I could roll it solo if I absolutely had to (as I have), very very hard in a relationship though.
The hardest part is housing, nailing that while poor is an effort in either luck or futility.
If you were unable to acquire section 8 housing you would pretty much be in deep trouble. The cost of living has outpaced livable wages for many years now making very difficult to find affordable housing.Would not be easy, at all
(missing an appointment with a government office could cost you food assistance, Social Security disability or welfare benefits. )
If you were unable to acquire section 8 housing you would pretty much be in deep trouble. The cost of living has outpaced livable wages for many years now making very difficult to find affordable housing.
Depends on where you live I would guess. NYC is likely very tough but in a MI city I was able to find a cheap place to rent fairly easily although not exactly in a nice neighborhood. My car got broken into twice and stolen once. The positive side was that my car was such a POS they returned it. I do NOT miss worrying when it would die in the middle of the road again or that it leaked on me when it rainedIf you were unable to acquire section 8 housing you would pretty much be in deep trouble. The cost of living has outpaced livable wages for many years now making very difficult to find affordable housing.
Depends on where you live I would guess. NYC is likely very tough but in a MI city I was able to find a cheap place to rent fairly easily although not exactly in a nice neighborhood. My car got broken into twice and stolen once. The positive side was that my car was such a POS they returned it. I do NOT miss worrying when it would die in the middle of the road again or that it leaked on me when it rained
Would I want to? Of course not. I also wouldn't want to go back to popcorn and peanut butter as cheap fillers to keep my stomach from growling. But that family of four would be fine as the shelter provided was perfectly adequate. Kept a non-leaking roof over my head, the heat and plumbing worked and crime largely non-violent*. Sure I would have preferred AC I could afford to run and better space to hand wash and hang dry my clothes but when you're poor 'adequate' and 'manageable' are what you shoot for.Sure, it's relative to your area, but there's important factors to keep in mind. Housing is priced based on location, and in your example it sounds like it was cheap because of crime. The root cause of most crime is economic hardship as well. So yea, you got a "cheap place" but would you move your family of four to that area? I'd venture to say nobody wants to, but maybe HAS to sometimes.
Booooo. Hisssss.Well personally I couldn’t cut it as a poor man stealing.
I guess this thread is how you remind me.
Would I want to? Of course not. I also wouldn't want to go back to popcorn and peanut butter as cheap fillers to keep my stomach from growling. But that family of four would be fine as the shelter provided was perfectly adequate. Kept a non-leaking roof over my head, the heat and plumbing worked and crime largely non-violent*. Sure I would have preferred AC I could afford to run and better space to hand wash and hang dry my clothes but when you're poor 'adequate' and 'manageable' are what you shoot for.
*From my memory. This was more than a few years ago so can't really check but I don't recall ever feeling unsafe or recall hearing about muggings, stabbings etc
Not poor people but poor Americans with poor habits and being told its always someone else's fault (a psychological enslavement method to keep them poor and useful to those that use them for political purposes), that's why immigrants and refugees who come from places were poverty that is many times worse than what native born Americans consider to be poverty can run circles around them.There is no point. It's the same bullshit as how dare poor people have flat screen tv's, refrigerators, or window air conditioners, they must not be poor if they can afford all of that.
The second you're no longer 100% utterly destitute you stop being poor. Treat yourself to a cupcake on your birthday? No longer poor. Nuh-uh.
What about property tax? I own my house outright as well, but property tax alone is >300.00 per month?70 year old farmhouse owned outright, no payment. Rural, low cost of living area.
2 25 year old cars owned outright, no payments.
Recurring/required monthly expenses are utilities and insurance for the above which totals about $500/mo or so.
Bought a new tractor a couple years back to help me do things I have trouble doing by hand/leg now. Small payment on that, about $250/mo.
CCs are managed closely and paid off in full each month which helps maintain an 800 credit rating which allowed the tractor loan on signature only.
Fixed income pays for all of it, but not a lot left over. Some months I exceed and have to use savings. Most months I stay below and can add to savings.
I drive as little as possible, two - three times a month on average. That saves on gasoline.
Burn wood which saves on propane and electric. This may be my last year for that though since it adds to the home insurance premium.
I don't eat out ... at all. Haven't in many years. No cable or other TV.
Use whatever discounts and rewards programs I can to cut costs.
Not poor people but poor Americans with poor habits and being told its always someone else's fault (a psychological enslavement method to keep them poor and useful to those that use them for political purposes), that's why immigrants and refugees who come from places were poverty that is many times worse than what native born Americans consider to be poverty can run circles around them.
![]()
Why Immigrants' Children Do Better in School
Children who immigrate to the United States with their families are likely to outperform kids with a similar background who were born here. But by the third generation, the advantage will be gone. This according to a Johns Hopkins study that tracked 11,000 young immigrants.abcnews.go.com
![]()
A new study shows that even the poorest immigrants lift themselves up within a generation
It appears that the idea of the “American Dream” has some truth.www.vox.com
![]()
Why Do Immigrants Outperform Native-Born Americans?
The real economic engines of our economy are not native-born populations, but the children of immigrants with the grit and resources to succeed.www.psychologytoday.com
![]()
America still is the land of opportunities for black immigrants—but not their kids
Why it's easier to be a black immigrant than a black American.qz.com
![]()
Children of Poor Immigrants Rise, Regardless of Where They Come From - Asset Funders Network
A pattern that has persisted for a century: They tend to outperform children of similarly poor native-born Americans. Immigration to the United States has consistently …assetfunders.org
![]()
Opinion - The Blame Game: The Black Victim narrative is getting tired
While marginalized groups, like blacks, are right in highlighting systemic issues, the black victim narrative is really the problem says Joe Mebrahtu.shiftermagazine.com
I don't open my mail for a week, let the corona dry up and starve.I could probably do OK, except for the mail thing. I get my mail at a PO Box. I have to go inside the post office to get it. So, since the coronavirus, I only do it once every week or two.
Same here, and insurance is even more.What about property tax? I own my house outright as well, but property tax alone is >300.00 per month?
Principles have no real force except when one is well-fed. - Mark TwainWell personally I couldn’t cut it as a poor man stealing.
I guess this thread is how you remind me.
Why dont we have a downvote button?Well personally I couldn’t cut it as a poor man stealing.
I guess this thread is how you remind me.
Property taxes here have been in the $300/YR range (no typo), but in another year, I'll be able to claim a homestead property tax exemption which will take it to near zero. Like they say, location, location, location. Most city dwellers couldn't live out here in the sticks, but some of us city transplants made the switch just fine..What about property tax? I own my house outright as well, but property tax alone is >300.00 per month?
explain?Frugality. Or is it thriftiness? See, thrift is a curse, frugality is a virtue.
Principles have no real force except when one is well-fed. - Mark Twain
You know, the funny thing is we are all poor Americans. Most are one paycheck away from disaster. Most are far overextended credit-wise. Our national debt is a nightmare and so is personal debt. No matter how rich and secure one believes themself to be, it takes only one one hit to the stock market to clean out savings, retirement, to close businesses. Sorry folks but we're all poor trailer trash Americans underneath the iPhones and SUV's. Some of our trailers may be fancier than the other trailers, but that's about it. If ever a true pandemic came along, one where the infection rates were ramped and the infected doomed to death, what wealth is would take on an entirely different meaning. Maybe the schools should teach the kids how to hunt, build shelters, and survive off the land just in case the next pandemic is not so forgiving... THEN ask the question what would it be like to be poor? A man that could built a shelter, build a fire, and gather food would be considered quite wealthy while everyone else succumbed to their iPhones and SUV's. Which by the way, iPhones and SUV's have very little nutritional value.
The study I saw said it only takes a day on paper; three on plastic. Plus, the virus is mainly transmitted person-to-person anyway.I don't open my mail for a week, let the corona dry up and starve.