Originally posted by: Dopefiend
Originally posted by: otispunkmeyer
in britain its so simple, you crash, you get insurance details and then you file the claim to each insurance company, the police dont even need to be involved unless its a big crash. call a tow truck if needs be and then your off home or for a check up, and you just rest at home with a warm drink savouring the time off work (sick pay) then a week later your all better, less stressed you got your car back and everythings normal again.....what is so hard bout that?
It was slightly different for me when I had an accident two years ago- travelling down a regular town-sized road at about 5:30pm, headlights on, and someone pulled out across my path to turn right (or, my left I suppose). Totalled her Golf (and I mean totalled, I couldn't believe the amount of damage to her car at just 30mph - bonnet, tire burst, offside wing...), and the rental car I was in suffered a busted bumper and the alternator (which sits behind the bumper on that car) had to be cut free.
However, she would
not admit liability for a whole freaking year, so the insurance company wouldn't pay out. In a different, previous accident (rear-ended at about 15mph), the guy's insurance company, again, wouldn't act until he declared the accident to them! :|
Having said all that, I did get some whiplash, and I let it go. People just don't sue much over here, we just get on with life
:beer: to a fellow hardy Brit.