Be my neighbor and buy a house for as little as $15,000

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imported_Crusader

Senior member
Feb 12, 2006
899
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0
Originally posted by: lrad50
Seems like a nice place to live.

I'll stick with So. Cal though ;).

Theres no way I'd live in that God forsaken socialist haven.
Ridiculous taxes, ridiculous automobile emissions standards, ridiculous amount of people in a small space (practically on top of each other, and for what?), oh and lots of PETA and ALF weirdos. Not to mention power grid failures.

I'd just rather not live like a rat.. and then watch my property value drop to $0 per square inch (because no one owns a whole acre) as the Big One hits and sinks half of that hell hole off the face of the USA.

I'm not a big fan of the south (or the northeast for that matter), in fact I could never, ever live in TN.. I'm a midwestern boy all the way and while I have no animosity for the south its just not home. For some reason I feel very at home when visiting Arizona.. that will be where I'll move if I leave the Saint Louis area.

TN is just so ho-dunk po-dunk 'well then there'.. I cant stand it personally. Like the OP, I cant even understand some southerners when they talk.

I understand what the TN guy means about enjoying the stars.. though you can get that for the same price in the boonies of any state.
 

Su1c1da1

Senior member
Jun 12, 2002
794
0
76
you guys do know that u'll run into a lot of tornadoes, floods and crap there right? but if u stay in cali... u only get earthquakes.. :p
 

Devistater

Diamond Member
Sep 9, 2001
3,180
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Originally posted by: Su1c1da1
you guys do know that u'll run into a lot of tornadoes, floods and crap there right? but if u stay in cali... u only get earthquakes.. :p

Hmm, last time I checked in california we had mud slides wiping towns off the map, fires wiping out hundreds of thousands of acres and lots of homes almost anually, politicians in sacremento talking about repairing levies so an Orleans doesn't happen to us (aka floods), and a tornado was spotted 20 mins from my city TODAY. And no one has basements here.
Oh and dont forget, that big volcano (st helens I think) in WA that everyone was worried about. A big volcanic eruption going off and we'd have national cooling for a while from all the ash in the air (remember that big eruption that caused global cooling? I forget which volcano it was.).
Oh, and some of the worst air in the nation is right here in the central valley in CA.

Oh and dont forget, coming from a 4000+ sq ft beautiful victorian house from upstate new york that was under $100k, down to a 2500 sq ft house for $300k in CA. Thats always fun.

Yeah I'd say we got it all in CA.

 

dquan97

Lifer
Jul 9, 2002
12,010
3
0
[in CA, packing my bags after seeing the price]
I've thought about moving to TN, buying a piece of property close to the city but still in the open, then building my own house...all for less than $100K
 

Skyhack

Senior member
Oct 9, 1999
294
0
76
Originally posted by: lrad50
Seems like a nice place to live.

I'll stick with So. Cal though ;).

Aw, come on! It'd be like the Beverly Hillbillies in reverse!

Might score you a reality series!
 

ponyo

Lifer
Feb 14, 2002
19,688
2,811
126
Everything is cheap in TN. You can buy acres for rural land for dirt cheap.
 

kd7fhd

Senior member
Dec 5, 2000
339
0
76
The price of homes in small American towns seems to be a well kept secret in the U.S. I bought a two bedroom home in immaculate condition on three lots with a two car garage in Kansas for $55k - and it was one of the higher priced homes that we looked at! And like TN, major stores are 30 minutes away.

I've heard of houses going even cheaper in Iowa and Nebraska - forget Colorado. They got all of the California preppies along the front range along with the $500k housing prices!
 

vaylon

Senior member
Oct 22, 2000
219
0
71
I was born and raised in Tenn.
Tenn is great if you live near some of the larger cities but to move to some of little towns is hard.
If you do you better be prepared to work at walmart, because they are about the only employers near most towns. Forget about working for the gov or counties, you need to be a family member to get those jobs or at least sleep with a family member.

What is there to do?
You actually look forward to going to walmart just to shop. And on a day when you really need a break from the mundane you drive hours to a big city and see what their walmarts look like.

Also be prepared to be saved through the blood of jesus christ by evangelicals, lots and lots of evangelicals.And right after they save you from hell, they want to sell you something, like a water softner. If your white the klan is also recruiting and very popular. The previous two seem to go hand in hand very well , odd but it works.

And you better learn how you like your grits. Cause yall are going to be eating them for a long time.

Of course if you decide to move after a while it will be darn near imposiable because your so broke and in debt no one else will give you a chance. And of corse selling your home isn'y going to help much, it might get ya a good used car and some gas in the tank.


 

Robor

Elite Member
Oct 9, 1999
16,979
0
76
Originally posted by: ir0nw0lf
Originally posted by: VaG
Originally posted by: funboy42

Then go die down in FL ;)
You had better earn alot more money before you die because selling your house there won't finance your death in FL.
QFT, considering that most of the GD insurance agencies here in FL jacked there home insurance rates through the roof (pun intended!) after all those hurricanes that hit the Gulf Coast. Some people have seen a 100% increase!

I wish my homeowners insurance went up 100%. In 2003 my insurance was under $500/year. In 2005 my insurance was nearly $1500/year and I had one option as the carrier - Citizens (state run). No 'real' insurance companies are writing in my area. In 6 years of living here I've never filed a claim and this area hasn't been severely hit by a hurricane since the early 1900's. It's a friggin' scam. :|
 
Dec 27, 2001
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Originally posted by: vaylon
Of course if you decide to move after a while it will be darn near imposiable because your so broke and in debt no one else will give you a chance. And of corse selling your home isn'y going to help much, it might get ya a good used car and some gas in the tank.

And this, ladies and gentlemen, is THE reason this is no opportunity. I can undersand certain people in certain positions jumping at this. But when buying a house you need something that will generate equity that exceeds the rate of inflation...otherwise, you will be left behind the rest of the country financially and end up in one of those "towns that time forgot".
 

imported_Condor

Diamond Member
Sep 22, 2004
5,425
0
0
Originally posted by: AAman
hmmm, interesting, looking for a place for my mom to retire and can't afford even a studio here in SD (start at 215k in my neighborhood for under 400sq ft.)

How cold are the winters?
The winters are mild where I am. We have had maybe two weeks of the temp getting below freezing in the middle of the night. I've seen ice on the birdbath on one occassion. A couple of rainy weeks to make it seem like we have four seasons. The sun is out bright today and the trees are in full blossom. It is beautiful!

 

imported_Condor

Diamond Member
Sep 22, 2004
5,425
0
0
Originally posted by: dquan97
[in CA, packing my bags after seeing the price]
I've thought about moving to TN, buying a piece of property close to the city but still in the open, then building my own house...all for less than $100K
The bargins are in the older homes. Cost to build at retail here last week was something $110.00 per sq ft.

 

imported_Condor

Diamond Member
Sep 22, 2004
5,425
0
0
Originally posted by: vaylon
I was born and raised in Tenn.
Tenn is great if you live near some of the larger cities but to move to some of little towns is hard.
If you do you better be prepared to work at walmart, because they are about the only employers near most towns. Forget about working for the gov or counties, you need to be a family member to get those jobs or at least sleep with a family member.

What is there to do?
You actually look forward to going to walmart just to shop. And on a day when you really need a break from the mundane you drive hours to a big city and see what their walmarts look like.

Also be prepared to be saved through the blood of jesus christ by evangelicals, lots and lots of evangelicals.And right after they save you from hell, they want to sell you something, like a water softner. If your white the klan is also recruiting and very popular. The previous two seem to go hand in hand very well , odd but it works.

And you better learn how you like your grits. Cause yall are going to be eating them for a long time.

Of course if you decide to move after a while it will be darn near imposiable because your so broke and in debt no one else will give you a chance. And of corse selling your home isn'y going to help much, it might get ya a good used car and some gas in the tank.

I left for a time. After living in the likes of Chicago and NYC, I was more than desperate to get back. Good luck and don't let the door hit you in the grass on the way out.

 

SearchMaster

Diamond Member
Jun 6, 2002
7,791
114
106
Originally posted by: Condor
Originally posted by: dquan97
[in CA, packing my bags after seeing the price]
I've thought about moving to TN, buying a piece of property close to the city but still in the open, then building my own house...all for less than $100K
The bargins are in the older homes. Cost to build at retail here last week was something $110.00 per sq ft.
Exactly. Even though labor is cheap in these types of markets (I had an addition built a few years ago for $50/sf), the recent disasters has driven the cost of raw materials up and that's everywhere.
 

ActuaryTm

Diamond Member
Mar 30, 2003
6,858
12
81
Originally posted by: funboy42
Originally posted by: jniles
Whats there to do down there?

What kind of pay rates/job availability?
Farming, auction, fishing, hunting, boating, swimming, town gatherings, pretty much everything you can do everwhere else Im guessing.
This... was a joke, yes?
 

k1114

Golden Member
Nov 15, 2002
1,153
0
76
There's rural and there's too rural - that's too much. You have to find a good medium - I live in a well built ~1600sq ft (pluss 800sq ft garage) house in a city of a million that I bought for 91k, granted that might have cost $25k less in TN (the prices go up as you look through the listings) but I have a 10 minute drive to work as opposed to 40+, and propery values will appreicate a lot around here - as clearly they haven't in that area.

So if you enjoy going rural, seems like a good deal :)
 

funboy6942

Lifer
Nov 13, 2001
15,368
418
126
OK after reading some of the replies I will answer a new question and try to cliff notes the ones I answered above (hard for me to do because I let me emmotions get the best of me):

Winters here in dyer:
This year in this town was the first time I was told it snowed and actually stuck in 10 years. So we brought the Chicago winter with us this year. Most of the time it is like the person above stated. Times it hits freezing but thats like 32 degrees and nowhere as bad as Chicago/Hammond has ever gotten. There were alot of times it was 50 and 60 (few days ago was 70) and my brother back in IL was getting butt loads of snow.

Schools:
I dont know what they get paid but the schools here are not small in the least and my town isnt really that small of a town. I can say this about them. My step son is pretty much an albino. Super white skin, almost white hair and back in hammond got made fun of every day for his looks, glasses and the clothes he wore and came home almost every day crying because of how rude the kids were. Here not one time has he been made fun of and has a ton of new friends. The children here are brought up to RESPECT not to dis-respect each other and it doesnt matter what race they are because every race goes to his school. His grades are the best they have been and when he slacks off the teachers have no problems calling us and letting us know what is is or is not doing (I have been called three times). That shows me that the teachers here care about my son and let me know right away before anything gets out of hand. I was never called by any of his previous teachers before and his grades wore aweful due to his situation and we had alot of talks with the teachers and supervisors about how he gets treated and got nowhere. So schools here get a massive a+ in my books and NO they are not behind in the education.

How we got the house (clifs)
I got injured and couldnt work anymore
Had a low ammount thrown at me and I didnt want to owe on a morgage and wanted to buy a home out right
MIL was living here for 6-7 years and bugged me to look at homes because she said they were cheap
Looked at seriously for a year before my settlement was finalized and to make her happy went to realtor.com and stuck in her zip
My house showed up for the price we paid and thought it was a typo
Wasnt a typo looked at wife and said we are out of here and she agreed because for the money we had even if I used the entire settlement for a house wouldnt of gotten us no more then a double wide on a plot of small land and I didnt want to use it as a down and owe someone since I couldnt work anymore and I needed our bills to be as low as they can ever be.
Got my settlement check and one week later came down here and bought the house.

Stores:
Ok again the smaller little bit bigger towns that have rear resurants like taco bell, hardees, KFC, MC D, ect are 30 min or less drive IF you do the speed limit. Again no cops around here so cfan be done in 15-20. If you drive 10 more minutes to Jackson there is every store and then some you are alread accustom to right now. Best buy, circuit city, outback, office max, you name it and again just a 10 minute more of a drive.
As for super walmart and being 2 we are smack dab in the middle of the same length of drive to Humbolt and Milan which both just had new super walmarts built and opened last month. For food there is thoes stores or one called save alot whic is a clone of aldis. If you want cheap good food thats the place to shop and for $300 shoping there can feed my entire family for a month buying most of what we need there. There is a grocery store here with regular prices you can find at other stores but save a lot is the sh1t.

Jobs:

There are factory jobs, farm jobs, and in Jackson again almost any job your already acustom to. Yes they may be lower in pay to sa CA but if you bought sold your house there, bought and paid off here you would have enough left over from your house sale to buy and pay for 2 more cars and all your credit cards and live cheap enough you can take a low paying job and still have alot left over from it at the end of them month because everything is paid off. If your renting now where your at working at a low paying job this can give you the opertunity to move here and buy a home for $15K with a $1.500 down payment and have a morgage of under $100 a month. It can give you the chance you need to be able to have a home, and some money left over and put away so if you dont like it here can save up the cash to better yourself and move back where you came from.

But all in all if you have a home your in now that can fetch $400K and your in a hole moving here will pull you out of it by selling your house. Buying a nice and maybe even better home here, have a slower life style, pay everyone off thats after you, and relax with the money you have left to start a busness of your own. I think this would give a few of you out the the ability to go from living paycheck to paycheck to home/land owners and take your left over money to start something of your own. Just my opinion but believe it has merrit.

Moving here gave us the opertunity to live as cheap as humanly possible, have good school for my children, no crimes, gangs, own a home out right, pay off all my creditors, and support my family on $9 an hour and have money left over. Tell me, anyone else out there you know that has all of that where you live and can make it with a $9 an hour job:

And for bill output here is a break down:
Home-$0 its paid for
Cars-$0 they are paid for
Utilities_$300 in winter $200 in summer
Food-$300. There is a store like Aldis here and a superwalmart
Sat-$80
Phone_$20
Insurance-$50
Internet-$35
Total output per month-$985 on the high side for a family of 4 in this huge house
 

phenderson

Diamond Member
Jan 10, 2003
3,469
0
76
I have relatives, who live in Springfield (most of my mother's family)which is 45 minutes away from Nashville. Tennessee is a nice beautiful "country" state. And I love Gatlinburg (just wished my wife loved it as much as I did).

I have made several visits to relatives down there.

THe price on those houses is ridiculously low, and there is a reason why...
Its called economy...
Tennessee, is one of the states with the worst economy around.
They have a Dell Plant, and a Nissan plant in Smyrna... but their economy is still dreadful.

Memphis and Nashville are ok in regards to jobs...but the state of tennessee, as a whole, is absolutely dreadful.


As for other factors...
Its just common knowledge, when living in the south, and if you are of another color, always stay near bigger cities and towns... That's just using your brains.. But racism is not confined to the good-ole south. I live in Lexington, Ky, and drive all the way to Cincinnatti, Ohio for work, where there are always racial tensions (1994, African American's boycotted down town Cincy, because a young man was beaten or shot to death by several police officers, then there was rioting). Cincy is midwest... and it gets bad there. Check the Anderson Cooper's 360 blog on CNN where he interviews the Ohio KKK leader (23 year old kid) who says that the Clan has grown dramtically since 911.

Its bad up North in the North eastern area as well. Really bad, I am talking Jim Crowe bad... They won't serve you at all... and this is documented... Black folks in Vermont are not wanted. My mother and brother and sister, went to Delaware, and got treated real bad, outside of Dover...

Tennessee is the birth place of the Klan, though.
 

funboy6942

Lifer
Nov 13, 2001
15,368
418
126
Let me tell you about economy. Its bad no matter where you live I have had experance it in in IL, FL, and IN. I have been laid off or let go from over 6 jobs due to the companies I worked for going under or downsizing within less then a 10 year period. I dont think it matters where you live its sucking just as bad there as here. I can say though with the people I have talked to around here most everyone is working. If thinking about moving here try carerbuilders.com and stick in Jackson TN and see what jobs can be available to you down here for what you do or want to do. Dyer is a 40 minute drive to Jackson. If you move to trenton, milan, or humbolt then you looking at a 30 minute or less depending on where the house is at.

I dont understand some of the talk about the drive 30-40 muntes to get to work. There were plenty of times living back in IL that going to and from work I spent much more time going for a shorter distance. To me if I was to find work 40 minutes away from here that would be a much more pleasent drive to and from work then what I had to put up with before. Set the cruise control and sit back and enjoy the ride then stop go stop go MOVE OUT OF MY FVCKING WAY, stop go stop go YEAH we moved a mile and used half a tank of gas, stop go stop go, cough cough cough fvcking semi exhaust, awe sh1t pile up may as well pull out the bbq and sit for 3 hours waiting for them to clean up the wreck. Coming home not only pissed because of what went on at work but the ride to and from everyday and taking it out on my family. Then hurry up and eat because Im home late and have to get up 3 hours before I start work the next day because of rush hour traffic.

If its not for you its not for you living in the country. But If your like me and had it with city life your sure love it here and if the store isnt near me well there has been a many of UPS, DHL, and Fedex trucks that brought what I wanted ;)

My wife has commented several times I am a better person, not a tightly wound up as I used to be since living here and my blood pressure has gone down and my migrane headachs are not as frequent as they used to be.
 

phenderson

Diamond Member
Jan 10, 2003
3,469
0
76
You are right, the economy is bad every where, perhaps capitalism is catching up with us... or perhaps its just a sign of the empending end... But some places are still worse then others...

I do not hate Tennessee, but my brother lived down there for 2 years, 8 years ago, and had to move... because he just could not make it. And he was a long-haul truck driver. He bought a house, and lived near our relatives.

I believe Tennesse, with its nice southern weather, and beautiful country side, is one of the most beautiful places to live.
 

funboy6942

Lifer
Nov 13, 2001
15,368
418
126
Originally posted by: phenderson
You are right, the economy is bad every where, perhaps capitalism is catching up with us... or perhaps its just a sign of the empending end... But some places are still worse then others...

I do not hate Tennessee, but my brother lived down there for 2 years, 8 years ago, and had to move... because he just could not make it. And he was a long-haul truck driver. He bought a house, and lived near our relatives.

I believe Tennesse, with its nice southern weather, and beautiful country side, is one of the most beautiful places to live.

I think alot have missed maybe my main point. If your like we were and upside down where you are at moving here may be the out your looking for. Sell your $xxx,xxx home and buy one outright down here. Pay off your bills and car notes and have money left over. Your money out per month will be like ours is to the point it wont matter what job you really took even if it is a low paying one you can still live good here since everything is paid off. And if you have enough left from your house sale start your own busness and make bank with hardly no money out of pocket per month. I am living the american dream down here. ALL bills are paid off. Home and cars are paid off and im 34 years old and owe no one :D

Hell Im not saying you have to sell and move into a $15K house but say sell your small $500K home with no land and buy one of the three listed above someone found and pocket $250k or more into the bank. What could you do with with your life with $250K in the bank and outright owning your house and cars?

Sell your home and pocket the equity after paying the bank and buy a home here and still have everything paid off and money in the bank.

Maybe you are like me and got hurt on the job and didnt get as much as you had expected or was led on to believe you would get but want to do good for your family?

Point is we were fvcked and moving here saved my ass and made a better life for my family and you can too.
Sadly you will have to get used to cleaner air, nicer scenery, and a laid back life :p

Now you all will have to excuse me for awhile. My sons and I are going out back to fly our planes and drive our cars for a few hours :D