Thanx guys. I think an alarm that's hooked into 24/7 monitoring will get thieves out quicker than if you don't have anything. The alarm is blaring inside the house and the cops will be there in 5 minutes or less. So basically, they won't be running off with a 30 inch-plus TV or anything of the sort. All the other smaller expensive stuff like older jewelry will be at the safe deposit box. Other things like an XBOX, etc... well insurance will have to cover things like that.
Speaking of which... NATIONWIDE INSURANCE is being a bitch. I need info about this from you guys... do they MAKE you supply ORIGINAL receipts for everything? For my uncle's brand new laptop they took, they need to see an ORIGINAL receipt showing ownership. And even then, she couldn't promise we'd be reimbursed the full price of the thing. He has the original receipt, but "given it to me as a gift", proof of ownership they want?! Give me a break. I just want to know how insurance companies are SUPPOSED to handle it. Computer coverage is $3000, and this laptop was only $1750... still, they're giving us s#it. If it were my insurance company and my house, I'm looking for a new one as soon as the policy expires. Your thoughts on this issue?