.

I wish I could but it pisses me off to hear them say that, it's not like I was given an awesome job or something without the cost of 6 years of pretty much not having a social life at all while, scraping by in school.

 

[Old Hippie]

I always "include" a little interest with a friendly loan if it gets above 100.00.

Could be anything in "trade" but usually @ 10.00.

I explain to them that I'm not your friendly neighborhood cash advance place and my money will make better interest someplace else.

It may sound had-hearted but that's the way it goes.

 

[Rudee]

Borrow money from pessimists, they never expect it back.

 

[Zargon]

i have some friends who always seem to be broke as well. we're all nearly 30 years old and like 3 of my real good friends are still living at home with their moms. 1 of them just got his first credit card, with a $500 limit. the other 2 don't even have credit cards. i just do not fucking get it.

sometimes when they ask me to do stuff, i will tell them no because i don't want to spend the money. but that is because my wife and i save a lot to go on vacations. we've already been to cancun this past january, went to vegas in july, are going to bahamas in december, and aruba in march. we're also house hunting right now. so we have reasons not go to out and spend $100 out on the night on the town.

but it really bothers me when we go places and they are like 'can you spot me $20?' when they could just get a fucking credit card. but they all know i won't give them shit anymore. they know better than to ask me for $$. i used to lend it and would take a while to get it back, if ever, and since then i don't do it.

but it isn't like they are always asking for $ in general, and they will go out and have a good time on their own dime. they are my homies from growing up so we'll always be boys, but our priorities are just so different now.

wait now, so you are house hunting but are spending a decent downpayments worth of coin on vacations? :hmm: