California giving drivers license's to illegals

[Matt1970]

No it's not and I even linked for you the dumbed down version so you'd understand it. I guess you need pictures instead of words.

I see what it is. California forces insurance companies to take on low income drivers and set up a go-between in the form of CAARP.

"The financial backing necessary to assume the risk comes from companies who are required by law to participate in the plan."

The rates are set by CAARP.

"Its rates are recommended by CAARP's Advisory Committee and approved by the Department of Insurance."

California just decided to include open up the program to illegals. Only in California.

 

[cabri]

Here is some more info on the plan when an update to the law was signed in 2011.

Since the inception of this one-of-a-kind program, more than 60,000 Californians have purchased a Low-Cost Auto Insurance Program policy. The vast majority of those customers had been uninsured at the time they purchased the policy. The program is structured to be entirely self-sustaining; it is not subsidized by government funds, nor is it subsidized by other drivers who purchase traditional auto insurance. Consumer advocates note that there have been more than 3,000 auto accidents and more than $8 million in claims paid that were covered by Low-Cost Program policies and would likely have been uninsured accidents if it weren't for the program.

http://www.consumerwatchdog.org/new...ers-purchase-california’s-low-cost-auto-insur

$8M in claims over 4 years = $2M /year

60,000 drivers - figure 1.5 driver per policy = 40,000 policies
40000 * $450 = $1.8M

I would suspect that this is equivalent to Liability coverage only

 

[ivwshane]

I see what it is. California forces insurance companies to take on low income drivers and set up a go-between in the form of CAARP.

"The financial backing necessary to assume the risk comes from companies who are required by law to participate in the plan."

The rates are set by CAARP.

"Its rates are recommended by CAARP's Advisory Committee and approved by the Department of Insurance."

California just decided to include open up the program to illegals. Only in California.

So now that the facts have been set straight for you and you are now fully educated on the issue, you should now be able to answer this very simple question:

Why is issuing illegals drivers licenses a bad thing?

 

[Matt1970]

So now that the facts have been set straight for you and you are now fully educated on the issue, you should now be able to answer this very simple question:

Why is issuing illegals drivers licenses a bad thing?

Because anything short of deportation is rewarding bad behavior. If making sure people are covered for uninsured drivers, why not just make uninsured driver coverage mandatory like a lot of other states have? That would be a lot more effective than hoping they get insurance. And I am not a fan of making insurance companies cover the costs which they will then pass on to the public and makes everyone pay for them.

 

[ivwshane]

Because anything short of deportation is rewarding bad behavior. If making sure people are covered for uninsured drivers, why not just make uninsured driver coverage mandatory like a lot of other states have? That would be a lot more effective than hoping they get insurance. And I am not a fan of making insurance companies cover the costs which they will then pass on to the public and makes everyone pay for them.

That's not an answer that's a false choice argument. Answer the question or don't bother posting anymore.

 

[Matt1970]

That's not an answer that's a false choice argument. Answer the question or don't bother posting anymore.

It is an answer, you just don't like the answer.

 

[JEDIYoda]

It is an answer, you just don't like the answer.

actually it I not an answer. It is what you wish to be the case. But your wish will not be fulfilled! So just answer the question in the context of the question....

 

[Matt1970]

actually it I not an answer. It is what you wish to be the case. But your wish will not be fulfilled! So just answer the question in the context of the question....

I answered the question. How is it bad? It is giving a reward, a privilege to someone who from a legal standpoint does not have the right to be here.

Now, answer mine. If the motive was to make more drivers out there have insurance, why not just push for mandated uninsured driver coverage? I see none of you are answering my question at all. If making sure people are covered for uninsured drivers is the true motive here, why not just make uninsured driver coverage mandatory like a lot of other states have?

 

[marincounty]

I answered the question. How is it bad? It is giving a reward, a privilege to someone who from a legal standpoint does not have the right to be here.

Now, answer mine. If the motive was to make more drivers out there have insurance, why not just push for mandated uninsured driver coverage? I see none of you are answering my question at all. If making sure people are covered for uninsured drivers is the true motive here, why not just make uninsured driver coverage mandatory like a lot of other states have?

Why should I pay because you don't have insurance? The proper thing is for you to be licensed and insured if you are driving.

 

[Matt1970]

Why should I pay because you don't have insurance? The proper thing is for you to be licensed and insured if you are driving.

This doesn't fix that problem. Making uninsured driver coverage mandatory would. Lots of states have it.

 

[marincounty]

This doesn't fix that problem. Making uninsured driver coverage mandatory would. Lots of states have it.

Yeah, let's just ignore all of the illegals driving and crashing, and make you buy insurance to cover the damage. Sounds fair.
Also, lots of states are insane. California doesn't have to be one of them.
And before Republican Gov Pete Wilson, illegals could get a license and insurance. I haven't noticed any positive changes related to denying licenses to illegals, unless you consider illegals fleeing after crashes a good thing.

 

[Matt1970]

Yeah, let's just ignore all of the illegals driving and crashing, and make you buy insurance to cover the damage. Sounds fair.
Also, lots of states are insane. California doesn't have to be one of them.
And before Republican Gov Pete Wilson, illegals could get a license and insurance. I haven't noticed any positive changes related to denying licenses to illegals, unless you consider illegals fleeing after crashes a good thing.

A lot of states are insane for having uninsured driver coverage? That's a hoot. If you want to take those kind of risks, why have insurance at all?

 

[ivwshane]

I answered the question. How is it bad? It is giving a reward, a privilege to someone who from a legal standpoint does not have the right to be here.

Now, answer mine. If the motive was to make more drivers out there have insurance, why not just push for mandated uninsured driver coverage? I see none of you are answering my question at all. If making sure people are covered for uninsured drivers is the true motive here, why not just make uninsured driver coverage mandatory like a lot of other states have?

So the reward is the ability to pay for insurance and all the fees associated with driving? The reward certainly isn't driving because they are already doing that. Is that the reward you are talking about?

Btw, I didn't ask you what you think should happen, thanks for your input but that has nothing to do with the conversation at hand which is about giving illegals driving licenses.

 

[Matt1970]

So the reward is the ability to pay for insurance and all the fees associated with driving? The reward certainly isn't driving because they are already doing that. Is that the reward you are talking about?

Btw, I didn't ask you what you think should happen, thanks for your input but that has nothing to do with the conversation at hand which is about giving illegals driving licenses.

The reward is legally driving. If they were already driving, and that is all the reward they needed, why change the law? They were doing it anyways right?

 

[ivwshane]

The reward is legally driving. If they were already driving, and that is all the reward they needed, why change the law? They were doing it anyways right?

Yes and if they want to drive legally they have to play by the rules. Now we still have those that are here illegally and still driving illegally but now we also have people here illegally and driving legally and paying for insurance. That's an improvement.

Could california make it so that auto insurance is required? Sure but what about people that don't drive? What about illegals who don't have a drivers license?
You'd be punishing those that don't drive unnecessarily and you still wouldn't be getting illegals to get insurance since they don't have a license (even if they wanted insurance they can't buy it).

 

[Matt1970]

Yes and if they want to drive legally they have to play by the rules. Now we still have those that are here illegally and still driving illegally but now we also have people here illegally and driving legally and paying for insurance. That's an improvement.

Could california make it so that auto insurance is required? Sure but what about people that don't drive? What about illegals who don't have a drivers license?
You'd be punishing those that don't drive unnecessarily and you still wouldn't be getting illegals to get insurance since they don't have a license (even if they wanted insurance they can't buy it).

I didn't say every sole have insurance. Forcing insurance on people is Obama's job Make it so any insurance policy have mandatory uninsured driver coverage. Many states have it without forcing people to buy auto insurance that don't drive.

 

[ivwshane]

I didn't say every sole have insurance. Forcing insurance on people is Obama's job Make it so any insurance policy have mandatory uninsured driver coverage. Many states have it without forcing people to buy auto insurance that don't drive.

Ah, so you want to punish the law abiding citizens by making them pay for coverage for those that break the law because you know, allowing those that break the law to get a license which requires having insurance is too much of a reward.

Talk about cutting off your nose to spite your face.


Good job Matt! You just shat on American citizens in favor of illegal immigrants

 

[Matt1970]

Ah, so you want to punish the law abiding citizens by making them pay for coverage for those that break the law because you know, allowing those that break the law to get a license which requires having insurance is too much of a reward.

Talk about cutting off your nose to spite your face.


Good job Matt! You just shat on American citizens in favor of illegal immigrants

And who do you think pays for the illegals to be covered under CAARP?

 

[ivwshane]

And who do you think pays for the illegals to be covered under CAARP?

I already linked and explained it to you. Feel free to re read my posts

 

[JEDIYoda]

This doesn't fix that problem.

So you haven`t been talking at all about illegal aliens passing the written test and passing the behind the wheel test and then earning their license and getting insurance.....

Your all bent out of shape because in your warped way of looking at this the only issue is that these people are illegal aliens!! In your opinion it has nothing to do with the drivers license and insurance at all........

 

[JEDIYoda]

And who do you think pays for the illegals to be covered under CAARP?

I am sorry but you are delusional if you think that CAARP kicks in everytime an illegal gets in an accident......
Common sense says you have to pay to have coverage like that......its not free...duh

 

[Matt1970]

I already linked and explained it to you. Feel free to re read my posts

You are missing the point. Either way they are going to pay for it, and if your true motivation is to make sure nobody gets boned by getting into an accident with an uninsured driver, you should be pushing for mandatory uninsured driver coverage for everyone who has auto insurance.

 

[Matt1970]

So you haven`t been talking at all about illegal aliens passing the written test and passing the behind the wheel test and then earning their license and getting insurance.....

Your all bent out of shape because in your warped way of looking at this the only issue is that these people are illegal aliens!! In your opinion it has nothing to do with the drivers license and insurance at all........

My all what? There is a real simple solution to what you claim is the problem, and illegals having insurance still leaves a lot of uninsured motorists out there. Or is your uninsured motorist concerns just bullshit?

 

[ivwshane]

You are missing the point. Either way they are going to pay for it, and if your true motivation is to make sure nobody gets boned by getting into an accident with an uninsured driver, you should be pushing for mandatory uninsured driver coverage for everyone who has auto insurance.

How are they (I assume you mean citizens) going to pay for it?

 

[ivwshane]

My all what? There is a real simple solution to what you claim is the problem, and illegals having insurance still leaves a lot of uninsured motorists out there. Or is your uninsured motorist concerns just bullshit?

So more insured illegals is worse than no insured illegals?