Bignate603
Lifer
- Sep 5, 2000
- 13,897
- 1
- 0
I can't believe all the big companies aren't strong enough to take the insurance companies. Its just ridiculous that insurance companies jack their rates up 20% or more per year. Unfortunately, we have a bunch of idiot insuranceless people screaming at the top of their lungs when the government is trying to do something. Long live the dumbest country on the planet, USA.
HSA has to be backed by something, my wife's bill for 6 day stay (arterial surgery on leg) was 80K. Who in the hell will be able to save that kind of cash on their own?. Not me, I live one paycheck away from cannibalism..
StageLeft
No Lifer
- Sep 29, 2000
- 70,150
- 5
- 0
It's simple. Just don't get sick, why is that so hard to understand? Or make more money. I could easily float a long hospital stay out of pocket for MrsSkoorb, even if she is charged 3x what an insurance patient is charged because I make $3m/year, no worries!
Phokus
Lifer
- Nov 20, 1999
- 22,994
- 779
- 126
Spidey07 sure has a lot of nerve coming into this thread. It's Republican douchebags like him who are the cause of this crisis.
I think i read that medical inflation is 4 times higher than normal inflation. Soon, rich people will be showing off their wealth not by flaunting their yahts or vacation homes, but by showing off their health insurance plans.
I think i read that medical inflation is 4 times higher than normal inflation. Soon, rich people will be showing off their wealth not by flaunting their yahts or vacation homes, but by showing off their health insurance plans.
Bignate603
Lifer
- Sep 5, 2000
- 13,897
- 1
- 0
It's hardly a republican thing that's caused this. It's been getting worse for a long time and democrats didn't stop it when they had a president in the White House.
Lot of nerve?
By offering suggestions to help the OP make informed decisions on taking care of himself and his wife? Yeah, I'm the bad guy here.
But we can't have any of the peasants taking care of their own destiny now can we comrade? Here's your food pellet, now run on your wheel.
A lot of it is not lies. It's truths like runaway costs and studies like the CBO has done showing that the costs of healthcare will not be controlled with ObamaCare. Etc etc etc... It's one thing to push for UHC, but another to believe that the current UHC plans on the table are golden and the one-stop solution for all our problems.
Wow, maybe this would have been a better topic in P+N. Rep. or Dem., fact is both are getting hosed. Greed is a key here, $8 aspirins endless tests to avoid lawsuits, doctors (one who stayed 10 sec. in my wife's room, then left when his cell rang, he got paid $500 for that). If I was there at the time I would have grabbed him by the scruff and MADE him come back to the room to at least examine or talk to her! Does anyone "shop" for a cat scan? course not, I spent 3 weeks shopping for a TV that cost about the same but if you even DARED to ask what the charges might be you'd be looked at like a tightwad or nut. It's the have's (ins) or the have-nots (without) and with these prices the ranks of the "have-nots" will swell dramatically..
Phokus
Lifer
- Nov 20, 1999
- 22,994
- 779
- 126
Lets see, Death Panels? Lie.
Also,
The CBO has traditionally underestimated cost savings and overestimated costs. They are ALWAYS off the mark.
http://www.bloomberg.com/apps/...chive&sid=axAynyxJQILE
And the institute of medicine says the CBO is WRONG AGAIN about healthcare reform today:
http://forums.anandtech.com/me...id=52&threadid=2334818
Sorry. This is one of the very few legislative acts throughout history that will impact every single citizen directly. Every single one. I can't think of such legislative activity the directly affects every living and breathing person in our country. Every single person within our borders will be impacted.
Pay fucking attention people. This affects YOU! It affects every single poster, their neighbors, their parents, their children.
IronWing
No Lifer
- Jul 20, 2001
- 72,997
- 34,212
- 136
This is true. And unless the private insurance whores are defeated, the whole country loses. Where the hell is the single payer proposal? We can't have an intelligent discussion of insurance reform with this option on the table as all discussions will devolve to how best to serve and protect the interests of the private insurance industry.
My HMO premium is going up, but oddly, the cost for the PPO is going down. When they make the final info available on Friday, I'm going to analyze the costs and see if it'd be worth it to switch to the PPO. My doctor accepts every kind of insurance out there, so that's not an issue.
You must really have blinders on. The one thing you won't see your exalted Democrats in Congress doing is actually addressing anything that curtails cost in the health care industry because they are too far in bed with everyone. They somehow magically think they can push the burden of cost onto the insurance companies and have that not translate into more costs to you....which they can't. This turd of a bill is going to make EVERYONE pay more....for less. This bill is nothing but a huge wealth transfer to get YOU to pay for people that don't have insurance now all the while thinking you are actually getting something when all you will get is the shaft. How do you think a "public option" would be any better? It wouldn't. Someone still has to pay. You think if the government goes into the insurance business they are somehow going to be efficient? You are a laugh a minute. There isn't that much profit in the health insurance business that government inefficiency couldn't eat that up in no time. There sure isn't a way for a public option to be cheaper than insurance and last too long before it is costing everyone even more.
Most of the clowns in Congress have never had a real job yet you put so much faith in their ability to actually understand how anything works. The problem is even if they understand they still have to package it in a way that keeps getting them re-elected....which is not possible if you really want to fix this fucked up mess. The only way you are ever going to get anything worthwhile from the idiots on the Hill is if you have term limits and these assholes cannot work to screw over the common man for decades. The reason our health care industry is in so much trouble is because of the government, not in spite of it.
The biggest problem with health care is too many people think they deserve hundreds of thousands of dollars of care whenever they need it for $20 a month. That is the actual problem.
health insurance costs actually slowed in decline in the late 90's, and its not like democrats didn't try.
assuming this premise is true (not so much) what does having a 'real' job have to do with understanding, well, anything?
the rest of your argument is legit, although i disagree on term limits since there are better ways to reform congressional motive.
IronWing
No Lifer
- Jul 20, 2001
- 72,997
- 34,212
- 136
Your reading comprehension could use some work. The current bill is a turd, I agree. It is a turd as it lacks a single payer system. It is a turd as the goal of the bill is to sustain the current private insurance industry. You have to understand, I don't want to see the private health insurance system reformed. I want it dead and gone. Government run health insurance has proven itself to be more efficient with lower overhead costs than private insurance.
In addition to costing less, a single payer system removes the burden of paying for health insurance from employers, allowing them to focus on their business and levels the playing field wrt foreign competitors. When GM was heading into bankruptcy folks liked to throw around how much health costs were adding to the cost of manufacturing each car. With a single payer system, those costs are socialized across the entire economy.
A third point: a single payer system unlocks the door to innovation and the entrepreneurial spirit as folks currently chained to corporate employment in order to obtain health insurance can strike out on their own, developing their own businesses w/o fear of medical bankruptcy or inability to obtain care.
Would taxes go up as a result of moving to a single payer system? Of course. But insurance premiums would disappear. Between what my employer pays and what I pay, the cost of my current private insurance plan far exceeds my federal tax bill so bring it on.
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