Anyone using Google/Apple/ Samsung Pay for their purchases?

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Mai72

Mai72

Lifer
Sep 12, 2012
11,562
1,742
126
I've been buying my groceries via Samsung. I just use the fingerprint scanner on my debit card, hold my phone to CC machine and my items are paid.

The stares I get from old people is priceless. :)
 
MtnMan

MtnMan

Diamond Member
Jul 27, 2004
9,448
8,859
136
Samsung pay works with any point of sale card device, unlike google pay, which is virtually useless since it works as only a few places that have NFC enabled point of sale scanners.
 
foghorn67

foghorn67

Lifer
Jan 3, 2006
11,883
63
91
I love it. It's the only thing keeping me from using my Nexus phone.
Nobody gets it works with the magnetic swipers.
I buy cheap T shirts at Old Navy, they must be under some flawed instruction by management, both of my recent transactions basically accused me of credit card fraud, or "that's not supposed to work, don't use that again here".

Sent from my SM-G930T using Tapatalk
 
Ken g6

Ken g6

Programming Moderator, Elite Member
Moderator
Dec 11, 1999
16,789
4,771
75
I don't give my phone access to my money. I'm afraid I might lose it. (For both possibilities of "it"!)
 
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Q

quikah

Diamond Member
Apr 7, 2003
4,224
768
126
I used apple pay when Discover offered 10% cashback on it. Never since. Don't see the point.
 
nerp

nerp

Diamond Member
Dec 31, 2005
9,865
105
106
No, I don't. Can't be bothered. I use an Amex for everything and it's easier to take out than my phone and the transaction takes all but 5 seconds to complete. I don't see how sliding or inserting a CC is harder than taking out the phone and tapping on the screen and holding it up against whatever machine. As far as security goes, whatever. As I said, it's an Amex. Security is kind of the last thing you need to worry about when you use an Amex card.
 
rh71

rh71

No Lifer
Aug 28, 2001
52,844
1,049
126
Do you need to have a 3G/4G signal when using it? Sometimes it's unavailable in a store and I don't leave it on so I'd need to turn it on if so.

Is the payment instantaneous or do you still have to wait like 10 seconds for it to complete like a credit card?

The biggest thing for me would be the time it takes to unlock the phone and get the card up on the screen. My credit card is on the back of the phone case so it's already fast and I'm not sure how I can gain from this...
 
MrSquished

MrSquished

Lifer
Jan 14, 2013
26,386
24,607
136
Offers me zero added convenience over just using a card. Since I like to have SOME cash on my and need to have my driver's license and metrocard on me, among other things, that means carrying a wallet is part of my EDC. So for now - pay by phone=useless.
 
John Connor

John Connor

Lifer
Nov 30, 2012
22,757
619
121
Too much of a pain in the ass. I seen someone at Tenbuck do this and I was like, you could have just swiped your damn card lady. FFS! She was tap, tapping the screen and shit just to pay for a damn coffee.
 
QueBert

QueBert

Lifer
Jan 6, 2002
23,080
1,240
126
most chip readers are sloooooow, apply pay is much faster everywhere I use it, like 20 seconds a transaction faster. Google Wallet might be nice, but I have a rooted phone and could never figure out how to get it to hide the root so the damn app would let me pay. I use Apple Pay all the time. Unless a store has the Clover POS system the chip shit seems so slow I don't even want to use the damn card.
 
Billb2

Billb2

Diamond Member
Mar 25, 2005
3,035
70
86
I mostly use it for groceries and I grocery shop every 2-3 days.

Take out wallet
Open wallet
Take out card
Swipe card
Enter PIN
Push a bunch of buttons
Wait for authentication
Press some more buttons
Remove Card
Open wallet
Return Card
Put wallet away

Apple pay:
Take phone out of pocket
Do thumb print
Put phone away
 
boomerang

boomerang

Lifer
Jun 19, 2000
18,883
641
126
I pretty much consistently forget. I don't know what changed but the chip readers in our area are really fast now. Also, I've had problems in the past finding the "happy spot" on the terminals because different manufacturers do it... differently. It's not cool to be flailing away trying to get it to sync when other people are waiting in line.
 
Demo24

Demo24

Diamond Member
Aug 5, 2004
8,356
9
81
rh71 said:
Do you need to have a 3G/4G signal when using it? Sometimes it's unavailable in a store and I don't leave it on so I'd need to turn it on if so.

Is the payment instantaneous or do you still have to wait like 10 seconds for it to complete like a credit card?

The biggest thing for me would be the time it takes to unlock the phone and get the card up on the screen. My credit card is on the back of the phone case so it's already fast and I'm not sure how I can gain from this...
Click to expand...

Not sure on the data part, it may not be necessary. However, I've found it to be much faster than chip cards in my area. I also think you don't have to sign anything. Key is making sure you can quickly find the 'sweet' spot for both phone and terminal. To ward off this I generally start the process before the cashier finishes and if I can't get it to work get out my card. I've had better luck with Apple phones and this just due to where they put the NFC chip.
 
T

Tim

I use my Samsung Gear S2 watch to pay at a lot of places. All I have to do is hold a button down on my watch for 2 seconds and hold my wrist up to the cc reader. Almost always gets a comment from the cashier like "you can do that?"
 
John Connor

John Connor

Lifer
Nov 30, 2012
22,757
619
121
You know what's so damn funny? They just started to upgraded POS with chip card reading capability and now we have a bunch of people wanting to throw a wrench into the works by using their extra limb it seems which has all kinds of vectors for hackers.
 
T

Tim

As opposed to the thousands upon thousands of vectors for the way cc's have been used for years?
 
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