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Carry cash?

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I've never been mugged, and do not know anyone personally who has been mugged. I used to carry quite a bit of cash, because I had no problem with it burning a hole in my wallet, so to speak.
It always irritated me when I'd have to stop for friends to hit their cash machine before going out to dinner. They could not carry any extra money with them, because they'd just blow it.
 
If I can, I usually like to have $20 or so. Usually a ten, a five, and some ones. Sometimes, it's more, sometimes it's less. But I always have at least ten bucks cash on me. I use my credit card most of the time, but if I'm out somewhere and decide to get dinner or whatever, it's nice to have the cash and not have to worry about finding an ATM or borrowing money from my friends.
 
I don't carry cash, why bother when every store I shop at takes debit/credit card? Any store that doesn't accept either of those doesn't deserve my business in my opinion.
 
I usually have around $100 bucks in my wallet even though I use debit card for majority of transactions.
 
This thread reminds me of a incident where a little kid must have been 11-12 asked for our money and he was gripping something under his shirt... Me and my friend were 14 (prob had like $2 total on us...)? and towered over him by at least a foot lol. Anyways we figure he was joking and laughed... this prob pissed him off, he then uncover his hand and revels a little blade about 6"(at least it wasnt a gun 🙂 ) This didn't bother us until, we see a group of older guys crossing the street heading our way... well we were like oh sh*%... then something strange happen one of the guys headed our way grab the kid and he said sorry WHAT THE? hahahahaha. STrug.

 
Originally posted by: nativesunshine
Originally posted by: BrunoPuntzJones
FWIW, one of my mother's old employer's brother was killed because of this. He had a flat or something like that in a bad part of town. IIRC 2 guys and 1 woman helped him change it. After finished basically turned into a how much you want for fixing it/how much you have situation. Think he had like $20, they decided it wasn't enough and killed him. Woman eventually ratted on them and believe the 2 guys are serving life.

So what are you going to do, carry a lot of money just so you don't get killed? Meh, go out fighting at least.
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I'm dumb....what does IIRC and FWIW mean? I'm so bad with these acronyms... =\
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IIRC=If I Recall Correctly

FWIW=For What It's Worth
 
Originally posted by: Atlantean
I don't carry cash, why bother when every store I shop at takes debit/credit card? Any store that doesn't accept either of those doesn't deserve my business in my opinion.
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Well that is an.. interesting opinion...
 
Originally posted by: Yield
The most I usually have on me at any given time is $20
usually maybe $5

i never carry cash really.
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Ditto...

It's sad, but I charge almost everything now - even <$10 worth! I almost never have more than a few dollars on me. Why? Well, if I have cash in my wallet, I usually find something to spend it on - a candy bar, a pop, etc. And by charging everything, I get a much better record of where my money goes, since I download all my CC transactions into Quicken. Stuff I pay for by hand (and thus usually have little- or no record of, except a receipt that's easily discarded) usually doesn't get logged, and so that's money that just "vanishes".

And as long as you pay off your CC every month, you don't get hit with interest charges! Hopefully I'll get mine paid off again in a month or two 😉
 
I rarely carry cash. If I do, I usually have a $10 bill on me and that's pretty much it. It's a lot easier to use my debit card.
 
Originally posted by: Draknor
Originally posted by: Yield
The most I usually have on me at any given time is $20
usually maybe $5

i never carry cash really.
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Ditto...

It's sad, but I charge almost everything now - even <$10 worth! I almost never have more than a few dollars on me. Why? Well, if I have cash in my wallet, I usually find something to spend it on - a candy bar, a pop, etc. And by charging everything, I get a much better record of where my money goes, since I download all my CC transactions into Quicken. Stuff I pay for by hand (and thus usually have little- or no record of, except a receipt that's easily discarded) usually doesn't get logged, and so that's money that just "vanishes".

And as long as you pay off your CC every month, you don't get hit with interest charges! Hopefully I'll get mine paid off again in a month or two 😉
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I charge alot of stuff too.. $20 and up i'd say.
I just pay twice a month to Visa and all is good. 🙂

 
i've got way too much cash accumulated right now from selling things and x-mas, but i always like to make sure i have at least a good array of bills of varying sizes to pay tolls and tips and things. I always tip my servers in cash even if i charge the meal because if you charge the tip, they have to pay taxes on it (and sometimes the resturant will force them to put it in a communal pool for everyone else). I like my money (all of it) to go to the person I intended it to.
 
Originally posted by: gotsmack
Originally posted by: Rob9874
I rarely have cash. I use my debit card. I get angry at fast food places who don't accept debit/credit cards. I stopped at Orange Julius a few months ago, and handed the guy my debit card, and he says, "Oh, we only accept cash." I said, "What?!?! What year is this?" And just walked off. Everything is electronic now. Cash seems archaic in 2003.
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Why would you want to charge a $2 drink?
besides the cc fees you have to pay would not make charging $2 worth it.
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I gave him my debit card. It has a Visa logo, so it's accepted everywhere Visa is accepted. It comes right out of my checking account, like cash. I get charged no fees for using it. I use it to buy 25¢ gum. I'd rather use it and pay $2 for the drink, than take out cash $20 at a time. It's good as cash to me.
 
I used to have a friend that would carry a fake wallet along with his real one...just incase he got mugged so he wouldn't lose all his real stuff.
 
Not really concerned about getting mugged here, but I usually carry at least 20 bucks in cash, for those little purchases of food or miscellaneous items. And so I don't look broke if someone's looking through my wallet 😉
 
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