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It's has been at least ...... well never ........ since I have paid an ATM fee. I don't use banks, I use credit unions, and their ATM's are free. The total amount I pay in service fees per year: $0.00. And yes there is a minimum required balance, $25.00 in savings.
What do you live in a strip club or a casino? I've never seen someone more aggressively helpless than yourself. If you can't find an ATM that charges less than $5, you either live in a one stoplight town or you're retarded.
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