Can't Make Car Payment - Bankruptcy or Repossession?

[dullard]

Cheez, to be honest, Anandtech cannot help you. There are many great charities that help people get back on their feet -- whether it is to feed you, help with taxes, give you shelter, help with mental / physical heath issues, or just to get a stable job. Please, go to one as they can actually make your life better and help you to solve your problems. Online, we just don't have that power.

I'm not a doctor, but this sounds very much like depression. That can be treated.

 

[Ken g6]

Cheez, it occurs to me that if you want to give up your apartment, you're religious, and you're having trouble with handling worldly possessions, perhaps you should talk to someone about joining a monastery? At least you should talk to someone...

 

[soulcougher73]

Maybe try to refi it into a longer loan again thus lowering the payments.

 

[allisolm]

Cheez, to be honest, Anandtech cannot help you. There are many great charities that help people get back on their feet -- whether it is to feed you, help with taxes, give you shelter, help with mental / physical heath issues, or just to get a stable job. Please, go to one as they can actually make your life better and help you to solve your problems. Online, we just don't have that power.

All of this.

 

[AdamK47]

Like I responded to the other person I am not Patrick. I used to be his customer and I used to brag about the cables I bought from him. His cables really made difference in sound and I still give respect to him and his work. But I left all that and moved on with a new life.

I'd bet everything on you being this guy: https://www.head-fi.org/threads/upg...ouse-which-country-has-the-best-sound.471670/

 

[IndyColtsFan]

I'd bet everything on you being this guy: https://www.head-fi.org/threads/upg...ouse-which-country-has-the-best-sound.471670/

Was that the idiot who was trying to sell power cables for some obscene amount, like $20K or something?

 

[madoka]

Was that the idiot who was trying to sell power cables for some obscene amount, like $20K or something?

Have you looked at Cheez's sig?

- HTPC > Asus Xonar DX7.1 > Focal CMS65 speakers
- $6k White Night Power 5M & White NightPower 2M Ultra
- $12k Unreal Power 5M power cable
- $40k Unreal Power 5M Ultrapower cable
- $1.4k White Night RCA 1.5M Ultra cables

 

[AdamK47]

Was that the idiot who was trying to sell power cables for some obscene amount, like $20K or something?

Yes. He's been going on about it for years.

Cheez = Patrick

 

[IndyColtsFan]

Yes. He's been going on about it for years.

Cheez = Patrick

Have you looked at Cheez's sig?

- HTPC > Asus Xonar DX7.1 > Focal CMS65 speakers
- $6k White Night Power 5M & White NightPower 2M Ultra
- $12k Unreal Power 5M power cable
- $40k Unreal Power 5M Ultrapower cable
- $1.4k White Night RCA 1.5M Ultra cables

Ah, that explains everything. The guy is a fraud and no, his sig wasn't displayed on my phone.

 

[Genx87]

This guy has some life advice for you.

Also if you run into him while sleeping in an alley with your dog. Run away.

 

[Darwin333]

Ah, that explains everything. The guy is a fraud and no, his sig wasn't displayed on my phone.

I just had to Google the unreal power cables and found a youtube video on them.

"Name and serial number done with crystals for best sound"

"Tree sap/crystals in the perfect ratio"

Holy crap what a scam! I mean I already knew that any cable for consumer anything at that price was a scam but come on, the serial number on the outside of the cable in crystals for best sound?!? And who the hell spends $60K on cables for $1,000 in speakers???

 

[BoomerD]

He pretty much explained it here:



It's the Devil making him lose jobs. He needs the kind of help that we can't give him, and financial issues are the least of his problems. Recall that he also said his family is helping him pay for his apartment or whatever, but apparently living with them is not an option.

....now I am recalling his feverish devotion to those audio cables which made about as much rational sense as his belief that the Devil is wrecking his life.

 

[VirtualLarry]

I'd bet everything on you being this guy: https://www.head-fi.org/threads/upg...ouse-which-country-has-the-best-sound.471670/

As you can see, my new hobby is chewing on Judge power cables.

 

[Thebobo]

Hi guys,

I have a car that I am unable to keep up with the payments. I owe money on the car and still have 2.5 years left to make monthly payment. The car is worth around $5000. I haven't checked, but I think I still owe $8000. Can I have bank to repossess my car by telling them I can't make payments anymore? Or do I have to file bankruptcy to do this? How and what will affect me? I'm new to this. What complications will I run into if bankruptcy is the only choice.

Let me know guys. I've been serious financial troubles.

Thanks

Go fund you? Ask for it on the internet.

 

[JSt0rm]

Locked in by God. I came to God 3 years ago. That's when I gave up on Patrick's cables and other nice stuff, my house, my expensive car, etc etc. After seeking God and receiving him things turned upside down. Life became very hard. I couldn't keep my job, any job, for any good length of time as I get attacked by the devil. That's why it's so hard to keep my job for long. Things have been so difficult and painful.


I'm still in an apartment so why would I need to walk all the way to Walmart a mile away from here to use their restroom?

lmao.

you fucking retard. God isnt real.

 

[nakedfrog]

lmao.

you fucking retard. God isnt real.

Get thee behind me, Satan!

 

[WelshBloke]

Locked in by God. I came to God 3 years ago. That's when I gave up on Patrick's cables and other nice stuff, my house, my expensive car, etc etc. After seeking God and receiving him things turned upside down. Life became very hard. I couldn't keep my job, any job, for any good length of time as I get attacked by the devil. That's why it's so hard to keep my job for long. Things have been so difficult and painful.

Sounds like you need to lose god!

 

[nakedfrog]

Sounds like you need to lose god!

You get out of here, Mr. Devil!

 

[WelshBloke]

You get out of here, Mr. Devil!

 

[nakedfrog]

Well that's just the most adorable Lucifer I've ever seen.

 

[Thebobo]

I spend $20 for food per week. That includes my cat food.

Damn how do you do that?

 

[IndyColtsFan]

I just had to Google the unreal power cables and found a youtube video on them.

"Name and serial number done with crystals for best sound"

"Tree sap/crystals in the perfect ratio"

Holy crap what a scam! I mean I already knew that any cable for consumer anything at that price was a scam but come on, the serial number on the outside of the cable in crystals for best sound?!? And who the hell spends $60K on cables for $1,000 in speakers???

I'm shocked his business didn't work out. Shocked, I tell you! Oh wait - I mean his "friend's" business.

 

[s0me0nesmind1]

I just had to Google the unreal power cables and found a youtube video on them.

"Name and serial number done with crystals for best sound"

"Tree sap/crystals in the perfect ratio"

Holy crap what a scam! I mean I already knew that any cable for consumer anything at that price was a scam but come on, the serial number on the outside of the cable in crystals for best sound?!? And who the hell spends $60K on cables for $1,000 in speakers???

Im guessing the blowjob comes with the manual packet?

Jeebus, $10k for a cable.... how stupid can one be? I mean, don't get me wrong - there was monster cable once upon a time....

 

[zinfamous]

I'm shocked his business didn't work out. Shocked, I tell you! Oh wait - I mean his "friend's" business.

That is a parody though, right? the caps on those plugs look like cream cheese frosting. There is nothing even about it, nothing machined, nothing pro. It's just shit slapped on it. ...and the bedazzling....it makes no sense.

That is a joke, right?

 

[destrekor]

So, yeah, this thread didn't derail, it became a trainwreck.