Can someone explain the health care bill to me in simple terms?

[rudeguy]

I understand that the goal is to do more than just provide health care to people that don't currently have it. Or am I wrong on that? We wouldn't be spending over $1 trillion just for the 15 million people that don't have insurance....right?

How would it affect me? I currently have insurance through my job that covers me and my son. It works out that the first $1500 or so I have complete control over how I spend it and where I spend it. After that, I have a $1500 deductible. I have a flex account that has enough to cover my deductible plus enough to cover prescriptions and my son's diabetes supplies. After that, full insurance kicks in and I pay 10% of any costs.

How will this bill affect me? How will it affect you? How will it affect anyone that currently has insurance?

No political debate please.

 

[Mo0o]

This thread will end poorly

 

[FoBoT]

it is to equal everyone out, so if you have good insurance, you'll have mediocre insurance and so will everyone else

and it won't be any cheaper than it is now


basically the main point of the deal is to tax young people to pay for the old people (that happen to be in charge of the govt.)

 

[Newbian]

 

[JohnCU]

i'll join you.

 

[SparkyJJO]

it is to equal everyone out, so if you have good insurance, you'll have mediocre insurance and so will everyone else

and it won't be any cheaper than it is now


basically the main point of the deal is to tax young people to pay for the old people (that happen to be in charge of the govt.)

Pretty much.

 

[nageov3t]

honestly, it doesn't really matter. what you think of as the health care bill will likely be all but unrecognizable by the time it finally gets voted on in the senate and signed by the president.

 

[rudeguy]

honestly, it doesn't really matter. what you think of as the health care bill will likely be all but unrecognizable by the time it finally gets voted on in the senate and signed by the president.

But what is the goal besides health care for people that aren't insured? Or is there another goal?

 

[amdhunter]

Easy. People who work hard and have 20-40% of their pay go to their employer-provided health insurance, will now pay 15% more in taxes to give those who live on welfare, immigrants or the unemployed insurance for FREE.

How sweet is that?

 

[Newbian]

Easy. People who work hard and have 20-40% of their pay go to their employer-provided health insurance, will now pay 15% more in taxes to give those who live on welfare, immigrants or the unemployed insurance for FREE.

How sweet is that?

And the fun starts...wheeeeeee.

 

[arcenite]

Pretty much.

So it's not true that it will just be another option? Are you saying it's going to be the only option?

 

[SparkyJJO]

But what is the goal besides health care for people that aren't insured? Or is there another goal?

1 word.

CONTROL.

 

[boomerang]

But what is the goal besides health care for people that aren't insured? Or is there another goal?

The other goal is redistribution of wealth. Tax rates will be greatly increased on those that make above a certain figure to help pay for the program.

The numbers don't shake out but that's not going to stop them.

Take from the 'haves' and give to the 'have nots'. Been tried numerous times throughout history and history shows us that it's destined for failure. But we've got a slew of young people who've been educated using textbooks that have been altered and modified. This stuff is all new to them. Read the first link in my sig for a better understanding.

This is as non-political as I can make the post.

 

[Overgloc]

easy. People who work hard and have 20-40% of their pay go to their employer-provided health insurance, will now pay 15% more in taxes to give those who live on welfare, immigrants or the unemployed insurance for free.

How sweet is that?

this

 

[Anghang]

in order to be eligible for this free insurance does one have to be unemployed? in other words, if I have a job and turn down pre-tax insurance, will I still be covered?

what if my job doesn't offer insurance to employees?

 

[ChaoZ]

http://www.reuters.com/article/governmentFilingsNews/idUSN2937945720091107?sp=true

 

[Capt Caveman]

Wrong forum

 

[boomerang]

It's not free. Coverage will be provided for all. It will be in part paid for by increased payroll taxes. Look at the tax rates in Canada and the UK for examples of what we'll be paying here. New fees, taxes and surcharges will go into affect and will be used to 'front load' the system. After five years of that, coverage will commence.

Your employer will provide a health plan approved by the government or they will pay fines. The question is whether the fines will be a better deal for them than providing insurance.

Under the house plan, you will have insurance or you will face jail time and enormous financial penalties. There is no way to opt out.

 

[XZeroII]

You'll end up paying more and getting less. That's about it.

 

[Nik]

i'll join you.

 

[XZeroII]

This is getting very racist, very fast.

 

[TwiceOver]

OK. Every American (for the most part) pays some tax dollars (no matter how much they say it won't be from taxes) so that every American can have the option to have insurance in some way (whether they buy it personally, get it from their employer, or get it from the government).

There's a lot of people pissed off (mostly money grubbing conservative jackasses) who think that taxes shouldn't pay for people to have insurance. Don't listen to these assholes. They've been rich all their lives and have had insurance so they don't give a fuck about everyone else. So the $2 that will come out of your paycheck (yeah, about the price of a fucking soda these days) will help to allow everyone to have insurance.

Now the idea is that if everyone has insurance, prices will go down because we don't have to cover the uninsured. This is also complete bullshit as the pharmaceutical and medical industries will just jack up the prices because they want their money and Doctors still have their 40 years of education to pay for so it really won't make a difference.

In the end everything will be as-is and there will be class warfare based on what type of insurance you have. Those with government based insurance will find themselves screwed over on a regular basis, and yet they at least have a basic insurance. Those with purchased or employment based insurance will find themselves fucked over because they have to pay more or their employer is providing less in other benefits (I.E. Raises) because they have to pay more for insurance.

My take:

It's all a joke. A fucking needle doesn't really cost the $15 they bill you and it certainly doesn't cost a doctor $225/hr to administer a medication with the above $15 needle. The reform really needs to come from the ridiculous costs involved with going to a hospital. Sure they are using the 15000% they are making from seeing the every day patient to pay for their new CT scanner, but should would that CT scanner cost as much for any other industry... No.

 

[Nik]

This is getting very racist, very fast.

There wasn't anything racial posted. There weren't any people in the pics. There weren't any words or anything racial in any way. The only racist person here is you.

 

[Nik]

OK. Every American (for the most part) pays some tax dollars (no matter how much they say it won't be from taxes) so that every American can have the option to have insurance in some way (whether they buy it personally, get it from their employer, or get it from the government).

There's a lot of people pissed off (mostly money grubbing conservative jackasses) who think that taxes shouldn't pay for people to have insurance. Don't listen to these assholes. They've been rich all their lives and have had insurance so they don't give a fuck about everyone else. So the $2 that will come out of your paycheck (yeah, about the price of a fucking soda these days) will help to allow everyone to have insurance.

Now the idea is that if everyone has insurance, prices will go down because we don't have to cover the uninsured. This is also complete bullshit as the pharmaceutical and medical industries will just jack up the prices because they want their money and Doctors still have their 40 years of education to pay for so it really won't make a difference.

In the end everything will be as-is and there will be class warfare based on what type of insurance you have. Those with government based insurance will find themselves screwed over on a regular basis, and yet they at least have a basic insurance. Those with purchased or employment based insurance will find themselves fucked over because they have to pay more or their employer is providing less in other benefits (I.E. Raises) because they have to pay more for insurance.

My take:

It's all a joke. A fucking needle doesn't really cost the $15 they bill you and it certainly doesn't cost a doctor $225/hr to administer a medication with the above $15 needle. The reform really needs to come from the ridiculous costs involved with going to a hospital. Sure they are using the 15000% they are making from seeing the every day patient to pay for their new CT scanner, but should would that CT scanner cost as much for any other industry... No.

Do you have any idea how much medical professionals pay for insurance and how much money is involved with malpractice suits, legit or not?

 

[Hayabusa Rider]

Can someone explain the health care bill to me in simple terms?

No.