Are you better or worse off since Obama took office?

[spidey07]

Simple poll. Look at your net worth, job security, income, etc. Has it improved or gotten worse since January of 2009? Answer honestly now.

 

[Mursilis]

Perhaps you should make a poll, but my answer would be, about the same.

Edit: OK, seeing it now.

 

[Pens1566]

Same

And excellent troll thread to try and save face from the other thread where you were getting your ass handed to you like usual. A++

 

[Ausm]

Yes because I get to badger the right wing cartel who come to cry on this forum

 

[Robor]

About the same to slightly better. We're both still working and making slightly more than the beginning of the year due to small annual raises.

 

[seemingly random]

Much worse off since I've had to read all of the irrational pug whining. Even the dims settled down after a while in 2001 but there seems to be no end to the current pug nonsense.

 

[StageLeft]

Better, but this is all predicated on my job, entirely, 100%. Since I have it I'm doing better. And if I still have it in a year I'll be even better off, as with time going on my net worth is increasing. I know the purpose of this question, it's kind of pointless though. It's so myopic as to be irrelevant.

 

[Carmen813]

Well let's see...

I'm getting paid more than I ever have before...and I got a $60,000 dollar scholarship. So I'm better off. I don't think this has anything to do with January 2009 other than the fact that I finished my undergrad in December 2008...

 

[Moonbeam]

I am much worse off. I have known forever that most people are fools, that the vast preponderance of people never learned how to think, but I have actually been amazed, with the election of Obama, at the panoply of idiocy displayed in this forum by castrated conservative members of the Party of Death as they paranoiac rave on and on and on about all manner of minutia about Obama having nothing in the slightest to do with reality.

My natural sympathy and feeling for fools has been tested and broken such that now all I want to do is piss in their faces, these, my fellow brothers and fellow Americans, who, it turns out, are brain dead puss sacks full of rancid infection, consumed by self hate, and bent on the destruction of justice and reason. Fuck you if you are one of them.

When oppression exists, even the bird dies in the nest. A saying

PS. I would probably die from my own indigestion if I could only

 

[Moonbeam]

My answer was destroyed by touching some key on the keyboard by accident that took me back to the main thread. I am about ready to give up on this fuse talk thingi

 

[Zebo]

Worser. I Used to make 50K-100K a pop each house I built and built 23 under Bush now none. Folded up shop after losing about 120K on last two. Some Idiot builders I know lost thier own house as they refused to take a loss and wanted 2007 pricing. Not to mention every builder who decided to develop 3-5 million dollar plots. they'll never recover thier credit.

My 403B, from when I worked, is half what it was. Not that I depend on that but it's still worser.

 

[umbrella39]

Same

And excellent troll thread to try and save face from the other thread where you were getting your ass handed to you like usual. A++

The desperation is palpable.

 

[PokerGuy]

No matter what your personal income, job etc, we are ALL worse off since Jan 2009. The amount of money each of us owes in national debt has exploded, we've all lost a lot.

 

[Carmen813]

Worser. I Used to make 50K-100K a pop each house I built and built 23 under Bush now none. Folded up shop after losing about 120K on last two. Some Idiot builders I know lost thier own house as they refused to take a loss and wanted 2007 pricing. Not to mention every builder who decided to develop 3-5 million dollar plots. they'll never recover thier credit.

Sure they will, in 7 years. That's when bankruptcy goes off the credit report.

 

[Drako]

Financially, my family is worse off. The company I work for had a company wide 15% pay cut, as well as ~10% layoff in July. My wife got layed off in February, but found a temp job in September. I'm hopeful that thing will turn around next year.

 

[Robor]

No matter what your personal income, job etc, we are ALL worse off since Jan 2009. The amount of money each of us owes in national debt has exploded, we've all lost a lot.

Good point. :\

 

[Ausm]

Financially, my family is worse off. The company I work for had a company wide 15% pay cut, as well as ~10% layoff in July. My wife got layed off in February, but found a temp job in September. I'm hopeful that thing will turn around next year.

Hopefully president Obama's plan to have the TARP money redirected to the private sector businesses will go through but the GOP are fighting this too

 

[JEDIYoda]

Simple poll. Look at your net worth, job security, income, etc. Has it improved or gotten worse since January of 2009? Answer honestly now.

I am better off!!

An excellent troll thread to try and save face from the other thread where you were getting your ass handed to you like usual.

A+++ for troll thread!!

 

[spittledip]

I am doing the same at this point as is my wife.. i should say we are doing he same. I know alot of people are doing worse, but does this really have anything to do with Obama? I don't think he made the right moves (nor did GW Bush), but you can hardly put the blame on either one of them. We have too much product and not enough money to move it due to credit. And then financial institutions sold the debts a few times over. Whoever let that get out of control is to blame. In that sense, I suppose all the past presidents could be to blame to a certain extent.

 

[Zebo]

Sure they will, in 7 years. That's when bankruptcy goes off the credit report.

Wrong. Bankruptcy aint what it used to be thanks to Bush.

 

[Zebo]

I am doing the same at this point as is my wife.. i should say we are doing he same. I know alot of people are doing worse, but does this really have anything to do with Obama? I don't think he made the right moves (nor did GW Bush), but you can hardly put the blame on either one of them. We have too much product and not enough money to move it due to credit. And then financial institutions sold the debts a few times over. Whoever let that get out of control is to blame. In that sense, I suppose all the past presidents could be to blame to a certain extent.

No it has nothing to do with Obama. Like I told spidy on other troll thread You give everyone unlimited credit of course economy will explode. Problem is when bill come due like now.

 

[spidey07]

Worser. I Used to make 50K-100K a pop each house I built and built 23 under Bush now none. Folded up shop after losing about 120K on last two. Some Idiot builders I know lost thier own house as they refused to take a loss and wanted 2007 pricing. Not to mention every builder who decided to develop 3-5 million dollar plots. they'll never recover thier credit.

My 403B, from when I worked, is half what it was. Not that I depend on that but it's still worser.

I hate to side track, but you have PMs turned off.

We're looking at buying a new house. Should we concentrate on building new or buying new ones that are already built? I would think a lot of developers, while desperate, aren't going to sell a home they've been sitting on for a year at a loss. So I would think building new would get more house for less money, or is my line of thinking totally off here?

 

[Robor]

I hate to side track, but you have PMs turned off.

We're looking at buying a new house. Should we concentrate on building new or buying new ones that are already built? I would think a lot of developers, while desperate, aren't going to sell a home they've been sitting on for a year at a loss. So I would think building new would get more house for less money, or is my line of thinking totally off here?

Buying a new house? Hmmm... Sounds like you're not doing too bad. Maybe you should change your vote?

 

[Zebo]

Some are some arnt. You may find it's not worth their time if someone want to lowball. Remember the relationships they have built w/ subs over the years for pricing and showing on time is worth something. Their material accounts are worth something, Thier expertise is worth something. Costs are down but that's because material costs and subs are dying for work. Generally 8-10% of building costs with you controlling check book is standard right now. Hire someone reputable or you trust/know.

I personally wouldn't build a custom for less than 15% but that's because I'm honest and have good rep no kickbacks or other shenanigans. One thing to remember if a house takes 3 months to build vs. 18 months it's easily paid for. Even if paying cash because of cost of capital.

 

[MiniDoom]

Buying a new house? Hmmm... Sounds like you're not doing too bad. Maybe you should change your vote?

until the fed stops artificially propping up home values. when they run out of money shit will hit the fan and we"ll have the "real" housing crisis. we can only put this off temporarily by throwing money at the problem.