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At what point is insurance likely to drop you?

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Originally posted by: dabuddha
Originally posted by: Armitage
Originally posted by: Bowmaster
I guess I'm coming across as nosy, but my kids ride in the car with her, and it's a condition of our divorce decree that neither of us knowingly allow the kids to ride with an uninsured driver.

Listen, dumbass - DO NOT LET THIS BAD DRIVER drive YOUR kids around. Turn this b*tch in - you kids are far to valuable to give them to her. Why are you even questioning this? Sounds like she still has you by the balls...

Well, I don't have a choice unless she loses her insurance (and/or license). What exactly do I "turn her in" for? As ugly as the situation is, the kids still need to be with their mother, and if she can't drive, that becomes very difficult for everyone involved.

While the prospect of her paying through the ass for insurance is certainly amusing (especially considering the big check I wrote her last week), the prospect of her losing her license is not. On top of that, I'm concerned that thisbehavior may be a sign of some mental instability that my coun selor suggested I watch for. Prior to this, she hadn't had a ticket in at least 8 years.

Yes you do have a choice. Either A) get something done legally to keep this horrible driver away from a car when she has your KIDS or B) wake up to a terrible phone call one night (God forbid this happens).
I'm afraid I have to agree with Bowmaster here.

So what can I do? The state has laws about what has to happen for her to lose her license. From what I can see, she's still in the clear on that count. So what exactly do you suggest I do? Call the police and ask them to make an exception for my ex and revoke her license with only 8 points in two years? :roll: I will ask her for proof of insurance periodically, but beyond that, I don't see any options.
 
Originally posted by: Dedpuhl
The person in question does not deserve a license.

no crap. HOW DOES SHE HAVE IT STILL?

and a better question Why do you let your kids ride with her?
 
Another interesting point ... I only hear about the tickets she gets when the kids are with her (they tell me). Is it legal/possible for me to get a copy of her driving record?
 
Originally posted by: waggy
Originally posted by: Dedpuhl
The person in question does not deserve a license.

no crap. HOW DOES SHE HAVE IT STILL?

and a better question Why do you let your kids ride with her?

:roll: See above ... she's probably nowhere close to losing her license, and recently got a new insurance policy. Unless she fails to carry insurance, or loses her license, I don't have any recourse regarding the kids driving with her.
 
I picked up 12 in one year back in my college days, and my insurance dropped me like a bad habit, even though I hadn't had anything before on my record.

(Knocking on wood) 0 points now, one prayer for judgementfrom a couple years ago...Asshat caught me doing 48 in a 35 mph zone...Roads completely empty and college was not in session yet it was city limits. I was completely nice and everything and thought he would let me off with a warning since I had a clean record....Guess I know now that city cops are officially useless now except as revenue generators.
 
Ehhh she'll be ok... she'll just have to pay a boatload for insurance...

TANGENT: I'm so tired of the holier than thou elitist troll fvcks in this forum like :

Originally posted by:Dedpuh
The person in question does not deserve a license

Originally posted by:Ausm
It's dumfvcks like that which raise insurance rates throw the roof!!

Originally posted by:FrankyJunior
Deserve to get dropped if you can't handle the responsibility of driving legally. Most places don't ticket you unless you are going far over the speed limit so by the time you get 4, you deserve what you get.

Y'all are so full of crap... It's like speeding on the Beltway here in DC... you know 495. The speedlimit is 55MPH, NOONE and I mean NOONE drives 55MPH or slower... the average speeds are 65-75mph...

ANYONE is capable of getting speeding tickets... it's a matter of being lucky enough not to get caught. Now if this woman got tickets for say 75 in a 45... or worse.. then yeah... you have a problem. But I think we can all agree that the speeding laws in this country are more about raising state revenues than they are about looking out for people's safety.

-Max
 
Originally posted by: Doboji
ANYONE is capable of getting speeding tickets... it's a matter of being lucky enough not to get caught. Now if this woman got tickets for say 75 in a 45... or worse.. then yeah... you have a problem. But I think we can all agree that the speeding laws in this country are more about raising state revenues than they are about looking out for people's safety.

-Max

I'd somewhat agree with you, but there is no excuse for speeding in a construction zone, and absolutely no excuse for speeding in a school zone.
 
Originally posted by: Doboji
Ehhh she'll be ok... she'll just have to pay a boatload for insurance...

TANGENT: I'm so tired of the holier than thou elitist troll fvcks in this forum like :

Originally posted by:Dedpuh
The person in question does not deserve a license

Originally posted by:Ausm
It's dumfvcks like that which raise insurance rates throw the roof!!

Originally posted by:FrankyJunior
Deserve to get dropped if you can't handle the responsibility of driving legally. Most places don't ticket you unless you are going far over the speed limit so by the time you get 4, you deserve what you get.

Y'all are so full of crap... It's like speeding on the Beltway here in DC... you know 495. The speedlimit is 55MPH, NOONE and I mean NOONE drives 55MPH or slower... the average speeds are 65-75mph...

ANYONE is capable of getting speeding tickets... it's a matter of being lucky enough not to get caught. Now if this woman got tickets for say 75 in a 45... or worse.. then yeah... you have a problem. But I think we can all agree that the speeding laws in this country are more about raising state revenues than they are about looking out for people's safety.

-Max


Speeding alone (10-15 over) doesn't bother me so much, but speeding in school & construction zones, and running lights does.
 
Originally posted by: Dedpuhl
The person in question does not deserve a license.

You people are stupid. It all depend son the situation. I have had 5 speeding tickets in 5 years, and I speed like 90% of the time (10mph+). I have never been in a wreck or ran over anyone. If a cop has a speed trap set up, you are getting a ticket reguardless of how fast you are going.

Maybe she just has a string of bad luck.
 
Originally posted by: Armitage
Originally posted by: Doboji
Ehhh she'll be ok... she'll just have to pay a boatload for insurance...

TANGENT: I'm so tired of the holier than thou elitist troll fvcks in this forum like :

Originally posted by:Dedpuh
The person in question does not deserve a license

Originally posted by:Ausm
It's dumfvcks like that which raise insurance rates throw the roof!!

Originally posted by:FrankyJunior
Deserve to get dropped if you can't handle the responsibility of driving legally. Most places don't ticket you unless you are going far over the speed limit so by the time you get 4, you deserve what you get.

Y'all are so full of crap... It's like speeding on the Beltway here in DC... you know 495. The speedlimit is 55MPH, NOONE and I mean NOONE drives 55MPH or slower... the average speeds are 65-75mph...

ANYONE is capable of getting speeding tickets... it's a matter of being lucky enough not to get caught. Now if this woman got tickets for say 75 in a 45... or worse.. then yeah... you have a problem. But I think we can all agree that the speeding laws in this country are more about raising state revenues than they are about looking out for people's safety.

-Max


Speeding alone (10-15 over) doesn't bother me so much, but speeding in school & construction zones, and running lights does.

You'd really have to know the circumstances involved here... some construction zones aren't really construction zones... and how much over the speed limit are we talking here? As for the red light running... sh!t happens... I'm not convinced that this person is an awful driver based on those tickets.

I am however suspicious of your motives, as this looks like a classic custody battle here. Which means you're probably kind hoping she loses insurance as it gives you a one-up in this dirty war you and your ex are probably fighting.

-max
 
Originally posted by: Bowmaster

Listen, dumbass - DO NOT LET THIS BAD DRIVER drive YOUR kids around. Turn this b*tch in - you kids are far to valuable to give them to her. Why are you even questioning this? Sounds like she still has you by the balls...

:roll:

What is he going to "turn her in" for? By virtue of the fact she got the tickets, the state is obviously already aware of her driving record.

What you can do if you choose is bring this matter to the attention of whatever court granted your divorce/child custody decree, and ask the judge to modify the parenting plan to prevent her from driving the kids around. Obviously, if the court ordered this, it would create enormous, costly logistical issues for both of you, however.

I'm not surprised people here are so incensed, but in my observation the posters here tend to be very judgmental when anyone does anything wrong. I think it's appropriate to be concerned about this, however, and I would certainly discuss it with your ex, and ask her to exercise greater care when the kids are in the car.

This record sounds bad, but sometimes these things come in waves, and IMO the record alone doesn't necessarily denote a terrible driver. There are plenty of awful drivers out there (my mother comes to mind) who seldom speed or get tickets, but pose a heightened danger to themselves and other drivers due to a simple skill deficit.
 
Originally posted by: DonVito
Originally posted by: Bowmaster

Listen, dumbass - DO NOT LET THIS BAD DRIVER drive YOUR kids around. Turn this b*tch in - you kids are far to valuable to give them to her. Why are you even questioning this? Sounds like she still has you by the balls...

:roll:

What is he going to "turn her in" for? By virtue of the fact she got the tickets, the state is obviously already aware of her driving record.

What you can do if you choose is bring this matter to the attention of whatever court granted your divorce/child custody decree, and ask the judge to modify the parenting plan to prevent her from driving the kids around. Obviously, if the court ordered this, it would create enormous, costly logistical issues for both of you, however.

I'm not surprised people here are so incensed, but in my observation the posters here tend to be very judgmental when anyone does anything wrong. I think it's appropriate to be concerned about this, however, and I would certainly discuss it with your ex, and ask her to exercise greater care when the kids are in the car.

This record sounds bad, but sometimes these things come in waves, and IMO the record alone doesn't necessarily denote a terrible driver. There are plenty of awful drivers out there (my mother comes to mind) who seldom speed or get tickets, but pose a heightened danger to themselves and other drivers due to a simple skill deficit.

Bottom line, they are his kids. Obviously other people feel differently but if we were talking about my children, I would do anything to make sure she doesn't drive with kids. One or two tickets I could understand but 4??? Sometimes it doesn't help to be a pacifist.
 
Originally posted by: edro13
Originally posted by: Dedpuhl
The person in question does not deserve a license.

You people are stupid. It all depend son the situation. I have had 5 speeding tickets in 5 years, and I speed like 90% of the time (10mph+). I have never been in a wreck or ran over anyone. If a cop has a speed trap set up, you are getting a ticket reguardless of how fast you are going.

Maybe she just has a string of bad luck.

5 tickets in 5 years is fine. What we are complaining about is 4 in ONE year. one for speeding in a construction zone, one in a school zone and one for blowing a red light!

there is a difference between bad luck and a bad driver.


As someone else said. IN IL 3 tickets in a years time you lose the license. This women really needs to lose it. Heck i would not let her drive MY kids around.
 
Originally posted by: DonVito
Originally posted by: Bowmaster

Listen, dumbass - DO NOT LET THIS BAD DRIVER drive YOUR kids around. Turn this b*tch in - you kids are far to valuable to give them to her. Why are you even questioning this? Sounds like she still has you by the balls...

:roll:

What is he going to "turn her in" for? By virtue of the fact she got the tickets, the state is obviously already aware of her driving record.

What you can do if you choose is bring this matter to the attention of whatever court granted your divorce/child custody decree, and ask the judge to modify the parenting plan to prevent her from driving the kids around. Obviously, if the court ordered this, it would create enormous, costly logistical issues for both of you, however.

No, I'm not trying for any change to the parenting plan at this point. Hell, she's already giving up parenting time voluntarily, on her own accord.

As I said above, it wouldn't break my heart to have her pay out the ass for car insurance, but I in no way want her to lose her license or not be able to get insurance, as this would put a much bigger burden on me to get the kids to & from her place, etc. Plus plenty of other problems. But of course, I am concerned for the kids' safety. The individual incidents themselves don't bother me as much as the overall change in behavior they may indicate.

I'm not surprised people here are so incensed, but in my observation the posters here tend to be very judgmental when anyone does anything wrong. I think it's appropriate to be concerned about this, however, and I would certainly discuss it with your ex, and ask her to exercise greater care when the kids are in the car.

This record sounds bad, but sometimes these things come in waves, and IMO the record alone doesn't necessarily denote a terrible driver. There are plenty of awful drivers out there (my mother comes to mind) who seldom speed or get tickets, but pose a heightened danger to themselves and other drivers due to a simple skill deficit.

Maybe. As I said before, she hadn't had a ticket in at least 8 years previously.
 
you know what's funny?

her insurance is probably still lower than the males counterpart. Why? because it's sex bias!
 
Originally posted by: waggy
Originally posted by: edro13
Originally posted by: Dedpuhl
The person in question does not deserve a license.

You people are stupid. It all depend son the situation. I have had 5 speeding tickets in 5 years, and I speed like 90% of the time (10mph+). I have never been in a wreck or ran over anyone. If a cop has a speed trap set up, you are getting a ticket reguardless of how fast you are going.

Maybe she just has a string of bad luck.

5 tickets in 5 years is fine. What we are complaining about is 4 in ONE year. one for speeding in a construction zone, one in a school zone and one for blowing a red light!

there is a difference between bad luck and a bad driver.


As someone else said. IN IL 3 tickets in a years time you lose the license. This women really needs to lose it. Heck i would not let her drive MY kids around.

You're talking straight out of your azz.... you know nothing of the circumstances surrounding the tickets... so why don't you take your trolling pre-judgement somewhere else.

-Max
 
Is it legal/possible for me to get a copy of her driving record?


"How do I get a copy of someone else's driving record?

Due to the Privacy Law you as an individual cannot receive a copy of someone else's driving record without that persons written permission. If you are an employer or there is a court case pending you can read over our Requestor Release and Affidavit of Intended Use form (DR2489) to see if you meet any of the listed criteria to request the record. If you meet the criteria you can print the form fill it out and send it in with the fee which is $2.20 for a copy of the motor vehicle record or $2.70 to have it certified "
 
Originally posted by: Doboji
Originally posted by: waggy
Originally posted by: edro13
Originally posted by: Dedpuhl
The person in question does not deserve a license.

You people are stupid. It all depend son the situation. I have had 5 speeding tickets in 5 years, and I speed like 90% of the time (10mph+). I have never been in a wreck or ran over anyone. If a cop has a speed trap set up, you are getting a ticket reguardless of how fast you are going.

Maybe she just has a string of bad luck.

5 tickets in 5 years is fine. What we are complaining about is 4 in ONE year. one for speeding in a construction zone, one in a school zone and one for blowing a red light!

there is a difference between bad luck and a bad driver.


As someone else said. IN IL 3 tickets in a years time you lose the license. This women really needs to lose it. Heck i would not let her drive MY kids around.

You're talking straight out of your azz.... you know nothing of the circumstances surrounding the tickets... so why don't you take your trolling pre-judgement somewhere else.

-Max


I know enough to read the first post. Here in case you missed it.

Orginally posted by: Armitage

1. Speeding (don't know details)
2. Speeding in school zone
3. Speeding in construction zone.
4. Running a red light.

She's with a regular carrier right now (Hartford) Don't know how long that will last.


Unless the OP is lieing then thats the facts.

regardless 4 tickets in a YEAR she should lose her it and in IL she would have.
 
Originally posted by: allisolm
Is it legal/possible for me to get a copy of her driving record?


"How do I get a copy of someone else's driving record?

Due to the Privacy Law you as an individual cannot receive a copy of someone else's driving record without that persons written permission. If you are an employer or there is a court case pending you can read over our Requestor Release and Affidavit of Intended Use form (DR2489) to see if you meet any of the listed criteria to request the record. If you meet the criteria you can print the form fill it out and send it in with the fee which is $2.20 for a copy of the motor vehicle record or $2.70 to have it certified "

Linkage?
 
Originally posted by: waggy
Originally posted by: Doboji
Originally posted by: waggy
Originally posted by: edro13
Originally posted by: Dedpuhl
The person in question does not deserve a license.

You people are stupid. It all depend son the situation. I have had 5 speeding tickets in 5 years, and I speed like 90% of the time (10mph+). I have never been in a wreck or ran over anyone. If a cop has a speed trap set up, you are getting a ticket reguardless of how fast you are going.

Maybe she just has a string of bad luck.

5 tickets in 5 years is fine. What we are complaining about is 4 in ONE year. one for speeding in a construction zone, one in a school zone and one for blowing a red light!

there is a difference between bad luck and a bad driver.


As someone else said. IN IL 3 tickets in a years time you lose the license. This women really needs to lose it. Heck i would not let her drive MY kids around.

You're talking straight out of your azz.... you know nothing of the circumstances surrounding the tickets... so why don't you take your trolling pre-judgement somewhere else.

-Max


I know enough to read the first post. Here in case you missed it.

Orginally posted by: Armitage

1. Speeding (don't know details)
2. Speeding in school zone
3. Speeding in construction zone.
4. Running a red light.

She's with a regular carrier right now (Hartford) Don't know how long that will last.


Unless the OP is lieing then thats the facts.

regardless 4 tickets in a YEAR she should lose her it and in IL she would have.

That'd be 18 months actually (see topic summary)
 
I know enough to read the first post. Here in case you missed it.


quote:

--------------------------------------------------------------------------------
Orginally posted by: Armitage

1. Speeding (don't know details)
2. Speeding in school zone
3. Speeding in construction zone.
4. Running a red light.

She's with a regular carrier right now (Hartford) Don't know how long that will last.
--------------------------------------------------------------------------------




Unless the OP is lieing then thats the facts.

regardless 4 tickets in a YEAR she should lose her it and in IL she would have.

I read the first post smart guy... and if you read my posts, you'd see where I argue that that information really tells us nothing about her ability as a driver. IMHO Illinois must be on crack... 3 tickets in one year and you lose your license?... WOW... I hope public transit there is really good, or you're going to have alot of people either (a) losing their jobs, or (b) driving unlicensed.

Any tard from america can tell you how essential driving is in todays economy. And any tard can tell you how easy it is to get unlucky and get 3 tickets.

If you're going to get Nazi on the enforcement of traffic laws, then you better make the speed lmits around the actual speed you expect people to drive.

An example of what I'm talking about... in DC we've got all these handy dandy speeding cameras set up wherever... and they're configured on nazi enforcement style... I.E. if you're driv ing 2MPH over the limit... you're getting a fine. I just got one myself for driving 49 in a 45 zone. If this were Illinois think of how easy it would be to rack up a quick 3 of these?...

Somehow people in this country think that we have a traffic death issues... when in reality we probably have one of the lowest traffic fatality rate per driver rate in the entire world. Furthermore the real traffic issue at hand is drinking and driving, not driving and speeding. All this super-enforcement is not about public safety, it's about state governments trying to supliment tax income. Period.

-Max
 
Originally posted by: Armitage
That'd be 18 months actually (see topic summary)

regardless here in IL she would have lost it.

3 of those are seroius tickets.

but as others have said there is nothing you can do. i just know if it were my kids rideing with her i would be complaining to my lawyer and the judge.
 
Originally posted by: Doboji
An example of what I'm talking about... in DC we've got all these handy dandy speeding cameras set up wherever... and they're configured on nazi enforcement style... I.E. if you're driv ing 2MPH over the limit... you're getting a fine. I just got one myself for driving 49 in a 45 zone. If this were Illinois think of how easy it would be to rack up a quick 3 of these?...

FWIW, traffic cam tickets in CO don't carry any points.
 
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