++ ATOT official NEF thread part IV ++

[MotF Bane]

Considering five year loan.

 

[zzuupp]

nef

 

[MotF Bane]

My usual car fund, the stock account, is down almost a thousand, so I'm not using that, otherwise my down payment (including trade in) would be about $11000.

 

[MotF Bane]

Nef.

 

[Minerva]

24 beers in a case
24 hours in a day

Coincidence?

I THINK NOT!

More like there are twelve in a dozen. (Most) men have two nuts. Two dozen equals twenty four.

 

[zzuupp]

heh

 

[MotF Bane]

:hmm:

 

[MotF Bane]

I feel like smashing my head against my desk.

 

[alfa147x]

CLASSES START TOMORROW.


nooo!

 

[MotF Bane]

Nef.

 

[MotF Bane]

Dear Mazda,

Your website does not work properly with Opera or Firefox. If it won't work properly with one of those two, I honestly don't give a fuck what your site may have, it's worthless to me.

 

[MotF Bane]

If I sold all my stocks (3k right now instead of their peak 4k), along with emptying my bank account, and the trade in on my car, I could have $180/month payments for four years on a 2008 MS3 with 45k miles.

The Mazda 6s manual, I don't sell the stocks off, and end up with payments of $136/month for four years, with the stock fund still a reserve for whatever the hell comes up.

 

[MotF Bane]

I don't want to sell the stocks at 3k, I want to wait for 4k, which could happen in a month, a year, or a decade. Who knows. $180/month is about as high as I want to go, and obviously, $136/month is much more appealing.

 

[MotF Bane]

If the gray Mazda 6s is available, at some $10,460, I think that's a done deal. At that point, I'm using a figure of $1800-2000 for my trade (KBB says the trade is $2345), so $8500. Tax adds just over $500. So $9100? Minus the $6100 I can throw at it by emptying my bank account. That's $3000 gap, put that on loan. $68/month for four years.

 

[MotF Bane]

The black Mazda 6s will be priced between $12-13k. Using KBB, and picking middle of the road for that car (not base sedan, not Grand Touring, but Sport), I come up with a value of $15615. They've already quoted me 12-13, but not the definitive price. I'd guess they won't allow negotiating room to go lower, but I also expect, particularly given the presence of a deposit, that they won't go higher. So we're figuring about 12995 or something. That puts it $5000 below the MS3 at another dealership.

 

[MotF Bane]

The silver MS3 is a Sport MS3, which is the base level for that car, not a Grand Touring. No suspension difference is noted on Wiki, just rain-sensing wipers (lol), leveling xenon headlights (as long as I have xenon/bi-xenon, IDGAF about leveling), leather and lycra mixed seats (pity, but not really a killer), Bose (that I will miss), six disc changer (IDGAF, I'll patch in MP3), and LED tail lights (IDGAF). It has 7k more miles (lol).

 

[MotF Bane]

It's silver, I'd rather dark gray or black, but silver is my third choice for color.

The big stuff is underneath. 2.3L turbo with somewhere around 260 HP and 280 ft-lbs. linked to a six speed manual, and a very agile chassis, versus the Mazda 6s having a 3.0L V6 with 220 HP and 195 ft-lbs attached to a five speed manual, with an nimble yet much softer chassis.

 

[MotF Bane]

The MS3 is noted for torque steer problems, the 6s doesn't have enough power for torque steer.

The MS3 is a hatchback, not the greatest looking thing (neither is the 6), I'd prefer the looks of my GP. Wider, lower, longer. I don't know if the chassis's stiff ride might bother me over a long time, but if it's as fun as everyone says it is, I suspect that will work out.

 

[MotF Bane]

That $5000 gap is a big gap. In terms of monthly payments, that's $114/month by itself.

 

[MotF Bane]

The MS3 is already priced about $1500 under blue book.

 

[MotF Bane]

I'd rather a post-redesign MS3, but that's way more expensive.

 

[Barfo]

 

[Barfo]

 

[shortylickens]

CLASSES START TOMORROW.


nooo!

I'm good. Got my books and everything. Also, dont start till 11:30. No more struggling in morning rush hour for me. Hell, I can exercise, shoot, and shower all before going to class. Not to mention a nice leisurely breakfast at Bob Evans.

 

[MotF Bane]

Nef.