Car insurance/accident question

[coolred]

My wife got in a car accident a while back. The car is still drivable but has a little over 2000.00 worth of damage. It is a 2005 Honda CRV which has a lien on it. We are having some money problems and can't afford our 500.00 dollar deductible plus rental car costs. So we were planning just to take the money from the insurance and hold it until we could get the repairs done.

The check came as a two party check, written to me and Honda(the lien holder). We sent he check to Honda expecting them to endorse it and send it back. They sent us a reply stating they would return the endorsed check once they received a completed work order. So basically now rather then have to come up with just the 500 deductible, they are saying I have to front the whole repair cost before they will give me the check for the repairs. I understand that with the lien they want to make sure the vehicle stays in good working order. But can they do this. I mean there is no way I can get the cash for all of that.

And besides if I planned to repair it myself, or in this case have a friend I know do it, what kind of repair order would they be expecting? I mean can I just copy the estimate and write repaired on it and send them that, lol?

 

[buck]

Wow man, that is complete bullshit. My guess is try to find a lawyer friend in your state, or try a forum that answers legal questions that apply to your state. It doesn't make sense that they hold the check until they get a reciept. Try calling the insurance company telling them the situation and tell them that YOU need the money to pay for the services.

 

[buck]

Ohh ya, chin up man, things will turn around soon. 🙂

 

[alfa147x]

Damn thats a bitch.
Try asking them what to do if you did the repairs your self

 

[coolred]

Originally posted by: alfa147x
Damn thats a bitch.
Try asking them what to do if you did the repairs your self

Yeah I am gonna try this, and then call the insurance company if that doesn't work. Then onto the lawyer.

 

[thepd7]

Originally posted by: buck
Wow man, that is complete bullshit. My guess is try to find a lawyer friend in your state, or try a forum that answers legal questions that apply to your state. It doesn't make sense that they hold the check until they get a reciept. Try calling the insurance company telling them the situation and tell them that YOU need the money to pay for the services.

why not? they have money in that car. If the op were to cut and run they would lose their money.