++ ATOT official NEF thread part IV ++

[Gothgar]

nib

 

[zzuupp]

almost that time finally

 

[Gothgar]

neffff

 

[RPD]

nef

 

[Locut0s]

I am a debt Nazi! Debt is bad. Unfortunately, it is nearly impossible to get a college degree without incurring debt. So my only debt is school related... and totals over $50000 anyways.

Your holy water, I spit in it!

If you are willing to work a few years full time or work while going to school it's not hard to get a degree with little debt.

 

[Gothgar]

nefeffeef

 

[MotF Bane]

I'm more and more convinced that the smart thing to do is spend the first couple of years at CC for the basic core courses. No need to pay big money to take English 101 and Speech 101 at a university.

I'm not motivated enough as is.

I should've gone to/stayed at a school where I lived on campus, it would help with the motivation problem significantly.

 

[MotF Bane]

I am paying my way through school. My gf is about to graduate with not a dime of debt.

A lot of people have jobs to pay for school and rent / food. As long as you don't spend money of stuff like computers, cameras, turntables, cars, tv's, cigars, etc you should be fine...

I work two jobs, and generally don't buy all that much, not even much for computers anymore. Just a car that needed replacing.

My gross annual income doesn't match the cost of my school per year.

 

[MotF Bane]

Yeah, 20K is acceptable for being in school 6 years. That won't be an issue paying that back.

I'm just reminded of the CNN article where (IIRC) a couple incurred $200K+ in debt so they could both get masters degrees in social work. I mean seriously, how dumb can you be? Social work is one of the lowest paid professions there is, so if you're going to do it, you better have a way to pay as you go.

I'm facing 80k (including the interest to that point) by the time I graduate, for six years, to get a BS in EE. Shitty debt, lots of time, but at least it's a real degree, not some bullshit like, well, social work!

 

[MotF Bane]

That sucks for her... Pretty bad for her parents not to split money for their childern. I have a 529 for my first son and I'll have another seperate one for son #2

Also, transform in to DIAMOND MEMBER??

FAFSA will take all of your plans and rape them.

 

[MotF Bane]

NM got a hernandez jersey for my birthday from my dad♥

CH who is that lol what team i watch sports but i dont think i heard of him

NM patriots

CH oh my fav player is brady

NM its the patriots jersey no i didnt its okay though

CH yea ik but what color is it

NM red white and blue

CH sounds cute i think i seen them on line

ARRRGGHHHHH!!!!

Cliffs: girl gets jersey for Hernandez. Other girl likes Brady, of course, the quarterback, the name everyone knows, but she doesn't know Hernandez is with the Patriots, doesn't even know the jersey color scheme.

 

[Locut0s]

I'm facing 80k (including the interest to that point) by the time I graduate, for six years, to get a BS in EE. Shitty debt, lots of time, but at least it's a real degree, not some bullshit like, well, social work!

80K for a degree in EE!?! Holly shit. That's the kind of debt most would be looking at for a full law or medical degree with extra years. Here anyway.

 

[MotF Bane]

80K for a degree in EE!?! Holly shit. That's the kind of debt most would be looking at for a full law or medical degree with extra years. Here anyway.

25k from one year at RIT, 6-9k per year at state school, going to be five years at state school (because I'm a fuck up). There's 63k, and then interest is already about 3-4k right now.

 

[Locut0s]

25k from one year at RIT, 6-9k per year at state school, going to be five years at state school (because I'm a fuck up). There's 63k, and then interest is already about 3-4k right now.

What's the 25k for, for one year!? What's RIT?

 

[RPD]

nef

 

[MotF Bane]

What's the 25k for, for one year!? What's RIT?

http://www.rit.edu/
Rochester Institute of Technology. A private co-ed school, some 16000 students, residing on a couple hundred acres outside Rochester NY. Socially, it's a very geeky/nerdy school, males have a sizable majority. Excellent CS, great engineering, and well known for its photography school.

 

[RPD]

I'll tell you this, after graduating don't do what I did. 6 months after working I bought a new 350z, moved into a nice apt with a roommate spliting $1150 or so a month.

Resist the urge to spend money and just either live at home, or a tiny apt and gtfo out of debt. You do this over 2-3 years and your late 20's and 30's will be SO much easier.

Also, set up a 401k or some retirement and start stashing away something every month, don't wait til your 30's to do this either.

I started my retirement at 23, but I didn't save and pay down my debt like I should have and it's still followed me.

 

[eldorado99]

ned

 

[RPD]

nef out quitting time!

 

[eldorado99]

ned.

 

[MotF Bane]

Nef.

 

[MotF Bane]

I'll tell you this, after graduating don't do what I did. 6 months after working I bought a new 350z, moved into a nice apt with a roommate spliting $1150 or so a month.

Resist the urge to spend money and just either live at home, or a tiny apt and gtfo out of debt. You do this over 2-3 years and your late 20's and 30's will be SO much easier.

Also, set up a 401k or some retirement and start stashing away something every month, don't wait til your 30's to do this either.

I started my retirement at 23, but I didn't save and pay down my debt like I should have and it's still followed me.

I've been living at home for years now, and am already sick of it.

 

[IndyColtsFan]

ned

 

[eldorado99]

http://www.youtube.com/watch?v=VTh-ep4c6ns&feature=channel_video_title

 

[eldorado99]

Beezow Doo-Doo Zopittybop-Bop-Bop