Sort of like starting your own company.
Except that nobody is "lying" to you if you start your own company, you say what happens, and you have a better chance of making it.
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Look, I was out of work 3 years back and I went to an "interview" for Primerica. I got to watch some sorry loser of a man spiel off for 2-3 hours (YES 2-3 fvcking hours) during this "interview". He said he'd let me know soon, but I emailed him before he could respond telling him that I'd not be interested. Companies like Primercia, Amway, etc. are pyramid schemes in the sense of the word, even if _technically_ they may not be (to stay on the good side of the law). You go in with a place like this - and they will take anybody they can BTW - and you're going to waste a lot of time making almost no money, becuase your money goes upwards to the guy/gal above you.
When I was there the loser showed me pictures of people in the company who were making all this big loot without degrees, etc., but for every guy in the company making $150k/year you've got 200 people who are working other jobs just to make ends meet.
If you happen to talk to them again - and I recommend against it (don't say I didn't warn you) - ask them what the average person is making after 6 months, one year, and two years. When they try and give you examples of "this guy so and so did this", ask them for overall general statistics. Either they will not give them to you, or they're lying. The market that they work in is _saturated_ with people competing with you. Do you really think that you'll be able to find all the clients that you need? Will your family not begin to hate you trying to sell them crap every time you see them?
My advice would be that if you think you have a future, other than death by shotgun, then I'd avoid Primerica. Get an education, because I don't believe that the answers are with a company like Primerica. I'm not saying I wouldn't use them if I needed financial advice/insurance (though in honesty I'd find somebody with more experience), but to work with them? DON'T.
Also, don't forget that you came here for advice and none of us have anything to gain by your decision either way, which is my way of saying: Don't believe the guy trying to get you to join with them who will, like Elfenix said, get a bunch of money when you do.