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401k Personal Rate of Return

sunzt

sunzt

Diamond Member
If you have a 401k, what is your personal rate of return so far YTD? This is usually given on your statement somewhere and factors in contributions and withdrawals. I know most of my funds have been performing well YTD, but i can't really tell how i'm personally doing compared to others since contributions are made bi-weekly throughout the year.

Mine is at 9.7% with ~85/15 equity/income mix.
 
10.7% Its a mix (50/25/25) of S&P 500, Mid-Cap and International mutual funds.

Your rate of return isn't bad. If you are young you may want to go riskier and be 100% equities.
Just make sure the funds you are investing in have low managment fees or that 9.7% return could be a lot lower.
 
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I'm at a nice 13.08% right now. It's a great time to be set at "aggressive" on your fund plans because the economy is keeping stocks undervalued.
 
12.somthing. It was more like 15 at the start of the year. we have a 4% annual contribution and 6% matching.
 
KB said:
10.7% Its a mix (50/25/25) of S&P 500, Mid-Cap and International mutual funds.

Your rate of return isn't bad. If you are young you may want to go riskier and be 100% equities.
Just make sure the funds you are investing in have low managment fees or that 9.7% return could be a lot lower.
Click to expand...

thanks. I'm gonna swap a fund for a more riskier one, but i'll still maintain my allocation.
 
11.30% for the year and the last 3 months have been 4.20%

current mix is
Large U.S. Equity 44%
Mid U.S. Equity 26%
Small U.S. Equity 30%
 
I don't have a 401k, but my Roth is at 12.43% YTD. That's in a target retirement fund. I am thinking of switching to 100% equities since I am young and bonds probably won't do much for me over the next decade or two anyway.
 
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